-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, VdWocJRXM3TrioAX8zSsvSbvTH4fKUd7x5OgLHr7TKQa1ua7SOpYWDHKXmMieeTc xziT2G/Zkr6IRBe+sZS4Dg== 0000895527-04-000005.txt : 20040126 0000895527-04-000005.hdr.sgml : 20040126 20040126103650 ACCESSION NUMBER: 0000895527-04-000005 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20040126 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANK OF AMERICA CORP /DE/ CENTRAL INDEX KEY: 0000070858 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 560906609 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-97197 FILM NUMBER: 04542411 BUSINESS ADDRESS: STREET 1: BANK OF AMERICA CORPORATE CENTER STREET 2: 100 N TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 BUSINESS PHONE: 7043868486 MAIL ADDRESS: STREET 1: BANK OF AMERICA CORPORATE CENTER STREET 2: 100 N TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 FORMER COMPANY: FORMER CONFORMED NAME: BANKAMERICA CORP/DE/ DATE OF NAME CHANGE: 19981022 FORMER COMPANY: FORMER CONFORMED NAME: NATIONSBANK CORP DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: NCNB CORP DATE OF NAME CHANGE: 19920107 424B2 1 psupp310.htm Pricing Supplement No. 312  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Bank of America 
100 North Tryon Street 
Charlotte, NC  28255 
Tel 704.386.5000
   
   
   
Pricing Supplement No. 0312 dated January 22, 2004 (To Prospectus dated August 20, 2002 and Prospectus Supplement dated August 20, 2002)
          Rule 424(b)(2)
          File Number 333-97197
   
Senior Medium-Term Notes, Series J
  
   
Principal Amount:
 Banc of America Securities LLC 
Blaylock & Partners, L.P. 
The Williams Capital Group, L.P. 
Total
$171,500,000.00 
$    1,750,000.00 
$    1,750,000.00
$175,000,000.00 
 
Issue Price: 
Commission or Discount: 
Proceeds to Corporation:
100.00% 
   0.00% 
100.00% 
    $175,000,000.00 
   $                  0.00
   $175,000,000.00 
   
Agents:
Banc of America Securities LLC, Blaylock & Partners, L.P., The Williams Capital Group, L.P., as agents
Original Issue Date:
 January 29, 2004 
Stated Maturity Date:
 February 17, 2009
Cusip #:
 06050 MCZ8
Form:  Book entry only 
Interest Rate:
 Floating
Daycount Convention:
 Actual/360 
Base rate:
 LIBOR Telerate Page 3750 
Index Maturity:
 90 days
Spread:
+ 15.0 bps
Initial Interest Rate:
To be determined as the sum of the Base rate in effect on January 27, 2004 and the Spread. 
Interest Reset Period:
Quarterly, commencing on May 17, 2004 
Interest Reset Dates:
February 17, May 17, August 17, and November 17 of each year
Interest Determination Date:
Two London business days prior to the Interest Reset Date 
Interest Payment Dates:
 February 17, May 17, August 17, and November 17 of each 
year, commencing May 17, 2004
May the Notes be redeemed by the Corporation prior to maturity? 
    No
. 
May the Notes be repaid prior to maturity at the option of the holder? 
     No
 Discount Note?                      No   
 
 
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