CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from depository institutions		$ 21,609	$ 27,970
Interest bearing deposits		3,286	2,740
Short-term investments in money market funds		3,246	4,184
Total cash and cash equivalents		28,141	34,894
Investment securities:
Available for sale, at fair value		151,088	146,731
Held to maturity (fair value $40,775 on June 30, 2019 and $40,324 on December 31, 2018)		39,752	40,760
Loans held for sale		1,324	847
Loans		889,170	862,604
Less: Unearned income		413	322
Allowance for loan losses		8,102	8,671
Net loans		880,655	853,611
Premises and equipment:
Operating lease right-of-use asset		890	0
Financing lease right-of-use asset		3,207	0
Other premises and equipment, net		14,809	13,348
Accrued interest income receivable		3,916	3,489
Goodwill		11,944	11,944
Bank owned life insurance		38,652	38,395
Net deferred tax asset		3,710	3,637
Federal Home Loan Bank stock		4,763	4,520
Federal Reserve Bank stock		2,125	2,125
Other assets		5,607	6,379
TOTAL ASSETS		1,190,583	1,160,680
LIABILITIES
Non-interest bearing deposits		158,293	150,627
Interest bearing deposits		810,187	798,544
Total deposits		968,480	949,171
Short-term borrowings		35,190	41,029
Advances from Federal Home Loan Bank		53,124	46,721
Operating lease liabilities		907	0
Financing lease liabilities		3,253	0
Guaranteed junior subordinated deferrable interest debentures, net		12,947	12,939
Subordinated debt, net		7,499	7,488
Total borrowed funds		112,920	108,177
Other liabilities		7,707	5,355
TOTAL LIABILITIES		1,089,107	1,062,703
SHAREHOLDERS' EQUITY
Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,648,728 shares issued and 17,384,355 shares outstanding on June 30, 2019; 26,609,811 shares issued and 17,619,303 shares outstanding on December 31, 2018		266	266
Treasury stock at cost, 9,264,373 shares on June 30, 2019 and 8,990,508 shares on December 31, 2018		(81,741)	(80,579)
Capital surplus		145,883	145,782
Retained earnings		49,618	46,733
Accumulated other comprehensive loss, net	[1]	(12,550)	(14,225)
TOTAL SHAREHOLDERS' EQUITY		101,476	97,977
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY		$ 1,190,583	$ 1,160,680

[1] Amounts in parentheses indicate debits on the Consolidated Balance Sheets.