XML 12 R54.htm IDEA: XBRL DOCUMENT

Mortgage Banking Activities (Details) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Capitalized mortgage servicing rights
Beginning balance	$ 6,375	$ 6,400
Originations	1,167	1,036
Amortized to expense	(1,282)	(1,002)
Balance, end of period	6,220	6,464
Less valuation allowance	(1,344)	(58)
Net balance	$ 4,916	$ 6,376

The periodic amortization (in proportion to and over the period of estimated net servicing income or loss) of capitalized servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.

+ References+ Details