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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2013
Text Block [Abstract]  
Actual and Statutory Required Capital Amounts and Ratios

Actual and statutory required capital amounts and ratios for Home Savings are presented below.

 

     As of December 31, 2013  
     Actual     Minimum
Capital
Requirements
Per Regulation
    To Be Well
Capitalized
Under Prompt
Corrective
Action Provisions
 
     Amount      Ratio     Amount      Ratio     Amount      Ratio  
     (In thousands)  

Total risk-based capital to risk-weighted assets

   $ 200,835         19.76   $ 81,293         8.00   $ 101,616         10.00

Tier 1 capital to risk-weighted assets

     188,029         18.50     *         *        60,969         6.00

Tier 1 capital to average total assets**

     188,029         10.50     71,611         4.00     89,514         5.00

 

 

* Ratio is not required under regulations

 

** Tier 1 Leverage Capital Ratio

 

     As of December 31, 2012  
     Actual     Minimum
Capital
Requirements
Per Bank Order
 
     Amount      Ratio     Amount      Ratio  
     (Dollars in thousands)  

Total risk-based capital to risk-weighted assets

   $ 174,139         16.21   $ 128,948         12.00

Tier 1 capital to risk-weighted assets

     160,612         14.95     *         *   

Tier 1 capital to average total assets**

     160,612         8.70     166,226         9.00

 

     As of December 31, 2012  
     Minimum
Capital
Requirements
Per Regulation
    To Be Well
Capitalized
Under Prompt
Corrective
Action Provisions
 
     Amount      Ratio     Amount      Ratio  
     (Dollars in thousands)  

Total risk-based capital to risk-weighted assets

   $ 85,965         8.00   $ 107,457         10.00

Tier 1 capital to risk-weighted assets

     *         *        64,474         6.00

Tier 1 capital to average total assets**

     73,878         4.00     92,348         5.00

 

 

* Ratio is not required under regulations

 

** Tier 1 Leverage Capital Ratio