<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF UNITED COMMUNITY FINANCIAL CORP. AS OF AND
FOR THE SIX MONTHS ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.


                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          23,654
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                   622
<TRADING-ASSETS>                                 5,161
<INVESTMENTS-HELD-FOR-SALE>                    246,965
<INVESTMENTS-CARRYING>                         125,990
<INVESTMENTS-MARKET>                           122,843
<LOANS>                                        781,432
<ALLOWANCE>                                      6,324
<TOTAL-ASSETS>                               1,269,569
<DEPOSITS>                                     830,019
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            179,992
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       136,616
<OTHER-SE>                                     122,942
<TOTAL-LIABILITIES-AND-EQUITY>               1,269,569
<INTEREST-LOAN>                                 29,364
<INTEREST-INVEST>                               14,240
<INTEREST-OTHER>                                   695
<INTEREST-TOTAL>                                44,299
<INTEREST-DEPOSIT>                              16,429
<INTEREST-EXPENSE>                              20,454
<INTEREST-INCOME-NET>                           23,845
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                 223
<EXPENSE-OTHER>                                 27,668
<INCOME-PRETAX>                                  9,289
<INCOME-PRE-EXTRAORDINARY>                       9,289
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     6,072
<EPS-BASIC>                                       0.18
<EPS-DILUTED>                                     0.18
<YIELD-ACTUAL>                                    3.98
<LOANS-NON>                                      3,757
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                   214
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 6,390
<CHARGE-OFFS>                                       70
<RECOVERIES>                                         5
<ALLOWANCE-CLOSE>                                6,324
<ALLOWANCE-DOMESTIC>                             6,324
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0