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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($)
Jun. 30, 2015
Dec. 31, 2014
Assets:    
Cash and deposits with banks $ 25,575,000 $ 21,152,000
Federal funds sold 23,408,000 11,828,000
Total cash and cash equivalents 48,983,000 32,980,000
Securities:    
Available for sale, at fair value 472,972,000 499,790,000
Held to maturity, nontaxable (fair value of $4,679 and $0, respectively) 4,775,000 0
Loans held for sale, at lower of cost or market 25,263,000 20,730,000
Loans held for sale, at fair value 9,839,000 0
Loans, net of allowance for loan losses of $16,881 and $17,687 1,224,468,000 1,148,093,000
Federal Home Loan Bank stock, at cost 18,068,000 18,068,000
Premises and equipment, net 20,567,000 21,002,000
Accrued interest receivable 5,768,000 5,763,000
Real estate owned and other repossessed assets, net 3,361,000 3,467,000
Core deposit intangible 56,000 84,000
Cash surrender value of life insurance 54,073,000 46,401,000
Other assets 34,596,000 37,172,000
Total assets 1,922,789,000 1,833,550,000
Deposits:    
Interest bearing 1,233,019,000 1,159,871,000
Non-interest bearing 206,228,000 187,965,000
Total deposits 1,439,247,000 1,347,836,000
Federal Home Loan Bank advances    
Long-term Federal Home Loan Bank advances 46,585,000 46,194,000
Short-term Federal Home Loan Bank advances 145,500,000 140,000,000
Total Federal Home Loan Bank advances 192,085,000 186,194,000
Repurchase agreements and other 30,546,000 30,558,000
Total borrowed funds 222,631,000 216,752,000
Advance payments by borrowers for taxes and insurance 15,085,000 19,904,000
Accrued interest payable 227,000 185,000
Accrued expenses and other liabilities 9,137,000 8,738,000
Total liabilities $ 1,686,327,000 $ 1,593,415,000
Shareholders' Equity:    
Preferred stock-no par value; 1,000,000 shares authorized and no shares issued and outstanding    
Common stock-no par value; 499,000,000 shares authorized; 54,138,910 shares issued and 47,763,154 and 49,239,004 shares, respectively, outstanding $ 174,076,000 $ 174,385,000
Retained earnings 134,820,000 128,512,000
Accumulated other comprehensive income (loss) (22,045,000) (19,998,000)
Treasury stock, at cost, 6,375,756 and 4,899,906 shares, respectively (50,389,000) (42,764,000)
Total shareholders’ equity 236,462,000 240,135,000
Total liabilities and shareholders’ equity $ 1,922,789,000 $ 1,833,550,000