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Condensed Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Dec. 31, 2011
ASSETS    
Cash and due from banks $ 11,986 $ 16,307
Interest-bearing deposits with financial institutions 90,956 46,988
Total cash and cash equivalents 102,942 63,295
Loans held-for-sale, at lower of cost or market 946 2,220
Investment securities:    
Available-for-sale, at fair value 284,282 251,747
Held-to-maturity, at amortized cost (fair value of $7,994 and $9,942) 7,893 9,836
Total investment securities 292,175 261,583
Loans:    
Loans, net of unearned interest 571,295 621,021
Allowance for loan losses (29,741) (30,413)
Net loans 541,554 590,608
Premises and equipment, net of accumulated depreciation 25,615 25,850
Land held for sale, at lower of cost or market 2,164 2,164
Federal Reserve and Federal Home Loan Bank stock 4,500 4,500
Bank-owned life insurance 24,559 24,330
Accrued interest receivable 5,029 6,453
Other real estate owned 12,389 21,848
Intangible assets, net of accumulated amortization 1,740 1,877
Other assets 7,608 9,588
TOTAL ASSETS 1,021,221 1,014,316
Deposits:    
Demand 173,816 171,939
Interest-bearing demand 358,298 353,462
Savings 90,963 84,599
Time 298,747 307,295
Total deposits 921,824 917,295
Borrowings:    
Customer repurchase agreements 57,497 54,835
Advances from the Federal Home Loan Bank 5,000 5,000
Trust preferred securities 25,000 25,000
Total borrowings 87,497 84,835
Other liabilities 6,156 7,251
TOTAL LIABILITIES 1,015,477 1,009,381
STOCKHOLDERS' EQUITY    
Preferred stock: no par value, 100,000 shares authorized: 25,083 shares issued and outstanding at March 31, 2012 and December 31, 2011 25,023 25,016
Common stock: $5 par value, 7,000,000 shares authorized: 4,478,295 shares issued at March 31, 2012 and December 31, 2011 22,391 22,391
Common stock warrants 150 150
Surplus 17,916 18,126
Accumulated deficit (41,791) (42,791)
Accumulated other comprehensive income, net of tax 5,133 5,378
Less: cost of 1,122,270 and 1,137,266 treasury shares at March 31, 2012 and December 31, 2011 (23,078) (23,335)
TOTAL STOCKHOLDERS' EQUITY 5,744 4,935
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 1,021,221 $ 1,014,316