CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets:
Cash and deposits with banks	$ 27,690	$ 20,528
Federal funds sold	18,197	15,382
Total cash and cash equivalents	45,887	35,910
Securities:
Available for sale, at fair value	343,284	357,670
Held to maturity (fair value of $96,150 and $109,644, respectively)	97,519	110,699
Loans held for sale, at lower of cost or market	165	9,085
Loans held for sale, at fair value	62,593	26,716
Loans, net of allowance for loan losses of $19,087 and $17,712	1,503,577	1,316,192
Federal Home Loan Bank stock, at cost	18,068	18,068
Premises and equipment, net	20,963	20,678
Accrued interest receivable	6,900	5,978
Real estate owned and other repossessed assets, net	1,777	2,727
Goodwill	208
Customer list intangible	1,356
Core deposit intangible	5	30
Cash surrender value of life insurance	55,861	54,366
Other assets	33,182	29,870
Total assets	2,191,345	1,987,989
Deposits:
Interest bearing	1,258,073	1,208,238
Non-interest bearing	256,918	227,505
Total deposits	1,514,991	1,435,743
Federal Home Loan Bank advances
Long-term Federal Home Loan Bank advances	47,756	46,975
Short-term Federal Home Loan Bank advances	343,000	232,000
Total Federal Home Loan Bank advances	390,756	278,975
Other borrowed funds	512	535
Total borrowed funds	391,268	279,510
Advance payments by borrowers for taxes and insurance	23,812	21,174
Accrued interest payable	145	53
Accrued expenses and other liabilities	11,323	7,264
Total liabilities	1,941,539	1,743,744
Commitments and contingent liabilities (Note 5 and Note 13)
Shareholders' Equity:
Preferred stock-no par value; 1,000,000 shares authorized and no shares issued and outstanding
Common stock-no par value; 499,000,000 shares authorized; 54,138,910 shares issued and 46,581,370 and 47,517,644 shares, respectively, outstanding	174,360	174,304
Retained earnings	152,675	140,819
Accumulated other comprehensive loss	(21,040)	(19,220)
Treasury stock, at cost, 7,557,540 and 6,621,266 shares, respectively	(56,189)	(51,658)
Total shareholders’ equity	249,806	244,245
Total liabilities and shareholders’ equity	$ 2,191,345	$ 1,987,989