CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Interest and fees on loans:
Taxable	$ 37,786	$ 37,923	$ 36,285
Tax exempt	75	72	57
Interest bearing deposits	13	8	5
Short-term investments in money market funds	84	14	7
Investment securities:
Available for sale	3,132	3,250	3,528
Held to maturity	779	614	559
Total Interest Income	41,869	41,881	40,441
INTEREST EXPENSE
Deposits	5,400	4,752	4,889
Short-term borrowings	52	86	55
Advances from Federal Home Loan Bank	644	558	333
Guaranteed junior subordinated deferrable interest debentures	1,120	1,120	1,120
Subordinated debt	519	4	0
Total Interest Expense	7,735	6,520	6,397
Net Interest Income	34,134	35,361	34,044
Provision for loan losses	3,950	1,250	375
Net Interest Income after Provision for Loan Losses	30,184	34,111	33,669
NON-INTEREST INCOME
Trust and investment advisory fees	8,333	8,344	7,765
Service charges on deposit accounts	1,674	1,750	1,957
Net gains on loans held for sale	884	767	748
Mortgage related fees	367	391	590
Net realized gains on investment securities	177	71	177
Bank owned life insurance	675	1,617	748
Other income	2,528	2,327	2,338
Total Non-Interest Income	14,638	15,267	14,323
NON-INTEREST EXPENSE
Salaries and employee benefits	24,034	24,042	24,960
Net occupancy expense	2,782	2,941	2,964
Equipment expense	1,688	1,773	1,892
Professional fees	5,280	5,003	5,409
Supplies, postage, and freight	705	726	761
Miscellaneous taxes and insurance	1,146	1,157	1,174
Federal deposit insurance expense	709	669	636
Goodwill impairment charge	0	0	669
Other expense	5,271	4,727	4,906
Total Non-Interest Expense	41,615	41,038	43,371
PRETAX INCOME	3,207	8,340	4,621
Provision for income taxes	897	2,343	1,598
NET INCOME	2,310	5,997	3,023
Preferred stock dividends	15	210	210
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 2,295	$ 5,787	$ 2,813
Basic:
Net income	$ 0.12	$ 0.31	$ 0.15
Average number of shares outstanding	18,896	18,863	18,793
Diluted:
Net income	$ 0.12	$ 0.31	$ 0.15
Average number of shares outstanding	18,955	18,933	18,908
Cash dividends declared	$ 0.05	$ 0.04	$ 0.04