CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash Flows from Operating Activities
Net income	$ 2,094,000	$ 2,682,000
Adjustments to reconcile net income to net cash provided by operating activities
Provision for loan losses	33,000	2,064,000
Mortgage banking income	(612,000)	(1,643,000)
Net losses on real estate owned and other repossessed assets sold	383,000	431,000
Net gain on available for sale securities sold	(3,000)	(721,000)
Net losses on other assets	7,000
Amortization of premiums and accretion of discounts	311,000	1,127,000
Depreciation and amortization	491,000	454,000
Decrease in interest receivable	533,000	651,000
Increase in interest payable	35,000	34,000
Increase in cash surrender value of bank-owned life insurance	(350,000)	(225,000)
Decrease in prepaid and other assets	834,000	1,040,000
Decrease in other liabilities	(1,991,000)	(1,923,000)
Stock based compensation	85,000	95,000
Net principal disbursed on loans originated for sale	(26,861,000)	(73,171,000)
Proceeds from sale of loans held for sale	28,081,000	78,577,000
Net change in interest rate caps	127,000	(8,000)
Net cash from operating activities	3,197,000	9,464,000
Proceeds from principal repayments and maturities of:
Securities available for sale	5,503,000	18,386,000
Proceeds from sale of:
Securities available for sale	4,000	27,912,000
Real estate owned and other repossessed assets	1,491,000	2,891,000
Premises and equipment	30,000
Loans held for investment		510,000
Purchases of:
Securities available for sale		(77,353,000)
Net (increase) decrease in loans	(32,033,000)	28,522,000
Loans purchased		(50,000)
Purchases of premises and equipment	(198,000)	(297,000)
Redemption of Federal Home Loan Bank stock	8,396,000
Net cash from investing activities	(16,807,000)	521,000
Cash Flows from Financing Activities
Net increase in checking, savings and money market accounts	30,239,000	20,189,000
Net decrease in certificates of deposit	(23,913,000)	(21,303,000)
Net decrease in advance payments by borrowers for taxes and insurance	(7,814,000)	(9,332,000)
Proceeds from Federal Home Loan Bank advances		142,000,000
Repayment of Federal Home Loan Bank advances		(142,000,000)
Net change in repurchase agreements and other borrowings	(6,000)	(5,000)
Proceeds from the exercise of stock options	7,600	5,000
Issuance of preferred stock		21,841,000
Issuance of common stock, net of issuance costs		14,091,000
Net cash from financing activities	(1,486,000)	25,486,000
Change in cash and cash equivalents	(15,096,000)	35,471,000
Cash and cash equivalents, beginning of period	77,331,000
Cash and cash equivalents, end of period	$ 62,235,000	$ 78,084,000