-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 FL8kCRltR73k+oUYrySmYfEmiCOVR7QOs6JHNDAWp3JWqRbZ7ICy4LHg/QVEp2mN
 HkuYkT47BvMZ7d+fOAq42Q==

<SEC-DOCUMENT>0000000000-06-056876.txt : 20070105
<SEC-HEADER>0000000000-06-056876.hdr.sgml : 20070105
<ACCEPTANCE-DATETIME>20061117151209
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-06-056876
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20061117

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF AMERICA CORP /DE/
		CENTRAL INDEX KEY:			0000070858
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				560906609
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		BANK OF AMERICA CORPORATE CENTER
		STREET 2:		100 N TRYON ST
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28255
		BUSINESS PHONE:		7043868486

	MAIL ADDRESS:	
		STREET 1:		BANK OF AMERICA CORPORATE CENTER
		STREET 2:		100 N TRYON ST
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28255

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANKAMERICA CORP/DE/
		DATE OF NAME CHANGE:	19981022

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NATIONSBANK CORP
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NCNB CORP
		DATE OF NAME CHANGE:	19920107
PUBLIC REFERENCE ACCESSION NUMBER:		0001193125-06-056053
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
<PDF>
begin 644 filename1.pdf
M)5!$1BTQ+C0-)>+CS],-"C4P(#`@;V)J(#P\+TQI;F5A<FEZ960@,2],(#$T
M,#,Y+T\@-3(O12`W,S8R+TX@,2]4(#$R.3DR+T@@6R`U.38@,3@R73X^#65N
M9&]B:@T@("`@("`@("`@("`@("`@("`@#0IX<F5F#0HU,"`Q-0T*,#`P,#`P
M,#`Q-B`P,#`P,"!N#0HP,#`P,#`P.30T(#`P,#`P(&X-"C`P,#`P,#$Q.3<@
M,#`P,#`@;@T*,#`P,#`P,30U,"`P,#`P,"!N#0HP,#`P,#`Q.#@U(#`P,#`P
M(&X-"C`P,#`P,#$Y,3D@,#`P,#`@;@T*,#`P,#`P,S`U-"`P,#`P,"!N#0HP
M,#`P,#`S-#4V(#`P,#`P(&X-"C`P,#`P,#,X-S(@,#`P,#`@;@T*,#`P,#`P
M-C4T,2`P,#`P,"!N#0HP,#`P,#`V-S@S(#`P,#`P(&X-"C`P,#`P,#<P,S@@
M,#`P,#`@;@T*,#`P,#`P-S(X-B`P,#`P,"!N#0HP,#`P,#`P-S<X(#`P,#`P
M(&X-"C`P,#`P,#`U.38@,#`P,#`@;@T*=')A:6QE<@T*/#PO4VEZ92`V-2]0
M<F5V(#$R.3@Q+UA29693=&T@-S<X+U)O;W0@-3$@,"!2+TEN9F\@-B`P(%(O
M241;/#,V-SA$-C,P.3)$148V1#-!.3A$,#$X-SE%1$4W0D8S/CQ%,$,Q,T9&
M-3!&-#@Y,S1$03$Q1#!&-C9&,S,Y1D,Y0CY=/CX-"G-T87)T>')E9@T*,`T*
M)25%3T8-"B`@#0HV-"`P(&]B:CP\+TQE;F=T:"`Y,R]#(#DX+T9I;'1E<B]&
M;&%T941E8V]D92])(#$R,"],(#@R+U,@,SD^/G-T<F5A;0T*>-IB8&#@9F!@
M_LX`!!*B#*B`&8A9&#@:&(20!+FAF(%!B8&'=^-$!A9?<<:Z)1LN\%ZXQK0`
M+,'$P"`?!*$9+("8D8%!A@=",[O!#6)C8##X#1%E9`$(,`#,)`L>#0IE;F1S
M=')E86T-96YD;V)J#38S(#`@;V)J/#PO3&5N9W1H(#(P+T9I;'1E<B]&;&%T
M941E8V]D92]76S$@,2`Q72]);F1E>%LW(#0S72]$96-O9&5087)M<SP\+T-O
M;'5M;G,@,R]0<F5D:6-T;W(@,3(^/B]3:7IE(#4P+U1Y<&4O6%)E9CX^<W1R
M96%M#0IXVF)B8F1@8F!@'`H8(,``+=H`A`T*96YD<W1R96%M#65N9&]B:@TU
M,2`P(&]B:CP\+TUA<FM);F9O/#PO3&5T=&5R<W!A8V5&;&%G<R`P+TUA<FME
M9"!T<G5E/CXO365T861A=&$@-2`P(%(O4&EE8V5);F9O/#PO36%R:V5D4$1&
M/#PO3&%S=$UO9&EF:65D*$0Z,C`P-C$Q,3<Q-3`Y,S@I/CX^/B]086=E<R`T
M(#`@4B]086=E3&%Y;W5T+T]N94-O;'5M;B]3=')U8W14<F5E4F]O="`W(#`@
M4B]4>7!E+T-A=&%L;V<O3&%S=$UO9&EF:65D*$0Z,C`P-C$Q,3<Q-3`Y,S@I
M+U!A9V5,86)E;',@,B`P(%(^/@UE;F1O8FH--3(@,"!O8FH\/"]#<F]P0F]X
M6S`@,"`V,3(@-SDR72]087)E;G0@-"`P(%(O4W1R=6-T4&%R96YT<R`P+T-O
M;G1E;G1S(#4U(#`@4B]2;W1A=&4@,"]-961I84)O>%LP(#`@-C$R(#<Y,ETO
M4F5S;W5R8V5S/#PO0V]L;W)3<&%C93P\+T-3,"`U-"`P(%(^/B]&;VYT/#PO
M5%0P(#4S(#`@4B]45#$@-38@,"!2+U14,B`U-R`P(%(^/B]0<F]C4V5T6R]0
M1$8O5&5X=%TO17AT1U-T871E/#PO1U,P(#8R(#`@4CX^/CXO5'EP92]086=E
M/CX-96YD;V)J#34S(#`@;V)J/#PO4W5B='EP92]4<G5E5'EP92]&;VYT1&5S
M8W)I<'1O<B`U.2`P(%(O3&%S=$-H87(@,3(Q+U=I9'1H<ULR-3`@,"`P(#`@
M,"`P(#`@,"`P(#`@,"`P(#(U,"`S,S,@,C4P(#`@-3`P(#4P,"`U,#`@,"`U
M,#`@-3`P(#4P,"`U,#`@-3`P(#`@,C<X(#`@,"`P(#`@,"`P(#<R,B`V-C<@
M-C8W(#<R,B`P(#4U-B`W,C(@,"`P(#,X.2`W,C(@,"`X.#D@-S(R(#<R,B`U
M-38@,"`P(#4U-B`V,3$@,"`P(#DT-"`P(#`@,"`P(#`@,"`P(#`@,"`T-#0@
M-3`P(#0T-"`U,#`@-#0T(#,S,R`U,#`@-3`P(#(W."`P(#4P,"`R-S@@-S<X
M(#4P,"`U,#`@-3`P(#`@,S,S(#,X.2`R-S@@-3`P(#4P,"`W,C(@,"`U,#!=
M+T)A<V5&;VYT+U1I;65S3F5W4F]M86Y04TU4+T9I<G-T0VAA<B`S,B]%;F-O
M9&EN9R]7:6Y!;G-I16YC;V1I;F<O5'EP92]&;VYT/CX-96YD;V)J#34T(#`@
M;V)J6R])0T-"87-E9"`U."`P(%)=#65N9&]B:@TU-2`P(&]B:CP\+TQE;F=T
M:"`Q,#8U+T9I;'1E<B]&;&%T941E8V]D93X^<W1R96%M#0I(B8Q676_;-A1]
M]Z^XCQ(0,?P01:DH"B1.4BR%LW9640SI'C2%CK794D#+";)?/U(?3623DFT8
M-&GYW,O#<\_E^5?X^/%\,?_M"C!\^G1Y-8?9^7R)(=_I!?.&75[."!1Z_;->
M?]S-+M/9>9IB()"N9AC27#^5OIA'TQT0;,;_S)("0AL(/3`1@\`Q2B)(MS,/
M_/2?V74ZNUZ8>&\YD#Z'08PA3)1P1,9AZ"DP,4%L'(:=`A,)Q,=A0BL,1AAC
M8M@+^J\O!X1%G"'18-][=]6S](/(V_JQ][?4U(HSH!A'X/^5WMJB<GO47\?U
M%BK!$+%DZFBB"3(,"DD0;5$66;&!95T]0<@CXL(4)V!BCL+QS.(A"GG'+WOC
MEQUMFB<$=>Q>OL)WM$30I)V5#[#*\EVQ+382Z@I^>@*'/WW-/+`X"D(NDH9U
M*ZTQ8L1\?7`GG$QOFPN!XHE:P:?HBECV'84(=\>D$%QLGC-5P6<$#Q(6U:8H
M,V=(>WTV(>,WJN/CD!QWRKCWYNM"KOS0@QL=J<R+;`._F[GY%'Y`O%S+VZ5J
M8B_M$PZ;1;V.+K/R7ZA6<+&5JL@SF%?JJ5)9752E<^-V*YBH81.64A2U88TS
MWB%MBZ\ZSK)64M;.<`[+L!<OU[[::66^SM2FJFMY!G=S`!I3SIU![`XQ@`ZU
MU^()&1X8`WU'#7VCAAZE'6H#UAMM-/&'_`#ZZ"G'XZ?C4H6PYM!&%L>1M6>S
M+K(.2X4.>U.IK2ZIX`NL*@7U6FIY[G*MS3]EIN"Z?)`/<"5SN37FRTACOMR=
M4.PF952FH;9\;DG---;@6Y-;E]>W?:9JJ79P[0NO2<^93#+"3J->AWA#W17$
M03*+3.7KGH"H\<K;?2F!X8E^1+&=$KNF0\I1<LB#L>.["@$)<,0I<X>:ND:8
M`(3VO<IYBSC):S2[A\FS).Z]YLJHQ[CL+V_]X`SG\!@[02P.>V-Q`HY</-Y5
MYD'^1+/"!.X=Y8>$=?8L(:^V3QM9:YE5>P5*/A?RQ93IJYG>5":%]X4>H42T
M7?#>4^;.8O3K!\+[TDA&R4UFL%:%IN1Q9]9\[K61RJH]V+Y[#1I9H*\8&CG0
MUL%;=-,V]C[QE*Y99=+T$\]\9%EKW%J7<K'S(P_JHEE%?>>VZ`]A.M&Y*;>*
M^("]D"$Z?C)VSSR`H0D*QV'L]R>*!#>[&NJ%<"1H5U#=:^GKNB*ZZ5(1QE[I
M-U66FYDFJAU4^YN9\=#;M+/7]LFS=G"78>P6]#`W3%`RP9C]SF3=*HUC1#HX
MY]7><7DZ!A,A8N.YL1/LAD88<3KT,W"]^M\GQMMJ7<)7I"UQD[E[([.[F)VY
M,#H2R84Y9=K+HANJ]NCW[=`IIV[5,9338R\2/7#OL@7K5)6U8$/AK=_]`7OS
M]@_=8C%0X\H,[$!__PLP`#K>1K$-"F5N9'-T<F5A;0UE;F1O8FH--38@,"!O
M8FH\/"]3=6)T>7!E+U1R=654>7!E+T9O;G1$97-C<FEP=&]R(#8P(#`@4B],
M87-T0VAA<B`Q,C$O5VED=&AS6S(U,"`P(#`@,"`P(#`@,"`P(#,S,R`S,S,@
M,"`P(#`@,S,S(#(U,"`P(#4P,"`P(#`@-3`P(#4P,"`U,#`@-3`P(#4P,"`U
M,#`@-3`P(#`@,"`P(#`@,"`P(#`@,"`V,3$@,"`P(#`@,"`P(#`@,"`P(#`@
M,"`X,S,@,"`P(#`@,"`P(#4P,"`P(#<R,B`P(#`@,"`P(#`@,"`P(#`@,"`P
M(#`@-3`P(#`@-#0T(#4P,"`T-#0@,C<X(#`@,"`R-S@@,"`P(#(W."`W,C(@
M-3`P(#4P,"`P(#`@,"`S.#D@,C<X(#`@,"`P(#`@-#0T72]"87-E1F]N="]4
M:6UE<TYE=U)O;6%N4%,M271A;&EC350O1FER<W1#:&%R(#,R+T5N8V]D:6YG
M+U=I;D%N<VE%;F-O9&EN9R]4>7!E+T9O;G0^/@UE;F1O8FH--3<@,"!O8FH\
M/"]3=6)T>7!E+U1R=654>7!E+T9O;G1$97-C<FEP=&]R(#8Q(#`@4B],87-T
M0VAA<B`Q,3<O5VED=&AS6S(U,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#`@,C4P
M(#,S,R`R-3`@,"`U,#`@-3`P(#4P,"`U,#`@,"`U,#`@-3`P(#`@,"`P(#,S
M,R`P(#`@,"`P(#`@,"`W,C(@-C8W(#<R,B`W,C(@-C8W(#8Q,2`P(#`@,"`U
M,#`@-S<X(#`@.30T(#<R,B`P(#`@-S<X(#<R,B`P(#`@,"`P(#`@,"`W,C(@
M,"`P(#`@,"`P(#`@,"`U,#`@-34V(#0T-"`U-38@-#0T(#,S,R`P(#4U-B`R
M-S@@,"`U-38@,C<X(#@S,R`U-38@-3`P(#4U-B`P(#0T-"`S.#D@,S,S(#4U
M-ETO0F%S949O;G0O5&EM97-.97=2;VUA;E!3+4)O;&1-5"]&:7)S=$-H87(@
M,S(O16YC;V1I;F<O5VEN06YS:45N8V]D:6YG+U1Y<&4O1F]N=#X^#65N9&]B
M:@TU."`P(&]B:CP\+TQE;F=T:"`R-3<U+T9I;'1E<B]&;&%T941E8V]D92].
M(#,O06QT97)N871E+T1E=FEC95)'0CX^<W1R96%M#0I(B9R6>513=Q;'?V_)
MGI"5L,-C#5N`L`:0-6QAD1T$40A)"`$20DC8!4%$!11%1(2JE3+6;71&3T6=
M+JYCK0[6?>K2`_4PZN@XM!;7CIT7.$>=3F>FT^\?[_<Y]W?O[]W?O?>=\P"@
M)Z6JM=4P"P"-UJ#/2HS%%A448J0)``,*(`(1`#)YK2XM.R$'X)+&2[!:W`G\
MBYY>!Y!IO2),RL`P\/^)+=?I#0!`&3@'*)2U<IP[<:ZJ-^A,]AF<>:65)H91
M$^OQ!'&V-+%JGKWG?.8YVL0*C5:!LREGG4*C,/%IG%?7&94X(ZDX=]6IE?4X
M7\79I<JH4>/\W!2K4<IJ`4#I)KM!*2_'V0]GNCXG2X+S`@#(=-4[7/H.&Y0-
M!M.E)-6Z1KU:56[`W.4>F"@T5(PE*>NKE`:#,$,FKY3I%9BD6J.3:1L!F+_S
MG#BFVF)XD8-%H<'!0G\?T3N%^J^;OU"FWL[3D\RYGD'\"V]M/^=7/0J`>!:O
MS?JWMM(M`(RO!,#RYEN;R_L`,/&^';[XSGWXIGDI-QAT8;Z^]?7U/FJEW,=4
MT#?ZGPZ_0.^\S\=TW)OR8''*,IFQRH"9ZB:OKJHVZK%:G4RNQ(0_'>)?'?CS
M>7AG*<N4>J46C\C#ITRM5>'MUBK4!G6U%E-K_U,3?V783S0_U[BX8Z\!K]@'
ML"[R`/*W"P#ET@!2M`W?@=[T+962!S+P-=_AWOS<SPGZ]U/A/M.C5JV:BY-D
MY6!RH[YN?L_T60("H`(FX`$K8`^<@3L0`G\0`L)!-(@'R2`=Y(`"L!3(03G0
M`#VH!RV@'72!'K`>;`+#8#L8`[O!?G`0C(./P0GP1W`>?`FN@5M@$DR#AV`&
M/`6O(`@B00R("UE!#I`KY`7Y0V(H$HJ'4J$LJ``J@520%C)"+=`*J`?JAX:A
M'=!NZ/?04>@$=`ZZ!'T%34$/H.^@ES`"TV$>;`>[P;ZP&(Z!4^`<>`FL@FO@
M)K@37@</P:/P/O@P?`(^#U^#)^&'\"P"$!K"1QP1(2)&)$@Z4HB4(7JD%>E&
M!I%19#]R##F+7$$FD4?("Y2(<E$,%:+A:!*:B\K1&K05[46'T5WH8?0T>@6=
M0F?0UP0&P9;@10@C2`F+""I"/:&+,$C82?B(<(9PC3!->$HD$OE$`3&$F$0L
M(%80FXF]Q*W$`\3CQ$O$N\19$HED1?(B19#223*2@=1%VD+:1_J,=)DT37I.
MII$=R/[D!'(A64ON(`^2]Y`_)5\FWR._HK`HKI0P2CI%06FD]%'&*,<H%RG3
ME%=4-E5`C:#F4"NH[=0AZG[J&>IMZA,:C>9$"Z5ETM2TY;0AVN]HG].F:"_H
M'+HG74(OHAOIZ^@?TH_3OZ(_83`8;HQH1B'#P%C'V,TXQ?B:\=R,:^9C)C53
MF+69C9@=-KML]IA)8;HR8YA+F4W,0>8AYD7F(Q:%Y<:2L&2L5M8(ZRCK!FN6
MS66+V.EL#;N7O8=]CGV?0^*X<>(Y"DXGYP/.*<Y=+L)UYDJX<NX*[ACW#'>:
M1^0)>%)>!:^']UO>!&_&G&,>:)YGWF`^8OZ)^20?X;OQI?PJ?A__(/\Z_Z6%
MG46,A=)BC<5^B\L6SRQM+*,ME9;=E@<LKUF^M,*LXJTJK398C5O=L4:M/:TS
MK>NMMUF?L7YDP[,)MY';=-L<M+EI"]MZVF;9-MM^8'O!=M;.WB[13F>WQ>Z4
MW2-[OGVT?87]@/VG]@\<N`Z1#FJ'`8?/'/Z*F6,Q6!4VA)W&9AQM'9,<C8X[
M'"<<7SD)G'*=.IP..-UQICJ+G<N<!YQ/.L^X.+BDN;2X['6YZ4IQ%;N6NVYV
M/>OZS$W@EN^VRFW<[;[`4B`5-`GV"FZ[,]RCW&O<1]VO>A`]Q!Z5'EL]OO2$
M/8,\RSU'/"]ZP5[!7FJOK5Z7O`G>H=Y:[U'O&T*Z,$98)]PKG/+A^Z3Z=/B,
M^SSV=?$M]-W@>];WM5^07Y7?F-\M$4>4+.H0'1-]Y^_I+_<?\;\:P`A("&@+
M.!+P;:!7H#)P6^"?@[A!:4&K@DX&_2,X)%@?O#_X08A+2$G(>R$WQ#QQAKA7
M_'DH(30VM"WTX]`78<%AAK"#87\/%X97AN\)O[]`L$"Y8&S!W0BG"%G$CHC)
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M`XH'R@AEO_)>6419?]E]581JH^I!>53Y8/DCM40]K/ZV(JEB>\6SRO3*#RM_
MK,JO.J`A:THT1[4<;:7V=+5]=4/U)9V7KDLW61-6LZEF1I^BWUD+U2ZI/6+@
MX3]3%XSNQI7&J;K(NI&ZY_5Y]8<:V`W:A@N-GHUK&N\U)33]IAEMEC>?;'%L
M:6^96A:S;$<KU%K:>K+-N:VS;7IYXO)=[=3VRO8_=?AU]'=\OR)_Q;%.N\[E
MG7=7)J[<VV76I>^ZL2I\U?;5Z&KUZHDU`6NVK'G=K>C^HL>O9[#GAUYY[Q=K
M16N'UOZXKFS=1%]PW[;UQ/7:]=<W1&W8U<_N;^J_NS%MX^$!;*![X/M-Q9O.
M#08.;M],W6S</#F4^D\`I`%;_IBXF229D)G\FFB:U9M"FZ^<')R)G/>=9)W2
MGD">KI\=GXN?^J!IH-BA1Z&VHB:BEJ,&HW:CYJ16I,>E.*6IIAJFBZ;]IVZG
MX*A2J,2I-ZFIJARJCZL"JW6KZ:Q<K-"M1*VXKBVNH:\6KXNP`+!UL.JQ8+'6
MLDNRPK,XLZZT);2<M1.UBK8!MGFV\+=HM^"X6;C1N4JYPKH[NK6[+KNGO"&\
MF[T5O8^^"KZ$OO^_>K_UP'#`[,%GP>/"7\+;PUC#U,11Q,[%2\7(QD;&P\=!
MQ[_(/<B\R3K)N<HXRK?+-LNVS#7,M<TUS;7.-LZVSS?/N-`YT+K1/-&^TC_2
MP=-$T\;42=3+U4[5T=95UMC77-?@V&38Z-ELV?':=MK[VX#<!=R*W1#=EMX<
MWJ+?*=^OX#;@O>%$X<SB4^+;XV/CZ^1SY/SEA.8-YI;G'^>IZ#+HO.E&Z=#J
M6^KEZW#K^^R&[1'MG.XH[K3O0._,\%CPY?%R\?_RC/,9\Z?T-/3"]5#UWO9M
M]OOWBO@9^*CY./G'^E?ZY_MW_`?\F/TI_;K^2_[<_VW__P(,`/>$\_L*#0IE
M;F1S=')E86T-96YD;V)J#34Y(#`@;V)J/#PO4W1E;58@.#(O1F]N=$YA;64O
M5&EM97-.97=2;VUA;E!3350O1F]N=%-T<F5T8V@O3F]R;6%L+T9O;G1796EG
M:'0@-#`P+T9L86=S(#,T+T1E<V-E;G0@+3(Q-B]&;VYT0D)O>%LM-38X("TS
M,#<@,C`P,"`Q,#`W72]!<V-E;G0@.#DQ+T9O;G1&86UI;'DH5&EM97,@3F5W
M(%)O;6%N*2]#87!(96EG:'0@-C4V+UA(96EG:'0@+34T-B]4>7!E+T9O;G1$
M97-C<FEP=&]R+TET86QI8T%N9VQE(#`^/@UE;F1O8FH--C`@,"!O8FH\/"]3
M=&5M5B`W,2XW-#(O1F]N=$YA;64O5&EM97-.97=2;VUA;E!3+4ET86QI8TU4
M+T9O;G13=')E=&-H+TYO<FUA;"]&;VYT5V5I9VAT(#0P,"]&;&%G<R`Y."]$
M97-C96YT("TR,38O1F]N=$)";WA;+30Y."`M,S`W(#$Q,C`@,3`R,UTO07-C
M96YT(#@Y,2]&;VYT1F%M:6QY*%1I;65S($YE=R!2;VUA;BDO0V%P2&5I9VAT
M(#8U-B]82&5I9VAT("TU-#8O5'EP92]&;VYT1&5S8W)I<'1O<B])=&%L:6-!
M;F=L92`M,34^/@UE;F1O8FH--C$@,"!O8FH\/"]3=&5M5B`Q,S8O1F]N=$YA
M;64O5&EM97-.97=2;VUA;E!3+4)O;&1-5"]&;VYT4W1R971C:"].;W)M86PO
M1F]N=%=E:6=H="`W,#`O1FQA9W,@,S0O1&5S8V5N="`M,C$V+T9O;G1"0F]X
M6RTU-3@@+3,P-R`R,#`P(#$P,C9=+T%S8V5N="`X.3$O1F]N=$9A;6EL>2A4
M:6UE<R!.97<@4F]M86XI+T-A<$AE:6=H="`V-38O6$AE:6=H="`M-30V+U1Y
M<&4O1F]N=$1E<V-R:7!T;W(O271A;&EC06YG;&4@,#X^#65N9&]B:@TV,B`P
M(&]B:CP\+T]032`Q+T]0(&9A;'-E+V]P(&9A;'-E+U1Y<&4O17AT1U-T871E
M+U-!(&9A;'-E+U--(#`N,#(^/@UE;F1O8FH-,2`P(&]B:CP\+T9I<G-T(#,R
M.2],96YG=&@@-S0S+T9I;'1E<B]&;&%T941E8V]D92].(#0S+U1Y<&4O3V)J
M4W1M/CYS=')E86T-"GC:Y)7+;MLP$$5_A3_0DAR2>@"%`2>I43=/Q"ZZ"+I0
M;,81XDB"(K?QW_=2$S7.HJF)(HNB"VDPU.69(2\%ID*)3&16Y,*85&@EC$N$
MUB)1F="$+TIH(S(H-$2$02?RE(2&2H57F)1`A"]:094CVDP0AG1.@C0P)A&$
M*90I008\<H(@-2ER!S"8!)0%A\!S"GFHY)"#YW(G#'@)FC'@)1ER\%(,&O#2
M%#EX&87V$1/DX.5A.>#E#GEH22'/$:T30)'*E;`:+6*2#:VB/VO0*IJR%A']
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M\,M/<#D,WPU%)]-0;2HG;7'O>_J+%:$K%HQ&_\LY@,?C\%.%HW`L%(Y%]G0L
MAGU?"==/[,_#CE9':"E":R*T=@^M>]*Z/;39DS:)X*81VBQ"FT=H]:YQPS_[
M6[&.$5.,V,2(;8S8Q>Q&C'TZQC\=8Z".<9!4C'B??R\=Q!0CWN?O2P:QC1&[
M&'&,@Q3C(,4X2#$.FA@'C8X1_]%!7&\+/[[I?"O4>]5?G^-UN<+%VQ5M)\_E
M2;$-E^O7MNS*:G5:+[T\:>?7//'`W]2M_S5SBLNTZOH45^Y.UL.>\S>K;)*_
M*_UY\]"5-]M_;=F4OEKZ7?C^A@M/Z=7RI)-0_J<``P`->CF:#0IE;F1S=')E
M86T-96YD;V)J#3(@,"!O8FH\/"].=6US6S`@,R`P(%)=/CX-96YD;V)J#3,@
M,"!O8FH\/"]3+T0^/@UE;F1O8FH--"`P(&]B:CP\+T-O=6YT(#$O5'EP92]0
M86=E<R]+:61S6S4R(#`@4ET^/@UE;F1O8FH--2`P(&]B:CP\+U-U8G1Y<&4O
M6$U,+TQE;F=T:"`T,S,X+U1Y<&4O365T861A=&$^/G-T<F5A;0T*/#]X<&%C
M:V5T(&)E9VEN/2+ON[\B(&ED/2)7-4TP37!#96AI2'IR95-Z3E1C>FMC.60B
M/SX*/'@Z>&UP;65T82!X;6QN<SIX/2)A9&]B93IN<SIM971A+R(@>#IX;7!T
M:STB,RXQ+3<P,2(^"B`@(#QR9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO+W=W
M=RYW,RYO<F<O,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS(R(^"B`@("`@(#QR
M9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B`@("`@("`@("`@('AM;&YS
M.G!D9CTB:'1T<#HO+VYS+F%D;V)E+F-O;2]P9&8O,2XS+R(^"B`@("`@("`@
M(#QP9&8Z4')O9'5C97(^06-R;V)A="!$:7-T:6QL97(@-RXP("A7:6YD;W=S
M*3PO<&1F.E!R;V1U8V5R/@H@("`@("`\+W)D9CI$97-C<FEP=&EO;CX*("`@
M("`@/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*("`@("`@("`@("`@
M>&UL;G,Z<&1F>#TB:'1T<#HO+VYS+F%D;V)E+F-O;2]P9&9X+S$N,R\B/@H@
M("`@("`@("`\<&1F>#I#;VUP86YY/E-%0SPO<&1F>#I#;VUP86YY/@H@("`@
M("`@("`\<&1F>#I3;W5R8V5-;V1I9FEE9#Y$.C(P,#8Q,3$W,3@T-C$P/"]P
M9&9X.E-O=7)C94UO9&EF:65D/@H@("`@("`\+W)D9CI$97-C<FEP=&EO;CX*
M("`@("`@/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*("`@("`@("`@
M("`@>&UL;G,Z>&%P/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O(CX*
M("`@("`@("`@/'AA<#I#<F5A=&5$871E/C(P,#8M,3$M,3=4,34Z,#DZ,S,M
M,#4Z,#`\+WAA<#I#<F5A=&5$871E/@H@("`@("`@("`\>&%P.D-R96%T;W)4
M;V]L/D%C<F]B870@4$1&36%K97(@-RXP(&9O<B!7;W)D/"]X87`Z0W)E871O
M<E1O;VP^"B`@("`@("`@(#QX87`Z36]D:69Y1&%T93XR,#`V+3$Q+3$W5#$U
M.C`Y.C,X+3`U.C`P/"]X87`Z36]D:69Y1&%T93X*("`@("`@("`@/'AA<#I-
M971A9&%T841A=&4^,C`P-BTQ,2TQ-U0Q-3HP.3HS."TP-3HP,#PO>&%P.DUE
M=&%D871A1&%T93X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR
M9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B`@("`@("`@("`@('AM;&YS
M.GAA<$U-/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O;6TO(CX*("`@
M("`@("`@/'AA<$U-.D1O8W5M96YT240^=75I9#IA.#!E,#5D9"TV93`Y+30S
M8V$M865E,BUB-3$P9F4R8CDW-#D\+WAA<$U-.D1O8W5M96YT240^"B`@("`@
M("`@(#QX87!-33I);G-T86YC94E$/G5U:60Z8F8U,S-F-&,M-60Q,2TT,#DX
M+6(U9#8M-#9D,6%F.#`Q838X/"]X87!-33I);G-T86YC94E$/@H@("`@("`@
M("`\>&%P34TZ5F5R<VEO;DE$/@H@("`@("`@("`@("`\<F1F.E-E<3X*("`@
M("`@("`@("`@("`@/')D9CIL:3XS/"]R9&8Z;&D^"B`@("`@("`@("`@(#PO
M<F1F.E-E<3X*("`@("`@("`@/"]X87!-33I697)S:6]N240^"B`@("`@(#PO
M<F1F.D1E<V-R:7!T:6]N/@H@("`@("`\<F1F.D1E<V-R:7!T:6]N(')D9CIA
M8F]U=#TB(@H@("`@("`@("`@("!X;6QN<SID8STB:'1T<#HO+W!U<FPN;W)G
M+V1C+V5L96UE;G1S+S$N,2\B/@H@("`@("`@("`\9&,Z9F]R;6%T/F%P<&QI
M8V%T:6]N+W!D9CPO9&,Z9F]R;6%T/@H@("`@("`@("`\9&,Z=&ET;&4^"B`@
M("`@("`@("`@(#QR9&8Z06QT/@H@("`@("`@("`@("`@("`\<F1F.FQI('AM
M;#IL86YG/2)X+61E9F%U;'0B/DIU;F4@,38L(#(P,#4\+W)D9CIL:3X*("`@
M("`@("`@("`@/"]R9&8Z06QT/@H@("`@("`@("`\+V1C.G1I=&QE/@H@("`@
M("`@("`\9&,Z8W)E871O<CX*("`@("`@("`@("`@/')D9CI397$^"B`@("`@
M("`@("`@("`@(#QR9&8Z;&D^3&ES82!(87EN97,\+W)D9CIL:3X*("`@("`@
M("`@("`@/"]R9&8Z4V5Q/@H@("`@("`@("`\+V1C.F-R96%T;W(^"B`@("`@
M("`@(#QD8SIS=6)J96-T/@H@("`@("`@("`@("`\<F1F.E-E<3X*("`@("`@
M("`@("`@("`@/')D9CIL:2\^"B`@("`@("`@("`@(#PO<F1F.E-E<3X*("`@
M("`@("`@/"]D8SIS=6)J96-T/@H@("`@("`\+W)D9CI$97-C<FEP=&EO;CX*
M("`@("`@/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*("`@("`@("`@
M("`@>&UL;G,Z<&AO=&]S:&]P/2)H='1P.B\O;G,N861O8F4N8V]M+W!H;W1O
M<VAO<"\Q+C`O(CX*("`@("`@("`@/'!H;W1O<VAO<#IH96%D;&EN93X*("`@
M("`@("`@("`@/')D9CI397$^"B`@("`@("`@("`@("`@(#QR9&8Z;&DO/@H@
M("`@("`@("`@("`\+W)D9CI397$^"B`@("`@("`@(#PO<&AO=&]S:&]P.FAE
M861L:6YE/@H@("`@("`\+W)D9CI$97-C<FEP=&EO;CX*("`@/"]R9&8Z4D1&
M/@H\+W@Z>&UP;65T83X*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@(`H\/WAP86-K
M970@96YD/2)W(C\^#0IE;F1S=')E86T-96YD;V)J#38@,"!O8FH\/"]#<F5A
M=&EO;D1A=&4H1#HR,#`V,3$Q-S$U,#DS,RTP-2<P,"<I+T%U=&AO<BA,:7-A
M($AA>6YE<RDO0W)E871O<BA!8W)O8F%T(%!$1DUA:V5R(#<N,"!F;W(@5V]R
M9"DO4')O9'5C97(H06-R;V)A="!$:7-T:6QL97(@-RXP(%PH5VEN9&]W<UPI
M*2]-;V1$871E*$0Z,C`P-C$Q,3<Q-3`Y,S@M,#4G,#`G*2]#;VUP86YY*%-%
M0RDO4V]U<F-E36]D:69I960H1#HR,#`V,3$Q-S$X-#8Q,"DO5&ET;&4H2G5N
M92`Q-BP@,C`P-2D^/@UE;F1O8FH->')E9@T*,"`U,`T*,#`P,#`P,#`P,"`V
M-34S-2!F#0HP,#`P,#`W,S8R(#`P,#`P(&X-"C`P,#`P,#@R,#`@,#`P,#`@
M;@T*,#`P,#`P.#(S,R`P,#`P,"!N#0HP,#`P,#`X,C4V(#`P,#`P(&X-"C`P
M,#`P,#@S,#<@,#`P,#`@;@T*,#`P,#`Q,C<R,2`P,#`P,"!N#0HP,#`P,#`P
M,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V
M-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@
M9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P
M,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P
M,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V
M-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@
M9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P
M,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P
M,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V
M-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@
M9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P
M,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P
M,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V
M-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@
M9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P
M,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P
M,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V
M-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@
M9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"G1R
L86EL97(-"CP\+U-I>F4@-3`^/@T*<W1A<G1X<F5F#0HQ,38-"B4E14]&#0H_
`
end
</PDF>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----