-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 SYPi3prBWXGLPD0j4f69pDWyFY65llgvcfHaZ9xJXCTpW8D4am0Ci3F0ClKBrEn4
 wuSi1fcm0aF/pn83kuozLA==

<SEC-DOCUMENT>0001209191-03-022045.txt : 20030918
<SEC-HEADER>0001209191-03-022045.hdr.sgml : 20030918
<ACCEPTANCE-DATETIME>20030918090806
ACCESSION NUMBER:		0001209191-03-022045
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030917
FILED AS OF DATE:		20030918

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UNITED COMMUNITY FINANCIAL CORP
		CENTRAL INDEX KEY:			0000707886
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		IRS NUMBER:				341856319
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		275 FEDERAL PLAZA WEST
		CITY:			YOUNGSTOWN
		STATE:			OH
		ZIP:			44503-1203
		BUSINESS PHONE:		3307420500

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MCKAY DOUGLAS M
		CENTRAL INDEX KEY:			0001228731

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-24399
		FILM NUMBER:		03900416

	BUSINESS ADDRESS:	
		STREET 1:		275 FEDERAL PLAZA WEST
		CITY:			YOUNGSTOWN
		STATE:			OH
		ZIP:			44503
		BUSINESS PHONE:		3307420500

	MAIL ADDRESS:	
		STREET 1:		275 FEDERAL PLAZA WEST
		CITY:			YOUNGSTOWN
		STATE:			OH
		ZIP:			44503
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>bci03133_bco1.xml
<DESCRIPTION>MAIN DOCUMENT DESCRIPTION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-09-17</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000707886</issuerCik><issuerName>UNITED COMMUNITY FINANCIAL CORP</issuerName>        <issuerTradingSymbol>UCFC</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001228731</rptOwnerCik><rptOwnerName>MCKAY DOUGLAS M</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>227 GRISWOLD DRIVE</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>YOUNGSTOWN</rptOwnerCity><rptOwnerState>OH</rptOwnerState><rptOwnerZipCode>44512</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>Chairman, President</officerTitle></reportingOwnerRelationship></reportingO
wner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Common Stock </value></securityTitle><transactionDate><value>2003-09-17</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>56278</value></transactionShares><transactionPricePerShare><value>9.80</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>0</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value><footnoteId id="F1" /></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><footnotes><footnote id="F1">Reporting person also indirectly owns 20396 shares held in his ESOP and 43373 shares held in his 401
(k).</footnote></footnotes><ownerSignature><signatureName>/s/ Donald J. Varner, POA for Douglas M. McKay</signatureName><signatureDate>2003-09-17</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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