Exhibit 99.2


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly Report of Princeton National Bancorp, Inc.
("PNBC") on Form 10-Q for the period ended March 31, 2003 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I Todd D.
Fanning, Vice-President & Chief Financial Officer of PNBC, certify, pursuant to
18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley
Act of 2002, that to the best of my knowledge:


(1)      The Report fully complies with the requirements of section 13(a) or
         15(d) of the Securities Exchange Act of 1934; and

(2)      The information contained in the Report fairly represents, in all
         material respects, the financial condition and result of operations of
         PNBC.




/s/ Todd D. Fanning
---------------------------------



Todd D. Fanning
Vice-President & Chief Financial Officer

May 12, 2003


A signed original of this written statement required by Section 906 has been
provided to Princeton National Bancorp, Inc. and will be retained by Princeton
National Bancorp, Inc. and furnished to the Securities and Exchange Commission
or its staff upon request.


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