XML 63 R36.htm IDEA: XBRL DOCUMENT v2.4.0.8
REGULATORY CAPITAL REQUIREMENTS (Tables)
9 Months Ended
Sep. 30, 2014
Banking And Thrift [Abstract]  
Actual and Statutory Required Capital Amounts and Ratios

Actual and regulatory required capital ratios for Home Savings, along with the dollar amount of capital implied by such ratios, are presented below.

 

As of September 30, 2014

 

 

Actual

 

 

Minimum Capital
Requirements
Per Regulation

 

 

To Be Well Capitalized
Under Prompt
Corrective Action
Provisions

 

 

Amount

 

  

Ratio

 

 

Amount

 

  

Ratio

 

 

Amount

 

  

Ratio

 

 

(In thousands)

 

Total risk-based capital to risk-weighted assets

$

229,663

  

  

 

21.19

 

$

86,695

  

  

 

8.00

 

$

108,368

  

  

 

10.00

Tier 1 capital to risk-weighted assets

 

216,061

  

  

 

19.94

 

 

*

  

  

 

*

  

 

 

65,021

  

  

 

6.00

Tier 1 capital to average total assets**

 

216,061

  

  

 

12.05

 

 

71,711

  

  

 

4.00

 

 

89,638

  

  

 

5.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2013

 

 

Actual

 

 

Minimum Capital
Requirements Per
Regulation

 

 

To Be Well Capitalized
Under Prompt
Corrective Action
Provisions

 

 

Amount

 

  

Ratio

 

 

Amount

 

  

Ratio

 

 

Amount

 

  

Ratio

 

 

(In thousands)

 

Total risk-based capital to risk-weighted assets

$

200,835

  

  

 

19.76

 

$

81,293

  

  

 

8.00

 

$

101,616

  

  

 

10.00

Tier 1 capital to risk-weighted assets

 

188,029

  

  

 

18.50

 

 

*

  

  

 

*

  

 

 

60,969

  

  

 

6.00

Tier 1 capital to average total assets**

 

188,029

  

  

 

10.50

 

 

71,611

  

  

 

4.00

 

 

89,514

  

  

 

5.00

*

Ratio is not required under regulations

**

Tier 1 Leverage Capital Ratio