XML 79 R60.htm IDEA: XBRL DOCUMENT

Mortgage Banking Activities (Details1) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Capitalized mortgage servicing rights
Beginning balance	$ 5,506	$ 6,375
Originations	1,282	531
Amortized to expense	(660)	(641)
Ending balance	6,128	6,265
Less valuation allowance	(245)	(837)
Net balance	$ 5,883	$ 5,428

The periodic amortization (in proportion to and over the period of estimated net servicing income or loss) of capitalized servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.

+ References+ Details