-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, NpTNNGlJPaG7O8p14Cm7sl1ShnhS6JkzUmoBdlsM2Gv9I1oqgGI0jqPFexHnEYtG uiNfe5/aWspYR4NgpBgnLA== 0000070858-99-000346.txt : 19991018 0000070858-99-000346.hdr.sgml : 19991018 ACCESSION NUMBER: 0000070858-99-000346 CONFORMED SUBMISSION TYPE: SC 13G PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 19991008 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: E LOAN INC CENTRAL INDEX KEY: 0001082337 STANDARD INDUSTRIAL CLASSIFICATION: MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162] IRS NUMBER: 770460084 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G SEC ACT: SEC FILE NUMBER: 005-56953 FILM NUMBER: 99725390 BUSINESS ADDRESS: STREET 1: 5875 ARNOLD RD., SUITE 100 CITY: DUBLIN STATE: CA ZIP: 94568 BUSINESS PHONE: 9252412402 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: BANK OF AMERICA CORP /DE/ CENTRAL INDEX KEY: 0000070858 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 560906609 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G BUSINESS ADDRESS: STREET 1: NATIONSBANK CORPORATE CENTER STREET 2: 100 N TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 BUSINESS PHONE: 7043865000 MAIL ADDRESS: STREET 1: NATIONALSBANK CORPORATE CENTER STREET 2: NC1007 19 04 CITY: CHARLOTTE STATE: NC ZIP: 28255 FORMER COMPANY: FORMER CONFORMED NAME: BANKAMERICA CORP/DE/ DATE OF NAME CHANGE: 19981022 FORMER COMPANY: FORMER CONFORMED NAME: NATIONSBANK CORP DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: NCNB CORP DATE OF NAME CHANGE: 19920107 SC 13G 1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 E-Loan, Inc. ------------------------------------------- (Name of Issuer) Common Stock, $.001 Par Value ------------------------------------------- (Title of Class of Securities) 26861P107 ------------------------------- (CUSIP Number) September 17, 1999 ----------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [ ] Rule 13d-1(b) [x] Rule 13d-1(c) [ ] Rule 13d-1(d) PAGE 1 OF 9 CUSIP No. 26861P107 - ---------------------------------------------------------------- 1 NAME OF REPORTING PERSON: Bank of America Corporation I.R.S. IDENTIFICATION NO. OF ABOVE PERSON: 560906609 - ---------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a)[](b)[] - ---------------------------------------------------------------- 3 SEC USE ONLY - ---------------------------------------------------------------- 4 CITIZENSHIP OR PLACE OF ORGANIZATION: Delaware - ---------------------------------------------------------------- NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH: 5 Sole Voting Power: 0 6 Shared Voting Power: 2,321,555 7 Sole Dispositive Power: 0 8 Shared Dispositive Power: 2,321,555 - ---------------------------------------------------------------- 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,321,555 - ---------------------------------------------------------------- 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [ ] - ---------------------------------------------------------------- 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9: 5.9% - ---------------------------------------------------------------- 12 TYPE OF REPORTING PERSON: HC - ---------------------------------------------------------------- PAGE 2 of 9 CUSIP No. 26861P107 - ---------------------------------------------------------------- 1 NAME OF REPORTING PERSON: NB Holdings Corporation I.R.S. IDENTIFICATION NO. OF ABOVE PERSON: 561857749 - ---------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a)[](b)[] - ---------------------------------------------------------------- 3 SEC USE ONLY - ---------------------------------------------------------------- 4 CITIZENSHIP OR PLACE OF ORGANIZATION: Delaware - ---------------------------------------------------------------- NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH: 5 Sole Voting Power: 0 6 Shared Voting Power: 2,321,555 7 Sole Dispositive Power: 0 8 Shared Dispositive Power: 2,321,555 - ---------------------------------------------------------------- 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,321,555 - ---------------------------------------------------------------- 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [ ] - ---------------------------------------------------------------- 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9: 5.9% - ---------------------------------------------------------------- 12 TYPE OF REPORTING PERSON: HC - ---------------------------------------------------------------- PAGE 3 OF 9 CUSIP No. 26861P107 - ---------------------------------------------------------------- 1 NAME OF REPORTING PERSON: Bank of America, N.A. I.R.S. IDENTIFICATION NO. OF ABOVE PERSON: 941687665 - ---------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a)[](b)[] - ---------------------------------------------------------------- 3 SEC USE ONLY - ---------------------------------------------------------------- 4 CITIZENSHIP OR PLACE OF ORGANIZATION: United States - ---------------------------------------------------------------- NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH: 5 Sole Voting Power: 0 6 Shared Voting Power: 2,321,555 7 Sole Dispositive Power: 0 8 Shared Dispositive Power: 2,321,555 - ---------------------------------------------------------------- 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,321,555 - ---------------------------------------------------------------- 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [ ] - ---------------------------------------------------------------- 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9: 5.9% - ---------------------------------------------------------------- 12 TYPE OF REPORTING PERSON: BK - ---------------------------------------------------------------- PAGE 4 OF 9 CUSIP No. 26861P107 - ---------------------------------------------------------------- 1 NAME OF REPORTING PERSON: Banc of America Auto Finance Corp. I.R.S. IDENTIFICATION NO. OF ABOVE PERSON: 953224681 - ---------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP: (a)[](b)[] - ---------------------------------------------------------------- 3 SEC USE ONLY - ---------------------------------------------------------------- 4 CITIZENSHIP OR PLACE OF ORGANIZATION: Delaware - ---------------------------------------------------------------- NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH: 5 Sole Voting Power: 2,321,555 6 Shared Voting Power: 0 7 Sole Dispositive Power: 2,321,555 8 Shared Dispositive Power: 0 - ---------------------------------------------------------------- 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 2,321,555 - ---------------------------------------------------------------- 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [ ] - ---------------------------------------------------------------- 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9: 5.9% - ---------------------------------------------------------------- 12 TYPE OF REPORTING PERSON: CO - ---------------------------------------------------------------- PAGE 5 OF 9 ITEM 1 (a) NAME OF ISSUER: E-Loan, Inc. ("E-Loan") (b) ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES: 5875 Arnold Road Dublin, CA 94568 ITEM 2 (a) NAMES OF PERSONS FILING: Bank of America Corporation NB Holdings Corporation Bank of America, N.A. Banc of America Auto Finance Corp. (b) ADDRESS OF PRINCIPAL BUSINESS OFFICES: Bank of America Corporation 100 North Tryon Street Charlotte, NC 28255 NB Holdings Corporation 1209 Orange Street Wilmington, DE 19801 Bank of America, N.A. 101 South Tryon Street Charlotte, NC 28255 Banc of America Auto Finance Corp. 1351 Town Center Drive Las Vegas, NV 89134 (c) CITIZENSHIP: Bank of America Corporation - Delaware NB Holdings Corporation - Delaware Bank of America, N.A. - United States Banc of America Auto Finance Corp. - Delaware (d) TITLE OF CLASS OF SECURITIES: Common Stock, $.001 Par Value (e) CUSIP NUMBER: 26861P107 PAGE 6 OF 9 ITEM 3 - IF THIS STATEMENT IS FILED PURSUANT TO RULES 13d-1(b) OR 13d-2(b)OR (c), CHECK WHETHER THE PERSON FILING IS A: Not Applicable. ITEM 4 - OWNERSHIP With respect to the beneficial ownership of each reporting person, see Items 5 through 8 of the cover pages to this Schedule 13G applicable to each such person (pp. 2-5), which are incorporated herein by reference. ITEM 5 - OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS: Not Applicable. ITEM 6 - OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON: Not Applicable. ITEM 7 - IDENTIFICATION OF THE SUBSIDIARIES WHICH ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY: NB Holdings Corporation Bank of America, N.A. Banc of America Auto Finance Corp. ITEM 8 - IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP: Not Applicable. ITEM 9 - NOTICE OF DISSOLUTION OF GROUP: Not Applicable. PAGE 7 OF 9 ITEM 10 - CERTIFICATION. By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. After reasonable inquiry and to the best of my knowledge and belief, the undersigned certify that the information set forth in this statement is true, complete and correct. DATED: October 8, 1999 Bank of America Corporation NB Holdings Corporation Bank of America, N.A. BY: /s/ NEIL A. COTTY Neil A. Cotty Senior Vice President Banc of America Auto Finance Corp. BY: /s/ PATRICK S. DORAN Patrick S. Doran President PAGE 8 OF 9 EXHIBIT A AGREEMENT AS TO JOINT FILING OF SCHEDULE 13G In accordance with Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree to the joint filing, on behalf of each of them, of a Statement on Schedule 13G (including amendments thereto) with respect to the Common Stock of E-Loan, Inc. Each of them is responsible for the timely filing of such Schedule 13G and any amendments thereto, and for the completeness and accuracy of the information concerning such person contained therein; but none of them is responsible for the completeness or accuracy of the information concerning the other persons making the filing, unless such person knows or has reason to believe that such information in inaccurate. DATE: October 8, 1999 Bank of America Corporation NB Holdings Corporation Bank of America, N.A. BY: /s/ NEIL A. COTTY Neil A. Cotty Senior Vice President Banc of America Auto Finance Corp. BY: /s/ PATRICK S. DORAN Patrick S. Doran President PAGE 9 OF 9 -----END PRIVACY-ENHANCED MESSAGE-----