Note 11 - Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2012

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Minimum Capital Requirement					Minimum To Be Well- Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of June 30, 2012:
Total Capital (to risk-weighted assets):
Princeton National Bancorp, Inc.	$	(7,736)		(1.31)	%	$	47,270		8.00	%	$	70,830		12.00	%
Citizens First National Bank		25,496		4.33	%		47,215		8.00	%		70,823		12.00	%
Tier 1 Capital (to risk-weighted assets):
Princeton National Bancorp, Inc.	$	(7,736)		(1.31)	%	$	23,610		4.00	%		N/A		N/A
Citizens First National Bank		17,932		3.05	%		23,608		4.00	%		N/A		N/A
Tier 1 Capital (to average adjusted assets):
Princeton National Bancorp, Inc.	$	(7,736)		(0.80)	%	$	38,740		4.00	%	$	77,480		8.00	%
Citizens First National Bank		17,932		1.85	%		38,737		4.00	%		77,474		8.00	%

	Actual					Minimum Capital Requirement					Minimum To Be Well- Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of December 31, 2011:
Total Capital (to risk-weighted assets):
Princeton National Bancorp, Inc.	$	(3,418)		(0.50)	%	$	55,204		8.00	%	$	81,306		12.00	%
Citizens First National Bank		31,554		4.60	%		54,892		8.00	%		82,339		12.00	%
Tier 1 Capital (to risk-weighted assets):
Princeton National Bancorp, Inc.	$	(3,418)		(0.50)	%	$	27,102		4.00	%	$	N/A		N/A	%
Citizens First National Bank		22,707		3.31	%		27,446		4.00	%		N/A		N/A	%
Tier 1 Capital (to average adjusted assets):
Princeton National Bancorp, Inc.	$	(3,418)		(0.32)	%	$	42,365		4.00	%	$	84,729		8.00	%
Citizens First National Bank		22,707		2.14	%		42,354		4.00	%		84,718		8.00	%