REGULATORY CAPITAL REQUIREMENTS (Tables) - Home Savings [Member]

9 Months Ended

Sep. 30, 2019

Actual and Statutory Required Capital Amounts and Ratios

Actual and regulatory required capital ratios for Home Savings, along with the dollar amount of capital implied by such ratios, are presented below.  The ratios presented below are exclusive of the capital conservation buffers.

	September 30, 2019
											To Be Well Capitalized
						Minimum Capital					Under Prompt
						Requirements					Corrective Action
	Actual					Per Regulation					Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
Total capital (to risk-weighted assets)	$	305,033		13.73	%	$	177,747		8.00	%	$	222,183		10.00	%
Tier 1 capital (to risk-weighted assets)		285,091		12.83	%		133,310		6.00	%		177,747		8.00	%
Common equity Tier 1 capital (to risk-weighted    assets)		285,091		12.83	%		99,983		4.50	%		144,419		6.50	%
Tier 1 capital (to average assets)**		285,091		10.04	%		113,531		4.00	%		141,913		5.00	%

	December 31, 2018
											To Be Well Capitalized
						Minimum Capital					Under Prompt
						Requirements					Corrective Action
	Actual					Per Regulation					Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
Total capital (to risk-weighted assets)	$	301,864		14.30	%	$	168,841		8.00	%	$	211,051		10.00	%
Tier 1 capital (to risk-weighted assets)		281,475		13.34	%		126,631		6.00	%		168,841		8.00	%
Common equity Tier 1 capital (to risk-weighted    assets)		281,475		13.34	%		94,973		4.50	%		137,183		6.50	%
Tier 1 capital (to average assets)**		281,475		10.11	%		111,318		4.00	%		139,147		5.00	%

** Tier 1 Leverage Capital Ratio

Components of Regulatory Capital

The components of Home Savings’ regulatory capital are as follows:

	September 30, 2019			December 31, 2018
Total shareholders' equity	$	293,118		$	281,006
Add (deduct)
Accumulated other comprehensive income		12,688			21,450
Intangible assets		(20,715	)		(20,981	)
Tier 1 Capital		285,091			281,475
Allowance for loan losses and allowance for unfunded lending commitments    limited to 1.25% of total risk-weighted assets		19,942			20,389
Total risk-based capital	$	305,033		$	301,864