424B2 1 resupp.txt BANK OF AMERICA (logo) Bank of America Corporation 100 North Tryon Street Charlotte, NC 28255 Pricing Supplement No. 005 Dated Monday, March 05, 2001 Rule 424(b)(2) (to Prospectus dated January 22, 2001) File Number 333-47222 $3,000,000,000 InterNotes(sm) Minimum Denomination: $1000.00 Minimum Increments: $1000.00 All trade settle flat and clear SDFS: DTC Book Entry Only Trade Date: Monday, March 5, 2001 @ 12:00 PM ET Settlement Date: Thursday, March 08, 2001 @ 3:30 PM ET CUSIP Number 06050WAG0 06050XAL7 06050XAM5 06050XAN3 -------------- Coupon Rate 5.850% 6.700% 7.000% 7.050% ------------- Coupon Semi Semi Semi Frequency Annually Monthly Annually Annually ------------- Maturity Date* 3/15/06 3/15/11 3/15/16 3/25/21 ------------- Resale Price 100.000% 100.000% 100.000% 100.000% ------------- Gross Concession 1.000% 1.500% 2.000% 2.500% ------------- Net Proceeds To Issuer: $3,089,790.00 $8,708,385.00 $17,417,540.00 $7,004,400.00 ------------- Call Date non-callable non-callable **callable ***callable on 3/15/04 on 3/15/05 and every and every coupon date coupon date thereafter thereafter ------------- Call Price non-callable non-callable 100.000% 100.000% ------------- 1st Coupon Date* 9/15/01 4/15/01 9/15/01 9/15/01 ------------- 1st Coupon Amount $30.39 $6.89 $36.36 $36.62 ------------- Survivor's Option Yes Yes Yes Yes ---------- Product Senior Subordinated Subordinated Subordinated Ranking Unsecured Unsecured Unsecured Unsecured ------------- Notes Notes Notes Notes Moody's Rating Aa2 Aa3 Aa3 Aa3 ------------- S&P Rating A+ A A A _______________ *If the maturity date or an interest payment date for any note is not a Business Day (as that term is defined in the Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date. **The InterNote(sm) will be subject to redemption at the option of Bank of America Corporation, in whole, on the Interest Payment Date occuring 3/15/04 and on any Interest Payment Date thereafter at a redemption price equal to 100% of the principal amount of the InterNote(sm), plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus. ***The InterNote(sm) will be subject to redemption at the option of Bank of America Corporation, in whole, on the Interest Payment Date occurring 3/15/05 and on any Interest Payment Date thereafter at a redemption price equal to 100% of the principal amount of the InterNote(SM), plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus. InterNote(sm) is the service mark of Incapital, LLC. All rights reserved.