CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Assets:
Cash and deposits with banks	$ 22,191	$ 20,528
Federal funds sold	18,379	15,382
Total cash and cash equivalents	40,570	35,910
Securities:
Available for sale, at fair value	365,369	357,670
Held to maturity, (fair value of $108,702 and $109,644, respectively)	107,838	110,699
Loans held for sale, at lower of cost or market	3,991	9,085
Loans held for sale, at fair value	32,007	26,716
Loans, net of allowance for loan losses of $16,903 and $17,712	1,359,146	1,316,192
Federal Home Loan Bank stock, at cost	18,068	18,068
Premises and equipment, net	20,594	20,678
Accrued interest receivable	5,783	5,978
Real estate owned and other repossessed assets, net	1,846	2,727
Goodwill and other intangible assets	1,620
Core deposit intangible	17	30
Cash surrender value of life insurance	54,731	54,366
Other assets	24,850	29,870
Total assets	2,036,430	1,987,989
Deposits:
Interest bearing	1,235,783	1,208,238
Non-interest bearing	230,831	227,505
Total deposits	1,466,614	1,435,743
Federal Home Loan Bank advances
Long-term Federal Home Loan Bank advances	47,170	46,975
Short-term Federal Home Loan Bank advances	244,000	232,000
Total Federal Home Loan Bank advances	291,170	278,975
Repurchase agreements and other	529	535
Total borrowed funds	291,699	279,510
Advance payments by borrowers for taxes and insurance	16,247	21,174
Accrued interest payable	110	53
Accrued expenses and other liabilities	9,956	7,264
Total liabilities	$ 1,784,626	$ 1,743,744
Shareholders' Equity:
Preferred stock-no par value; 1,000,000 shares authorized and no shares issued and outstanding
Common stock-no par value; 499,000,000 shares authorized; 54,138,910 shares issued and 47,506,526 and 47,517,644 shares, respectively, outstanding	$ 173,578	$ 174,304
Retained earnings	142,075	140,819
Accumulated other comprehensive income (loss)	(12,938)	(19,220)
Treasury stock, at cost, 6,632,384 and 6,621,266 shares, respectively	(50,911)	(51,658)
Total shareholders’ equity	251,804	244,245
Total liabilities and shareholders’ equity	$ 2,036,430	$ 1,987,989