-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Qu65lGhEusjAqlWUaKvCPS1qXAhoXczGiFj2kbNkKAi3krtU4hfRdWza7uWKwfmD EJ28n6QwTvHDd9YI/Bioxw== 0000895527-02-000080.txt : 20020906 0000895527-02-000080.hdr.sgml : 20020906 20020906135751 ACCESSION NUMBER: 0000895527-02-000080 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20020906 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANK OF AMERICA CORP /DE/ CENTRAL INDEX KEY: 0000070858 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 560906609 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-97157 FILM NUMBER: 02758328 BUSINESS ADDRESS: STREET 1: NATIONSBANK CORPORATE CENTER STREET 2: 100 N TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 BUSINESS PHONE: 8882793457 MAIL ADDRESS: STREET 1: NATIONALSBANK CORPORATE CENTER STREET 2: NC1007 19 04 CITY: CHARLOTTE STATE: NC ZIP: 28255 FORMER COMPANY: FORMER CONFORMED NAME: NCNB CORP DATE OF NAME CHANGE: 19920107 FORMER COMPANY: FORMER CONFORMED NAME: NATIONSBANK CORP DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: BANKAMERICA CORP/DE/ DATE OF NAME CHANGE: 19981022 424B3 1 bofaretail52supp.htm Bank of America Pricing Supplement No. 52  
Filed Under Rule 424(b)(3), Registration Statement No. 333-97157
 Pricing Supplement Number 52 Dated Tuesday, September 03, 2002
(To: Prospectus Dated August 20, 2002)
 
CUSIP 
Number		 Selling Price
(% of Par)		  Gross Concession Net 
Proceeds		 Coupon
Rate		 Coupon
Frequency		 Maturity Date 1st Coupon Date 1st Coupon
Amount		 Survivor's
Option		 Product
Ranking		 Moody's
Rating		 S & P
Rating
06050XHE6 100.000% 1.500% $5,279,600.00 5.000% Semi-Annual 09/15/2012 03/15/2003 $26.25 YES Subordinated Unsecured
Notes		 Aa3 A
Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC.  Agents:  A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber
 
CUSIP 
Number		 Selling Price
(% of Par)		 Gross
Concession		 Net
Proceeds		 Coupon
Rate		 Coupon
Frequency		 Maturity Date 1st Coupon Date 1st Coupon
Amount		 Survivor's
Option		 Product
Ranking		 Moody's
Rating		 S & P
Rating
06050XHF3 100.000% 2.000% $6,168,120.00 5.650%
Semi-annual
 09/15/2017 03/15/2003 $29.66 YES Subordinated Unsecured
Notes		 Aa3 A
Redemption Information: Callable at 100.000% on 09/15/2005 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC.  Agents:  A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the Interest Payment Date occurring any time on or after 09/15/2005 at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.
 
CUSIP 
Number		 Selling Price
(% of Par)		 Gross
Concession		 Net
Proceeds		 Coupon
Rate		 Coupon
Frequency		 Maturity Date 1st Coupon Date 1st Coupon
Amount		 Survivor's
Option		 Product
Ranking		 Moody's
Rating		 S & P
Rating
06050XHG1 100.000% 2.500% $3,368,625.00 5.800% Semi-annual 09/15/2022 03/15/2003 $30.45 YES Subordinated Unsecured
Notes		 Aa3 A
Redemption Information: Callable at 100.000% on 09/15/2006 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC.  Agents:  A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the Interest Payment Date occurring any time on or after 09/15/2006 at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.
 
CUSIP 
Number		 Selling Price
(% of Par)		 Gross
Concession		 Net
Proceeds		 Coupon
Rate		 Coupon
Frequency		 Maturity Date 1st Coupon Date 1st Coupon
Amount		 Survivor's
Option		 Product
Ranking		 Moody's
Rating		 S & P
Rating
06050XHH9 100.000% 2.500% $44,583,825.00 6.300% Semi-annual 09/15/2027 03/15/2003 $33.08 YES Subordinated Unsecured
Notes		 Aa3 A
Redemption Information: Callable at 100.000% on 09/15/2007 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC.  Agents:  A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the Interest Payment Date occurring any time on or after 09/15/2007 at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.
 

Bank of America Corporation
100 North Tryon Street
Charlotte, NC 28255

 Trade Date: Tuesday, September 03, 2002 @12:00 PM ET
Settle Date: Friday, September 06, 2002 
Minimum Denomination/Increments: $1,000.00/$1,000.00
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC number: 0262 via BNY Clearing Services, LLC

If the maturity date or an interest payment date for any note is not a Business Day (as term is defined in Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date.

InterNotes(®) is the trade mark of Incapital LLC. All rights reserved
Bank of America
$6,000,000,000 Bank of America Corporation InterNotes
Prospectus Dated 20-Aug-02


 
     

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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