CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest income
Loans	$ 12,122	$ 12,627
Loans held for sale	49	89
Available for sale	3,241	3,428
Federal Home Loan Bank stock dividends	267	283
Other interest earning assets	26	9
Total interest income	15,705	16,436
Interest expense
Deposits	1,677	2,087
Federal Home Loan Bank advances	518	523
Repurchase agreements and other	908	909
Total interest expense	3,103	3,519
Net interest income	12,602	12,917
Provision for loan losses	33	2,064
Net interest income after provision for loan losses	12,569	10,853
Non-interest income
Non-deposit investment income	341	541
Mortgage servicing fees	689	704
Deposit related fees	1,198	1,260
Mortgage servicing rights valuation	(1)	435
Mortgage servicing rights amortization	(392)	(660)
Other service fees		43
Net gains (losses):
Securities available for sale (includes $3 and $721, respectively, accumulated other comprehensive income reclassifications for unrealized net gains on available for sale securities)	3	721
Mortgage banking income	612	1,643
Real estate owned and other repossessed assets charges, net	(383)	(431)
Card fees	772	734
Other income	385	703
Total non-interest income	3,224	5,693
Non-interest expense
Salaries and employee benefits	7,580	6,873
Occupancy	933	822
Equipment and data processing	1,798	1,760
Franchise tax	198	431
Advertising	189	139
Amortization of core deposit intangible	19	23
Deposit insurance premiums	253	554
Other insurance premiums	137	176
Legal and consulting fees	161	192
Other professional fees	392	216
Real estate owned and other repossessed asset expenses	213	493
Other expenses	1,670	2,185
Total non-interest expenses	13,543	13,864
Income before income taxes	2,250	2,682
Income tax expense (includes $0 and $0 income tax expense from reclassification items)	156
Net income	2,094	2,682
Amortization of discount on preferred stock		821
Earnings available to common shareholders	2,094	1,861
Net income	2,094	2,682
Other comprehensive income
Unrealized gains (losses) on securities, net of tax	12,568	(2,963)
Total other comprehensive income (loss)	12,568	(2,963)
Comprehensive income (loss)	$ 14,662	$ (281)
Earnings per share
Basic	$ 0.04	$ 0.06
Diluted	$ 0.04	$ 0.05