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LOANS (Details Textual) - USD ($)
Dec. 31, 2018
Dec. 31, 2017
Financing Receivable, Impaired [Line Items]    
Real estate-construction loans, percentage 3.50% 4.10%
Loan balances net of unearned income $ 322,000 $ 399,000
Loans and Leases Receivable, Related Parties $ 694,000 $ 554,000