EXHIBIT 23.2





                          INDEPENDENT AUDITORS' CONSENT


United Community Financial Corp.

We consent to the incorporation by reference in Registration Statement Nos.
333-38028, 333-86015 and 333-100081 of United Community Financial Corp. on Forms
S-8 of our report dated January 24, 2001, incorporated by reference in this
Annual Report on Form 10-K of United Community Financial Corp. for the year
ended December 31, 2002.



/s/ Deloitte and Touche LLP

Cleveland, Ohio
March 28, 2003