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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Interest income    
Loans $ 12,691us-gaap_InterestAndFeeIncomeLoansAndLeases $ 12,122us-gaap_InterestAndFeeIncomeLoansAndLeases
Loans held for sale 294us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSale 49us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSale
Securities available for sale 2,861us-gaap_InterestAndDividendIncomeSecuritiesAvailableForSale 3,241us-gaap_InterestAndDividendIncomeSecuritiesAvailableForSale
Federal Home Loan Bank stock dividends 182us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell 267us-gaap_InterestIncomeFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResell
Other interest earning assets 6us-gaap_OtherInterestAndDividendIncome 26us-gaap_OtherInterestAndDividendIncome
Total interest income 16,034us-gaap_InterestAndDividendIncomeOperating 15,705us-gaap_InterestAndDividendIncomeOperating
Interest expense    
Deposits 1,533us-gaap_InterestExpenseDeposits 1,677us-gaap_InterestExpenseDeposits
Federal Home Loan Bank advances 305us-gaap_InterestExpenseBorrowings 518us-gaap_InterestExpenseBorrowings
Repurchase agreements and other 316ucfc_RepurchaseAgreementsAndOtherInterestExpense 908ucfc_RepurchaseAgreementsAndOtherInterestExpense
Total interest expense 2,154us-gaap_InterestExpense 3,103us-gaap_InterestExpense
Net interest income 13,880us-gaap_InterestIncomeExpenseNet 12,602us-gaap_InterestIncomeExpenseNet
(Recovery) provision for loan losses (184)ucfc_ProvisionForRecoveryOfLoanLosses 33ucfc_ProvisionForRecoveryOfLoanLosses
Net interest income after provision for loan losses 14,064us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 12,569us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Non-interest income    
Non-deposit investment income 292ucfc_NonDepositInvestmentIncome 341ucfc_NonDepositInvestmentIncome
Mortgage servicing fees 674us-gaap_FeesAndCommissionsMortgageBankingAndServicing 689us-gaap_FeesAndCommissionsMortgageBankingAndServicing
Deposit related fees 1,065us-gaap_FeesAndCommissionsDepositorAccounts 1,198us-gaap_FeesAndCommissionsDepositorAccounts
Mortgage servicing rights valuation (161)ucfc_MortgageServicingRightsValuationAllowancesRecovery (1)ucfc_MortgageServicingRightsValuationAllowancesRecovery
Mortgage servicing rights amortization (443)us-gaap_AmortizationOfMortgageServicingRightsMSRs (392)us-gaap_AmortizationOfMortgageServicingRightsMSRs
Other service fees 17ucfc_OtherServiceFeeRevenue  
Net gains (losses):    
Securities available for sale (includes $11 and $3, respectively, accumulated other comprehensive income reclassifications for unrealized net gains on available for sale securities) 11us-gaap_GainLossOnSaleOfSecuritiesNet 3us-gaap_GainLossOnSaleOfSecuritiesNet
Mortgage banking income 1,553us-gaap_FeesAndCommissionsMortgageBanking 612us-gaap_FeesAndCommissionsMortgageBanking
Real estate owned and other repossessed assets, net (90)ucfc_RealEstateOwnedAndOtherRepossessedAssetsChargesNet (383)ucfc_RealEstateOwnedAndOtherRepossessedAssetsChargesNet
Card fees 816us-gaap_FeesAndCommissionsCreditAndDebitCards 772us-gaap_FeesAndCommissionsCreditAndDebitCards
Other income 384us-gaap_NoninterestIncomeOtherOperatingIncome 385us-gaap_NoninterestIncomeOtherOperatingIncome
Total non-interest income 4,118us-gaap_NoninterestIncome 3,224us-gaap_NoninterestIncome
Non-interest expense    
Salaries and employee benefits 7,176us-gaap_LaborAndRelatedExpense 7,580us-gaap_LaborAndRelatedExpense
Occupancy 918us-gaap_OccupancyNet 933us-gaap_OccupancyNet
Equipment and data processing 1,672us-gaap_InformationTechnologyAndDataProcessing 1,798us-gaap_InformationTechnologyAndDataProcessing
Franchise tax 326us-gaap_DirectTaxesAndLicensesCosts 198us-gaap_DirectTaxesAndLicensesCosts
Advertising 142us-gaap_AdvertisingExpense 189us-gaap_AdvertisingExpense
Amortization of core deposit intangible 14us-gaap_AmortizationOfIntangibleAssets 19us-gaap_AmortizationOfIntangibleAssets
FDIC insurance premiums 326us-gaap_FederalDepositInsuranceCorporationPremiumExpense 253us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Other insurance premiums 84ucfc_PaymentOfInsurancePremium 137ucfc_PaymentOfInsurancePremium
Legal and consulting fees 217us-gaap_ProfessionalFees 161us-gaap_ProfessionalFees
Other professional fees 376ucfc_OtherProfessionalFees 392ucfc_OtherProfessionalFees
Real estate owned and other repossessed asset expenses 141ucfc_RealEstateOwnedAndOtherRepossessedAssetExpenses 213ucfc_RealEstateOwnedAndOtherRepossessedAssetExpenses
Other expenses 1,289us-gaap_OtherNoninterestExpense 1,670us-gaap_OtherNoninterestExpense
Total non-interest expenses 12,681us-gaap_NoninterestExpense 13,543us-gaap_NoninterestExpense
Income before income taxes 5,501us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 2,250us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense (includes $4 and $0 income tax expense from reclassification items) 1,815us-gaap_IncomeTaxExpenseBenefit 156us-gaap_IncomeTaxExpenseBenefit
Net income 3,686us-gaap_NetIncomeLoss 2,094us-gaap_NetIncomeLoss
Other comprehensive income    
Unrealized gains on securities, net of tax 3,890us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax 12,568us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
Total other comprehensive income 3,890us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent 12,568us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
Comprehensive income $ 7,576us-gaap_ComprehensiveIncomeNetOfTax $ 14,662us-gaap_ComprehensiveIncomeNetOfTax
Earnings per share    
Basic $ 0.07us-gaap_EarningsPerShareBasic $ 0.04us-gaap_EarningsPerShareBasic
Diluted $ 0.07us-gaap_EarningsPerShareDiluted $ 0.04us-gaap_EarningsPerShareDiluted