Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Cash Flows from Operating Activities
Net income (loss)	$ 230	$ (37,273)	$ (16,773)
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	24,658	62,427	49,074
Mortgage banking income	(5,675)	(4,365)	(6,164)
Net losses on real estate owned and other repossessed assets sold	6,165	6,123	7,918
Net gain on retail branch sold	(4,154)	(1,387)
Net gains on available for sale securities sold	(8,633)	(8,803)	(1,863)
Net gains on other assets sold	(16)	(301)	(17)
Net impairment loss recognized in earnings	89	58	778
Amortization of premiums and accretion of discounts	(379)	1,012	2,710
Depreciation and amortization	1,743	1,953	2,148
Decrease in interest receivable	979	1,370	992
Decrease in interest payable	(199)	(612)	(1,656)
Decrease in net deferred tax assets		3,650	3,795
Decrease (increase) in prepaid and other assets	8,506	2,654	(6,822)
Increase in other liabilities	2,004	209	142
Stock based compensation	591	351	122
Net principal disbursed on loans originated for sale	(186,020)	(266,339)	(344,121)
Proceeds from sale of loans originated for sale	192,189	268,546	357,906
ESOP compensation		2,082	1,036
Net change in interest rate caps	657	116
Operating cash flows from discontinued operations			(4,949)
Net cash from operating activities	32,735	31,471	44,256
Proceeds from principal repayments and maturities of:
Securities available for sale	62,422	87,532	56,199
Proceeds from sale of:
Securities available for sale	428,396	396,291	75,493
Real estate owned and other repossessed assets	19,864	18,438	13,570
Premises and equipment	16	35	38
Interest rate caps		2,301
Proceeds from to sales of loans held for investment	97,439		69,621
Purchases of:
Securities available for sale	(573,685)	(568,328)	(196,295)
Interest rate caps	(2,590)	(2,126)
Net decrease in loans	108,711	126,347	197,152
Loans purchased	(4,285)	(6,712)	(4,365)
Purchases of premises and equipment	(558)	(882)	(974)
Sale of retail branches	(83,003)	(22,158)
Investing cash flows from discontinued operations			8,123
Net cash from investing activities	52,727	30,738	218,562
Cash Flows from Financing Activities
Net increase in checking, savings and money market accounts	78,052	56,266	68,837
Net decrease in certificates of deposit	(69,316)	(109,778)	(185,267)
Net increase (decrease) in advance payments by borrowers for taxes and insurance	2,614	877	(15)
Proceeds from Federal Home Loan Bank advances	541,000	961,200	737,800
Repayment of Federal Home Loan Bank advances	(615,663)	(979,705)	(854,080)
Net change in repurchase agreements and other borrowings	(7,179)	964	(28,436)
Issuance of common stock, net	2,059
Net cash from financing activities	(68,433)	(70,176)	(261,161)
Change in cash and cash equivalents	17,029	(7,967)	1,657
Cash and cash equivalents, beginning of year	37,107	45,074	43,417
Cash and cash equivalents, end of year	$ 54,136	$ 37,107	$ 45,074