DEPOSITS

12 Months Ended

Dec. 31, 2018

Banking And Thrift [Abstract]

DEPOSITS

10. DEPOSITS

Deposits consist of the following:

	December 31,
	2018		2017
	(Dollars in thousands)
Checking accounts:
Interest bearing	$	146,977	$	170,478
Non-interest bearing		394,208		354,970
Savings accounts		298,087		301,716
Money market accounts		466,167		424,234
Certificates of deposit		907,781		705,341
Total deposits	$	2,213,220	$	1,956,739

Included in total deposits above are related-party deposits of $7.2 million and $6.1 million at December 31, 2018 and 2017, respectively.

Interest expense on deposits is summarized as follows:

	December 31,
	2018		2017		2016
	(Dollars in thousands)
Interest bearing demand deposits and money market accounts	$	3,774	$	1,874	$	1,012
Savings accounts		108		112		124
Certificates of deposit		13,914		6,451		4,786
Total	$	17,796	$	8,437	$	5,922

A summary of certificates of deposit by maturity follows:

	December 31,
	2018
	(Dollarsin thousands)
2019	$	663,818
2020		162,480
2021		28,480
2020		18,685
2021		28,299
Thereafter		6,019
Total	$	907,781

A summary of certificates of deposit with balances greater than $250,000 by maturity is as follows:

	December 31,
	2018		2017
	(Dollars in thousands)
Three months or less	$	10,731	$	12,670
Over three months to six months		6,265		7,255
Over six months to twelve months		21,575		19,105
Over twelve months		24,191		18,306
Total	$	62,762	$	57,336

Home Savings had $291.0 million in brokered deposits at December 31, 2018, and $156.5 million in brokered deposits at December 31, 2017.

Home Savings offered an equity-linked time deposit product (the Power CD) in prior years. The Power CD is a time deposit that provides the purchaser a guaranteed return of principal at maturity plus a potential equity return. Home Savings had $12.6 million in Power CDs that were included in certificates of deposit at December 31, 2018. Home Savings had $12.7 million in Power CDs that were included in certificates of deposit at December 31, 2017.