XML 19 R46.htm IDEA: XBRL DOCUMENT v2.4.1.9
Loans - Schedule of Portfolio of Loans (Detail) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2015
Dec. 31, 2014
Financing Receivable Allowance For Credit Losses [Line Items]    
Total commercial loans $ 270,405us-gaap_LoansAndLeasesReceivableCommercial $ 252,911us-gaap_LoansAndLeasesReceivableCommercial
Total residential mortgage loans 733,680ucfc_LoansAndLeasesReceivableResidentialMortgageLoans 731,218ucfc_LoansAndLeasesReceivableResidentialMortgageLoans
Total consumer loans 180,735us-gaap_LoansAndLeasesReceivableConsumer 180,754us-gaap_LoansAndLeasesReceivableConsumer
Total loans 1,184,820us-gaap_LoansAndLeasesReceivableGrossCarryingAmount 1,164,883us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
Allowance for loan losses 17,221us-gaap_LoansAndLeasesReceivableAllowance 17,687us-gaap_LoansAndLeasesReceivableAllowance
Deferred loan fees, net (835)us-gaap_LoansAndLeasesReceivableDeferredIncome (897)us-gaap_LoansAndLeasesReceivableDeferredIncome
Total 16,386ucfc_AllowanceAndDeferredIncome 16,790ucfc_AllowanceAndDeferredIncome
Loans, net 1,168,434us-gaap_LoansAndLeasesReceivableNetReportedAmount 1,148,093us-gaap_LoansAndLeasesReceivableNetReportedAmount
Multifamily [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total commercial loans 63,597us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_MultifamilyLoanMember
60,546us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_MultifamilyLoanMember
Nonresidential [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total commercial loans 132,305us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_NonresidentialLoanMember
121,595us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_NonresidentialLoanMember
Land [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total commercial loans 9,437us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_RealEstateLoanMember
9,484us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_RealEstateLoanMember
Construction [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total commercial loans 11,030us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConstructionLoansMember
16,064us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConstructionLoansMember
Total residential mortgage loans 37,293ucfc_LoansAndLeasesReceivableResidentialMortgageLoans
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConstructionLoansMember
37,113ucfc_LoansAndLeasesReceivableResidentialMortgageLoans
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConstructionLoansMember
Secured [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total commercial loans 53,598us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_SecuredLoanMember
45,088us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_SecuredLoanMember
Unsecured [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total commercial loans 438us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_UnsecuredLoanMember
134us-gaap_LoansAndLeasesReceivableCommercial
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_UnsecuredLoanMember
One-to Four-Family [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total residential mortgage loans 696,387ucfc_LoansAndLeasesReceivableResidentialMortgageLoans
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_OneToFourFamilyResidentialMember
694,105ucfc_LoansAndLeasesReceivableResidentialMortgageLoans
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_OneToFourFamilyResidentialMember
Home Equity [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total consumer loans 155,002us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_HomeEquityLoanMember
154,776us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_HomeEquityLoanMember
Auto [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total consumer loans 7,154us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_AutomobileLoanMember
5,902us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_AutomobileLoanMember
Marine [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total consumer loans 3,301us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_MarineMember
3,917us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_MarineMember
Recreational Vehicle [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total consumer loans 13,447us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_RecreationalVehiclesMember
14,054us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_RecreationalVehiclesMember
Other [Member]    
Financing Receivable Allowance For Credit Losses [Line Items]    
Total consumer loans $ 1,831us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_OthersMember
$ 2,105us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ucfc_OthersMember