Bank of America Pricing Supplement No. 44

-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, TfSQJ5qoPAmNObKPGwQFhjWwQ936+9mcQzOjTtB0IrlpJGHOJLlQDaxHA1h6EUAV 0rwUwqHpeRSH7zO2doADWw== 0000895527-02-000056.txt : 20020530 0000895527-02-000056.hdr.sgml : 20020530 20020530140017 ACCESSION NUMBER: 0000895527-02-000056 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20020530 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANK OF AMERICA CORP /DE/ CENTRAL INDEX KEY: 0000070858 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 560906609 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-65750 FILM NUMBER: 02666001 BUSINESS ADDRESS: STREET 1: NATIONSBANK CORPORATE CENTER STREET 2: 100 N TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 BUSINESS PHONE: 8882793457 MAIL ADDRESS: STREET 1: NATIONALSBANK CORPORATE CENTER STREET 2: NC1007 19 04 CITY: CHARLOTTE STATE: NC ZIP: 28255 FORMER COMPANY: FORMER CONFORMED NAME: NCNB CORP DATE OF NAME CHANGE: 19920107 FORMER COMPANY: FORMER CONFORMED NAME: NATIONSBANK CORP DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: BANKAMERICA CORP/DE/ DATE OF NAME CHANGE: 19981022 424B3 1 bofaretail44psupp.htm Bank of America Pricing Supplement No. 44

Filed Under Rule 424(b)(3), Registration Statement No. 333-65750
Pricing Supplement Number 44 Dated Tuesday, May 28, 2002
(To: Prospectus Dated August 22, 2001)

CUSIP
Number

Selling Price
(% of Par)

Gross Concession

Net
Proceeds

Coupon
Rate

Coupon
Frequency

Maturity Date

1^st Coupon Date

1^st Coupon
Amount

Survivor's
Option

Product
Ranking

Moody's
Rating

S & P
Rating

06050WAX3

100.000%

1.000%

$2,534,400.00

4.800%

Semi-Annual

05/15/2007

11/15/2002

$21.87

YES

Senior Unsecured
Notes

Aa2

A+

Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC. Agents: A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber

CUSIP
Number

Selling Price
(% of Par)

Gross
Concession

Net
Proceeds

Coupon
Rate

Coupon
Frequency

Maturity
Date

1^st Coupon Date

1^stCoupon
Amount

Survivor's
Option

Product
Ranking

Moody's
Rating

S & P
Rating

06050XFX6

100.000%

1.500%

$11,631,865.00

6.000%

Semi-annual

05/15/2012

11/15/2002

$27.33

YES

Subordinated Unsecured
Notes

Aa3

Redemption Information: Non-Callable
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC. Agents: A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber

CUSIP
Number

Selling Price
(% of Par)

Gross
Concession

Net
Proceeds

Coupon
Rate

Coupon
Frequency

Maturity Date

1^st Coupon Date

1^stCoupon
Amount

Survivor's
Option

Product
Ranking

Moody's
Rating

S & P
Rating

06050XFY4

100.000%

2.000%

$4,351,200.00

6.400%

Semi-annual

05/15/2017

11/15/2002

$29.16

YES

Subordinated Unsecured
Notes

Aa3

Redemption Information: Callable at 100.000% on 05/15/2005 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC. Agents: A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the Interest Payment Date occurring any time on or after 05/15/2005 at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.

CUSIP
Number

Selling Price
(% of Par)

Gross
Concession

Net
Proceeds

Coupon
Rate

Coupon
Frequency

Maturity Date

1^st Coupon Date

1^stCoupon
Amount

Survivor's
Option

Product
Ranking

Moody's
Rating

S & P
Rating

06050XFZ1

100.000%

2.500%

$4,211,025.00

6.500%

Semi-annual

05/15/2022

11/15/2002

$29.61

YES

Subordinated Unsecured
Notes

Aa3

Redemption Information: Callable at 100.000% on 05/15/2006 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC. Agents: A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the Interest Payment Date occurring any time on or after 05/15/2006 at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.

CUSIP
Number

Selling Price
(% of Par)

Gross
Concession

Net
Proceeds

Coupon
Rate

Coupon
Frequency

Maturity Date

1^st Coupon Date

1^stCoupon
Amount

Survivor's
Option

Product
Ranking

Moody's
Rating

S & P
Rating

06050XGA5

100.000%

2.500%

$13,834,275.00

6.800%

Semi-annual

05/15/2027

11/15/2002

$30.98

YES

Subordinated Unsecured
Notes

Aa3

Redemption Information: Callable at 100.000% on 05/15/2007 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC and Incapital LLC. Agents: A.G. Edwards & Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the Interest Payment Date occurring any time on or after 05/15/2007 at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.

Bank of America Corporation
100 North Tryon Street
Charlotte, NC 28255

Trade Date: Tuesday, May 28, 2002 @12:00 PM ET
Settle Date: Friday, May 31, 2002
Minimum Denomination/Increments: $1,000.00/$1,000.00
All trades settle flat and clear SDFS: DTC Book Entry only
DTC number: 0262 via BNY Clearing Services, LLC

If the maturity date or an interest payment date for any note is not a Business Day (as term is defined in Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date.

Bank of America
$5,000,000,000 Bank of America Corporation InterNotes
Prospectus Dated 22-Aug-01

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