Filed Under Rule 424(b)(3), Registration Statement No. 333-65750
 Pricing Supplement Number 47 Dated Monday, June 17, 2002
(To: Prospectus Dated August 22, 2001)
 
 

CUSIP  Number

Selling Price (% of Par)

Gross Concession

Net  Proceeds

Coupon Rate

Coupon Frequency

Maturity Date

1st Coupon Date

1st Coupon Amount

Survivor's Option

Product Ranking

Moody's Rating

S & P Rating

06050XGK3

100.000%

1.500%

$3,902,570.00

5.750%

Semi-Annual

06/15/2012

12/15/2002

$27.95

YES

Subordinated Unsecured Notes

Aa3

A

Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC.  Agents:  A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber
 
 
 

CUSIP  Number

Selling Price (% of Par)

Gross Concession

Net Proceeds

Coupon Rate

Coupon Frequency

Maturity Date

1st Coupon Date

1st Coupon Amount

Survivor's Option

Product Ranking

Moody's Rating

S & P Rating

06050XGL1

100.000%

2.000%

$6,450,360.00

6.300%

Semi-annual

06/15/2017

12/15/2002

$30.63

YES

Subordinated Unsecured Notes

Aa3

A

Redemption Information: Callable at 100.000% on 06/15/2005 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC.  Agents:  A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the Interest Payment Date occurring any time on or after 06/15/2005 at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.
 
 

CUSIP  Number

Selling Price (% of Par)

Gross Concession

Net Proceeds

Coupon Rate

Coupon Frequency

Maturity Date

1st Coupon Date

1st Coupon Amount

Survivor's Option

Product Ranking

Moody's Rating

S & P Rating

06050XGM9

100.000%

2.500%

$2,317,575.00

6.400%

Semi-annual

06/15/2022

12/15/2002

$31.11

YES

Subordinated Unsecured Notes

Aa3

A

Redemption Information: Callable at 100.000% on 06/15/2006 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC.  Agents:  A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the Interest Payment Date occurring any time on or after 06/15/2006 at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.
 
 

CUSIP  Number

Selling Price (% of Par)

Gross Concession

Net Proceeds

Coupon Rate

Coupon Frequency

Maturity Date

1st Coupon Date

1st Coupon Amount

Survivor's Option

Product Ranking

Moody's Rating

S & P Rating

06050XGN7

100.000%

2.500%

$11,923,275.00

6.700%

Semi-annual

06/15/2027

12/15/2002

$32.57

YES

Subordinated Unsecured Notes

Aa3

A

Redemption Information: Callable at 100.000% on 06/15/2007 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC.  Agents:  A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the Interest Payment Date occurring any time on or after 06/15/2007 at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.
 
 

Bank of America Corporation
100 North Tryon Street
Charlotte, NC 28255 Trade Date: Monday, June 17, 2002 @12:00 PM ET
Settle Date: Thursday, June 20, 2002 
Minimum Denomination/Increments: $1,000.00/$1,000.00
All trades settle flat and clear SDFS: DTC Book Entry only
DTC number: 0262 via BNY Clearing Services, LLC If the maturity date or an interest payment date for any note is not a Business Day (as term is defined in Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date. InterNotes(sm) is the service mark of Incapital LLC. All rights reserved Bank of America
$5,000,000,000 Bank of America Corporation InterNotes
Prospectus Dated 22-Aug-01