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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Interest income      
Loans $ 82,290 $ 97,413 $ 118,122
Loans held for sale 542 415 1,006
Securities:      
Available for sale 12,366 11,727 11,455
Federal Home Loan Bank stock dividends 1,125 1,158 1,223
Other interest earning assets 64 35 57
Total interest income 96,387 110,748 131,863
Interest expense      
Deposits 24,341 32,062 45,985
Federal Home Loan Bank advances 3,162 3,588 5,797
Repurchase agreements and other 3,709 3,737 4,167
Total interest expense 31,212 39,387 55,949
Net interest income 65,175 71,361 75,914
Provision for loan losses 24,658 62,427 49,074
Net interest income after provision for loan losses 40,517 8,934 26,840
Non-interest income      
Non-deposit investment income 1,398 1,619 1,424
Service fees and other charges 4,416 6,369 8,531
Net gains (losses):      
Securities available for sale 8,633 8,803 1,863
Other-than-temporary loss on equity securities      
Total impairment loss (89) (58) (778)
Loss recognized in other comprehensive income         
Net impairment loss recognized in earnings (89) (58) (778)
Mortgage banking income 5,675 4,365 6,164
Real estate owned and other repossessed assets (6,165) (6,123) (7,918)
Gain on sale of a retail branch(s) 4,154 1,387  
Other income 5,203 5,531 4,632
Total non-interest income 23,225 21,893 13,918
Non-interest expense      
Salaries and employee benefits 31,160 32,699 30,493
Occupancy 3,409 3,583 3,669
Equipment and data processing 6,590 6,627 6,525
Franchise tax 1,495 2,011 2,083
Advertising 820 860 1,136
Amortization of core deposit intangible 139 176 223
Deposit insurance premiums 4,855 5,686 7,304
Professional fees 3,677 4,106 3,520
Real estate owned and other repossessed asset expenses 2,891 4,971 2,713
Other expenses 8,476 7,612 5,974
Total non-interest expense 63,512 68,331 63,640
Income (loss) before income taxes and discontinued operations 230 (37,504) (22,882)
Income tax benefit   (231) (1,160)
Net income (loss) before discontinued operations 230 (37,273) (21,722)
Discontinued operations      
Net income of Butler Wick Corp.     4,949
Net income (loss) 230 (37,273) (16,773)
Other comprehensive income      
Unrealized gain/(loss) on securities, net of tax 9,120 (9,558) 588
Unrealized gain/(loss) on postretirement plan, net of tax 690 670 (113)
Comprehensive income (loss) $ 10,040 $ (46,161) $ (16,298)
Earnings (loss) per share      
Basic-continuing operations $ 0.01 $ (1.22) $ (0.73)
Basic-discontinued operations     $ 0.17
Basic $ 0.01 $ (1.22) $ (0.56)
Diluted-continuing operations $ 0.01 $ (1.22) $ (0.73)
Diluted-discontinued operations     $ 0.17
Diluted $ 0.01 $ (1.22) $ (0.56)