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Non-Performing Assets Including Troubled Debt Restructurings (TDR) (Tables)
6 Months Ended
Jun. 30, 2022
Non-Performing Assets Including Troubled Debt Restructurings (TDR)  
Schedule of nonperforming assets including trouble debt restructurings

The following table presents information concerning non-performing assets including TDR (in thousands, except percentages):

June 30, 2022

December 31, 2021

Non-accrual loans:

Commercial and industrial

$

2,087

$

2,165

Commercial loans secured by non-owner occupied real estate

5

5

Real estate – residential mortgage

 

1,138

 

1,153

Consumer

10

Total

 

3,240

 

3,323

Total non-performing assets including TDR

$

3,240

$

3,323

Total non-performing assets as a percent of loans, net of unearned income, other real estate owned and repossessed assets

 

0.34

%  

 

0.34

%

Schedule of troubled debt restructurings on financing receivables

The Company had no loans modified as TDRs during the three-month period ended June 30, 2022. The following table details the loan modified as a TDR during the six-month period ended June 30, 2022 (dollars in thousands).

Loans in non-accrual status

# of Loans

    

Current Balance

    

Concession Granted

Commercial and industrial

1

$

464

Subsequent modification of a TDR - Extension of maturity date with a below market interest rate

The Company had no loans modified as TDRs during the three-month period ended June 30, 2021. The following table details the loan modified as a TDR during the six-month period ended June 30, 2021 (dollars in thousands).

Loans in non-accrual status

# of Loans

    

Current Balance

    

Concession Granted

Commercial and industrial

 

1

$

486

 

Subsequent modification of a TDR - Extension of maturity date with a below market interest rate

Summary of loans for which payment relief has been requested related to COVID-19

At June 30, 2022

At December 31, 2021

    

% of Outstanding

 

    

    

% of Outstanding

 

Balance

Non-PPP Loans

 

Balance

Non-PPP Loans

 

(in thousands)

 

(in thousands)

 

CRE/Commercial

$

4,934

 

0.7

%

$

7,488

 

1.1

%

Home Equity/Consumer

 

6

 

 

57

 

0.1

Residential Mortgage

 

229

 

0.1

 

203

 

0.1

Total

$

5,169

 

0.5

$

7,748

 

0.8

Summary of deferral of principal and interest payments

At June 30, 2022

At December 31, 2021

Number of Loans

    

Balance

    

Number of Loans

    

Balance

(in thousands)

(in thousands)

Type of Payment Relief

  

 

  

 

  

 

  

Interest only payments

3

$

4,934

 

6

$

3,768

Complete payment deferrals

2

 

235

 

5

 

3,980

Total

5

$

5,169

 

11

$

7,748