REGULATORY CAPITAL REQUIREMENTS (Tables) - Home Savings [Member]

6 Months Ended

Jun. 30, 2019

Actual and regulatory required capital ratios for Home Savings, along with the dollar amount of capital implied by such ratios, are presented below.

	June 30, 2019
											To Be Well Capitalized
						Minimum Capital					Under Prompt
						Requirements					Corrective Action
	Actual					Per Regulation					Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
Total capital (to risk-weighted assets)	$	310,134		14.17	%	$	175,147		8.00	%	$	218,934		10.00	%
Tier 1 capital (to risk-weighted assets)		289,697		13.23	%		131,360		6.00	%		175,147		8.00	%
Common equity Tier 1 capital (to risk-weighted assets)		289,697		13.23	%		98,520		4.50	%		142,307		6.50	%
Tier 1 capital (to average assets)**		289,697		10.32	%		112,334		4.00	%		140,418		5.00	%

	December 31, 2018
											To Be Well Capitalized
						Minimum Capital					Under Prompt
						Requirements					Corrective Action
	Actual					Per Regulation					Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
Total capital (to risk-weighted assets)	$	301,864		14.30	%	$	168,841		8.00	%	$	211,051		10.00	%
Tier 1 capital (to risk-weighted assets)		281,475		13.34	%		126,631		6.00	%		168,841		8.00	%
Common equity Tier 1 capital (to risk-weighted assets)		281,475		13.34	%		94,973		4.50	%		137,183		6.50	%
Tier 1 capital (to average assets)**		281,475		10.11	%		111,318		4.00	%		139,147		5.00	%

**	Tier 1 Leverage Capital Ratio

The components of Home Savings’ regulatory capital are as follows:

	June 30, 2019			December 31, 2018
Total shareholders' equity	$	295,306		$	281,006
Add (deduct)
Accumulated other comprehensive income		15,195			21,450
Intangible assets		(20,804	)		(20,981	)
Tier 1 Capital		289,697			281,475
Allowance for loan losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets		20,437			20,389
Total risk-based capital	$	310,134		$	301,864