Consolidated Statements of Cash Flows (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash Flows from Operating Activities
Net income (loss)	$ 7,788,000	$ (23,033,000)
Adjustments to reconcile net income to net cash provided by operating activities
Provision for loan losses	3,834,000	37,223,000
Mortgage banking income	(3,927,000)	(5,308,000)
Net losses on real estate owned and other repossessed assets sold	1,966,000	3,447,000
Net gain on available for sale securities sold	(2,578,000)	(5,161,000)
Net gain on other assets sold	(10,000)
Amortization of premiums and accretion of discounts	2,394,000	1,016,000
Depreciation and amortization	1,406,000	1,183,000
Net change in interest receivable	1,038,000	1,081,000
Net change in interest payable	29,000	18,000
Net change in prepaid and other assets	2,371,000	254,000
Net change in other liabilities	(1,811,000)	554,000
Stock based compensation	275,000	597,000
Net principal disbursed on loans originated for sale	(188,167,000)	(226,708,000)
Proceeds from sale of loans held for sale	202,231,000	235,667,000
Death benefit from bank owned life insurance		1,115,000
Net change in interest rate caps	(463,000)	1,423,000
Net cash from operating activities	26,376,000	23,368,000
Proceeds from principal repayments and maturities of:
Securities available for sale	41,057,000	56,123,000
Proceeds from sale of:
Securities available for sale	97,127,000	286,926,000
Real estate owned and other repossessed assets	8,627,000	13,830,000
Loans held for investment	13,709,000	81,451,000
Premises and equipment	20,000
Purchases of:
Securities available for sale	(144,992,000)	(424,932,000)
Bank owned life insurance	(15,000,000)
Principal repaid on loans, net of disbursements	37,861,000	154,499,000
Loans purchased	(50,000)	(289,000)
Purchases of premises and equipment	(780,000)	(1,593,000)
Net cash from investing activities	37,579,000	166,015,000
Cash Flows from Financing Activities
Net increase in checking, savings and money market accounts	(2,332,000)	76,079,000
Net decrease in certificates of deposit	(49,132,000)	(173,934,000)
Net decrease in advance payments by borrowers for taxes and insurance	(11,464,000)	(9,161,000)
Net change in Federal Home Loan Bank advances		(78,155,000)
Prepayment penalty on Federal Home Loan Bank advances		(803,000)
Net change in repurchase agreements and other borrowed funds	(15,000)	(15,000)
Proceeds from the exercise of stock options	155,320
Issuance of preferred stock, net of issuance costs	21,841,000
Issuance of common stock, net of issuance costs	21,841,000
Net cash used by financing activities	(20,387,000)	(185,989,000)
Change in cash and cash equivalents	43,517,000	3,394,000
Cash and cash equivalents, beginning of period	42,613,000	54,136,000
Cash and cash equivalents, end of period	$ 86,130,000	$ 57,530,000