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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Cash Flows from Operating Activities    
Net income $ 1,538 $ 3,320
Adjustments to reconcile net income to net cash provided by operating activities    
Provision for loan losses 1,475 2,155
Mortgage banking income (572) (579)
Changes in fair value on loans held for sale (751) (803)
Net losses on real estate owned and other repossessed assets sold 52 13
Net gain on available for sale securities sold (29) (153)
Net gain on other assets sold   (2)
Amortization of premiums and accretion of discounts 1,179 1,848
Depreciation and amortization 644 559
Net change in interest receivable 548 195
Net change in interest payable 88 57
Net change in prepaid and other assets 3,013 (630)
Net change in other liabilities (1,176) (305)
Stock based compensation 272 218
Net principal disbursed on loans originated for sale (50,198) (51,429)
Proceeds from sale of loans held for sale 38,225 52,104
Net change in deferred tax assets 1,457 1,437
Cash surrender value of life insurance (377) (365)
Tax benefit recognized on stock based compensation (60)  
Net change in interest rate caps   3
Net cash from operating activities (4,672) 7,643
Cash Flows from Investing Activities    
Proceeds from the principal repayments and maturities of securities available for sale 13,359 8,211
Proceeds from the principal repayments and maturities of securities held to maturity 2,877 2,739
Proceeds from the sale of securities available for sale 5,029 18,134
Proceeds from the sale of real estate owned and other repossessed assets 677 1,171
Proceeds from the sale of loans held for investment 2,250 1
Proceeds from the sale of premises and equipment   2
Purchases of premises and equipment (652) (467)
Principal disbursed on loans, net of repayments (60,444) (36,809)
Loans purchased (15,189) (8,681)
Purchase of securities available for sale   (21,496)
Net cash received in acquisition 25,780 43
Net cash from investing activities (26,313) (37,152)
Cash Flows from Financing Activities    
Net increase in checking, savings and money market accounts 68,144 45,534
Net (decrease) increase in certificates of deposit 55,856 (14,663)
Net decrease in advance payments by borrowers for taxes and insurance (7,261) (4,927)
Net change in short-term FHLB advances (75,500) 12,000
Net change in repurchase agreements and other borrowed funds (4,444) (6)
Proceeds from the exercise of stock options 1 11
Dividends paid (1,489) (1,194)
Purchase of treasury stock (437) (2,586)
Net cash from financing activities 34,870 34,169
Change in cash and cash equivalents 3,885 4,660
Cash and cash equivalents, beginning of period 45,887 35,910
Cash and cash equivalents, end of period $ 49,772 $ 40,570