Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash Flows from Operating Activities
Net income	$ 3,858	$ 1,166
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	6,944	10,436
Mortgage banking income	(3,198)	(3,750)
Net losses on real estate owned and other repossessed assets sold	(1,652)	(2,354)
Net gain on available for securities sold	(3,969)	(1,542)
Net gain on other assets sold		(10)
Other than temporary impairment of securities available for sale	0	38
Amortization of premiums and accretion of discounts	1,273	601
Depreciation and amortization	775	883
Decrease in interest receivable	782	519
(Decrease) increase in interest payable	(7)	29
(Increase) decrease in prepaid and other assets	(2,358)	934
Increase (decrease) in other liabilities	3,028	(16)
Stock based compensation	486	220
Net principal disbursed on loans originated for sale	(149,804)	(57,577)
Proceeds from sale of loans originated for sale	155,185	64,927
Net change in interest rate caps	1,102
Net cash from operating activities	15,749	19,212
Proceeds from principal repayments and maturities of:
Securities available for sale	38,117	15,612
Proceeds from sale of:
Securities available for sale	229,453	115,928
Real estate owned and other repossessed assets	9,592	7,860
Premises and equipment		10
Loans held for investment	2,109	87,533
Purchases of:
Securities available for sale	(234,483)	(156,349)
Principal disbursed on loans, net of repayments	118,448	32,971
Loans purchased	(198)	(2,129)
Purchases of premises and equipment	(802)	(280)
Net cash from investing activities	162,236	101,156
Cash Flows from Financing Activities
Net increase in checking, savings and money market accounts	75,985	40,655
Net decrease in certificates of deposit	(122,783)	(32,639)
Net decrease in advance payments by borrowers for taxes and insurance	(8,602)	(4,705)
Proceeds from Federal Home Loan Bank advances	295,551	206,000
Repayment of Federal Home Loan Bank advances	(373,002)	(312,453)
Prepayment penalty on Federal Home Loan Bank term advances	(738)
Net change in repurchase agreements and other borrowed funds	(10)	1,165
Net cash from financing activities	(133,599)	(101,977)
Change in cash and cash equivalents	44,386	18,391
Cash and cash equivalents, beginning of period	54,136	37,107
Cash and cash equivalents, end of period	$ 98,522	$ 55,498