Bank of America Corporation Form 8-K

8-K 1 bofaseriesjmtn8k.htm Bank of America Corporation Form 8-K

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):
August 20, 2002

BANK OF AMERICA CORPORATION
(Exact Name of Registrant as Specified in its Charter)

Delaware
(State of Incorporation)

1-6523
(Commission File Number)

56-0906609
(IRS Employer Identification No.)

100 North Tryon Street
Charlotte, North Carolina
(Principal Executive Offices)

28255
(Zip Code)

(800) 299-2265
(Registrant's telephone number, including area code)

ITEM 5. OTHER EVENTS.

On August 20, 2002, a Committee of the Board of Directors of the Registrant (the "Committee") approved the implementation of a new series under the Registrant's medium-term note program, pursuant to which certain officers of the Registrant may cause the Registrant to issue from time to time up to $5,000,000,000 aggregate principal amount of medium-term notes, which may be senior debt securities, designated as the Senior Medium-Term Notes, Series J (the "Senior Medium-Term Notes") or subordinated debt securities, designated as the Subordinated Medium-Term Notes, Series J (the "Subordinated Medium-Term Notes," and, together with the Senior Medium-Term Notes, the "Medium-Term Notes"), or any combination thereof, and may establish the price, terms and conditions and specific method of distribution of the Medium-Term Notes. The resolutions of the Committee are included as Exhibit 99.1 hereto.

The Senior Medium-Term Notes will be issued under an Indenture dated as of January 1, 1995, between the Registrant (successor to NationsBank Corporation ("NationsBank")) and The Bank of New York (successor in interest to BankAmerica National Trust Company), as trustee, as supplemented by a First Supplemental Indenture dated September 18, 1998 and a Second Supplemental Indenture dated May 7, 2001. The Subordinated Medium-Term Notes will be issued under an Indenture dated as of January 1, 1995 between the Registrant (successor to NationsBank) and The Bank of New York, as trustee, as supplemented by a First Supplemental Indenture dated August 28, 1998.

The Registrant entered into a distribution agreement dated as of August 20, 2002 with the agents named therein (the "Distribution Agreement"), the terms of which will govern sales of the Medium-Term Notes. The Medium-Term Notes are described generally in the Prospectus dated August 20, 2002, constituting a part of Registration Statement No. 333-97197, as amended (the "Registration Statement"), and as supplemented by a Prospectus Supplement dated August 20, 2002. The Distribution Agreement is included is included as Exhibit 1.1 hereto.

The Medium-Term Notes are unsecured debt securities which have been registered on Form S-3 with Securities and Exchange Commission under the Registration Statement, which was declared effective on August 20, 2002.

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

The following exhibits are filed herewith:

EXHIBIT NO. DESCRIPTION OF EXHIBIT

1.1 Distribution Agreement dated as of August 20, 2002 with respect to the offering of the Medium-Term Notes

4.1 Indenture dated as of January 1, 1995 between the Registrant (successor to NationsBank Corporation) and The Bank of New York (successor in interest to U.S. Bank Trust National Association), as trustee, incorporated herein by reference to Exhibit 4.1 of the Registrant's Registration Statement on Form S-3, as amended, Registration No. 33-57533

4.2 Successor Trustee Agreement effective December 15, 1995 between the Registrant (successor to NationsBank Corporation) and First Trust of New York, National Association (now U.S. Bank Trust National Association), as successor trustee to BankAmerica National Trust Company (the "Senior Trustee") incorporated herein by reference to Exhibit 4.2 of the Registrant's Registration Statement on Form S-3 Registration No. 333-7229

4.3 First Supplemental Indenture dated as of September 18, 1998 among the Registrant (successor to NationsBank Corporation), NationsBank (DE) Corporation and the Senior Trustee, as trustee, incorporated herein by reference by Exhibit 4.3 of the Registrant's Current Report on Form 8-K, filed on November 18, 1998

4.4 Second Supplemental Indenture dated as of May 7, 2001 between the Registrant and the Senior Trustee, as trustee; incorporated by reference to Exhibit 4.4 of the Registrant's Current Report on Form 8-K, filed on June 5, 2001

4.5 Form of Senior Medium-Term Note, Series J (Fixed-Rate)

4.6 Form of Senior Medium-Term Note, Series J (Fixed-Rate)

4.7 Form of Senior Medium-Term Note,Series J (Indexed Note)

4.8 Indenture dated as of January 1, 1995 between the Registrant (successor to NationsBank Corporation) and The Bank of New York, as trustee (the "Subordinated Trustee"), incorporated herein by reference to Exhibit 4.5 of the Registrant's Registration Statement on Form S-3, as amended, Registration No. 33-57533

4.9 First Supplemental Indenture dated as of August 28, 1998 among the Registrant (successor to NationsBank Corporation), NationsBank (DE) Corporation and the Subordinated Trustee incorporated herein by reference to Exhibit 4.7 of the Registrant's Current Report on Form 8-K, filed November 18, 1998

4.10 Form of Subordinated Medium-Term Note, Series J (Fixed Rate)

4.11 Form of Subordinated Medium-Term Note, Series J (Floating Rate)

5.1 Opinion of Helms Mulliss & Wicker, PLLC as to the legality of the securities

23.1 Consent of Helms Mulliss & Wicker, PLLC (included in Exhibit 5.1)

99.1 Resolutions of a Committee appointed by the Board of Directors dated August 20, 2002 with respect to the terms of the offering of the Medium-Term Notes

SIGNATURES

          Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

BANK OF AMERICA CORPORATION

By:   /s/ CHARLES M. BERGER
              Charles M. Berger
               Deputy General Counsel

Dated: August 22, 2002

INDEX TO EXHIBITS

Exhibit No.
1.1	Distribution Agreement dated as of August 20, 2002 with respect to the offering of the Medium-Term Notes
4.1	Indenture dated as of January 1, 1995 between the Registrant (successor to NationsBank Corporation) and The Bank of New York (successor in interest to U.S. Bank Trust National Association), as trustee, incorporated herein by reference to Exhibit 4.1 of the Registrant's Registration Statement on Form S-3, as amended, Registration No. 33-57533
4.2	Successor Trustee Agreement effective December 15, 1995 between the Registrant (successor to NationsBank Corporation) and First Trust of New York, National Association (now U.S. Bank Trust National Association), as successor trustee to BankAmerica National Trust Company (the "Senior Trustee") incorporated herein by reference to Exhibit 4.2 of the Registrant's Registration Statement on Form S-3 Registration No. 333-7229
4.3	First Supplemental Indenture dated as of September 18, 1998 among the Registrant (successor to NationsBank Corporation), NationsBank (DE) Corporation and the Senior Trustee, as trustee, incorporated herein by reference by Exhibit 4.3 of the Registrant's Current Report on Form 8-K, filed on November 18, 1998
4.4	Second Supplemental Indenture dated as of May 7, 2001 between the Registrant and the Senior Trustee, as trustee, incorporated by reference to Exhibit 4.4 of the Registrant's Current Report on Form 8-K, filed on June 5, 2001
4.5	Form of Senior Medium-Term Note, Series J (Fixed-Rate)
4.6	Form of Senior Medium-Term Note, Series J (Fixed-Rate)
4.7	Form of Senior Medium-Term Note,Series J (Indexed Note)
4.8	Indenture dated as of January 1, 1995 between the Registrant (successor to NationsBank Corporation) and The Bank of New York, as trustee (the "Subordinated Trustee"), incorporated herein by reference to Exhibit 4.5 of the Registrant's Registration Statement on Form S-3, as amended, Registration No. 33-57533
4.9	First Supplemental Indenture dated as of August 28, 1998 among the Registrant (successor to NationsBank Corporation), NationsBank (DE) Corporation and the Subordinated Trustee incorporated herein by reference to Exhibit 4.7 of the Registrant's Current Report on Form 8-K, filed November 18, 1998
4.10	Form of Subordinated Medium-Term Note, Series J (Fixed Rate)
4.11	Form of Subordinated Medium-Term Note, Series J (Floating Rate)
5.1	Opinion of Helms Mulliss & Wicker, PLLC as to the legality of the securities
23.1	Consent of Helms Mulliss & Wicker, PLLC (included in Exhibit 5.1)
99.1	Resolutions of a Committee appointed by the Board of Directors dated August 20, 2002 with respect to the terms of the offering of the Medium-Term Notes

EXHIBIT NO.	DESCRIPTION OF EXHIBIT
1.1	Distribution Agreement dated as of August 20, 2002 with respect to the offering of the Medium-Term Notes
4.1	Indenture dated as of January 1, 1995 between the Registrant (successor to NationsBank Corporation) and The Bank of New York (successor in interest to U.S. Bank Trust National Association), as trustee, incorporated herein by reference to Exhibit 4.1 of the Registrant's Registration Statement on Form S-3, as amended, Registration No. 33-57533
4.2	Successor Trustee Agreement effective December 15, 1995 between the Registrant (successor to NationsBank Corporation) and First Trust of New York, National Association (now U.S. Bank Trust National Association), as successor trustee to BankAmerica National Trust Company (the "Senior Trustee") incorporated herein by reference to Exhibit 4.2 of the Registrant's Registration Statement on Form S-3 Registration No. 333-7229
4.3	First Supplemental Indenture dated as of September 18, 1998 among the Registrant (successor to NationsBank Corporation), NationsBank (DE) Corporation and the Senior Trustee, as trustee, incorporated herein by reference by Exhibit 4.3 of the Registrant's Current Report on Form 8-K, filed on November 18, 1998
4.4	Second Supplemental Indenture dated as of May 7, 2001 between the Registrant and the Senior Trustee, as trustee; incorporated by reference to Exhibit 4.4 of the Registrant's Current Report on Form 8-K, filed on June 5, 2001
4.5	Form of Senior Medium-Term Note, Series J (Fixed-Rate)
4.6	Form of Senior Medium-Term Note, Series J (Fixed-Rate)
4.7	Form of Senior Medium-Term Note,Series J (Indexed Note)
4.8	Indenture dated as of January 1, 1995 between the Registrant (successor to NationsBank Corporation) and The Bank of New York, as trustee (the "Subordinated Trustee"), incorporated herein by reference to Exhibit 4.5 of the Registrant's Registration Statement on Form S-3, as amended, Registration No. 33-57533
4.9	First Supplemental Indenture dated as of August 28, 1998 among the Registrant (successor to NationsBank Corporation), NationsBank (DE) Corporation and the Subordinated Trustee incorporated herein by reference to Exhibit 4.7 of the Registrant's Current Report on Form 8-K, filed November 18, 1998
4.10	Form of Subordinated Medium-Term Note, Series J (Fixed Rate)
4.11	Form of Subordinated Medium-Term Note, Series J (Floating Rate)
5.1	Opinion of Helms Mulliss & Wicker, PLLC as to the legality of the securities
23.1	Consent of Helms Mulliss & Wicker, PLLC (included in Exhibit 5.1)
99.1	Resolutions of a Committee appointed by the Board of Directors dated August 20, 2002 with respect to the terms of the offering of the Medium-Term Notes

	BANK OF AMERICA CORPORATION
	By: /s/ CHARLES M. BERGER Charles M. Berger Deputy General Counsel