Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Cash Flows from Operating Activities
Net loss	$ (7,698)	$ (19,942)
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	22,272	39,876
Mortgage banking income	(4,432)	(2,456)
Net losses on real estate owned and other repossessed assets sold	4,981	4,512
Net gain on retail branch sold		(1,387)
Net gain on available for sale securities sold	(3,500)	(7,295)
Net loss (gain) on other assets	161	(3)
Other than temporary impairment of securities available for sale	73	44
Amortization of premiums and accretion of discounts	(405)	(649)
Depreciation and amortization	1,314	1,484
Decrease in interest receivable	704	127
Decrease in interest payable	(16)	(493)
Decrease in prepaid and other assets	7,308	3,174
(Decrease) increase in other liabilities	(1,948)	1,179
Stock based compensation	421	237
Net principal disbursed on loans originated for sale	(108,389)	(157,723)
Proceeds from sale of loans originated for sale	204,852	153,515
ESOP compensation		2,743
Net change in interest rate caps		95
Net cash from operating activities	115,698	17,038
Proceeds from principal repayments and maturities of:
Securities available for sale	27,037	68,368
Proceeds from sale of:
Securities available for sale	201,856	247,129
Real estate owned and other repossessed assets	14,058	14,931
Premises and equipment	11	20
Purchases of:
Securities available for sale	(268,032)	(421,856)
Interest rate caps		(2,126)
Principal disbursed on loans, net of repayments	55,947	75,281
Loans purchased	(3,202)	(4,729)
Purchases of premises and equipment	(348)	(487)
Sale of retail branch		(22,158)
Net cash from investing activities	27,327	(45,627)
Cash Flows from Financing Activities
Net increase in checking, savings and money market accounts	70,566	33,952
Net decrease in certificates of deposit	(72,406)	(92,212)
Net decrease in advance payments by borrowers for taxes and insurance	(7,466)	(3,754)
Proceeds from Federal Home Loan Bank advances	306,000	745,200
Repayment of Federal Home Loan Bank advances	(420,494)	(659,917)
Net change in repurchase agreements and other borrowed funds	(7,174)	969
Net cash from financing activities	(130,974)	24,238
Change in cash and cash equivalents	12,051	(4,351)
Cash and cash equivalents, beginning of period	37,107	45,074
Cash and cash equivalents, end of period	$ 49,158	$ 40,723