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PARENT COMPANY FINANCIAL INFORMATION (Tables)
12 Months Ended
Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]  
Condensed Balance Sheet [Table Text Block]
BALANCE SHEETS
 
 
 
 
AT DECEMBER 31,
  
 
2015
 
2014
  
 
(IN THOUSANDS)
ASSETS
 
 
  
 
 
 
  
 
Cash
 
$
100
 
 
$
100
 
Short-term investments in money market funds
 
 
21,793
 
 
 
5,784
 
Investment securities available for sale
 
 
8,484
 
 
 
11,714
 
Equity investment in banking subsidiary
 
 
100,726
 
 
 
100,473
 
Equity investment in non-banking subsidiaries
 
 
6,007
 
 
 
5,685
 
Guaranteed junior subordinated deferrable interest debenture issuance costs
 
 
193
 
 
 
209
 
Subordinated debt issuance costs
 
 
232
 
 
 
 
Other assets
 
 
3,197
 
 
 
4,698
 
TOTAL ASSETS
 
$
140,732
 
 
$
128,663
 
LIABILITIES
 
 
  
 
 
 
  
 
Guaranteed junior subordinated deferrable interest debentures
 
$
13,085
 
 
$
13,085
 
Subordinated debt
 
 
7,650
 
 
 
 
Other liabilities
 
 
1,024
 
 
 
1,171
 
TOTAL LIABILITIES
 
 
21,759
 
 
 
14,256
 
STOCKHOLDERS’ EQUITY
 
 
  
 
 
 
  
 
Total stockholders’ equity
 
 
118,973
 
 
 
114,407
 
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY
 
$
140,732
 
 
$
128,663
 
Condensed Income Statement [Table Text Block]
STATEMENTS OF OPERATIONS
 
 
 
 
 
YEAR ENDED DECEMBER 31,
  
 
2015
 
2014
 
2013
  
 
(IN THOUSANDS)
INCOME
 
 
  
 
 
 
  
 
 
 
  
 
Inter-entity management and other fees
 
$
2,432
 
 
$
2,432
 
 
$
2,355
 
Dividends from banking subsidiary
 
 
5,100
 
 
 
1,500
 
 
 
5,500
 
Dividends from non-banking subsidiaries
 
 
975
 
 
 
870
 
 
 
675
 
Interest, dividend and other income
 
 
669
 
 
 
262
 
 
 
243
 
TOTAL INCOME
 
 
9,176
 
 
 
5,064
 
 
 
8,773
 
EXPENSE
 
 
  
 
 
 
  
 
 
 
  
 
Interest expense
 
 
1,125
 
 
 
1,121
 
 
 
1,121
 
Salaries and employee benefits
 
 
2,302
 
 
 
2,576
 
 
 
2,502
 
Other expense
 
 
1,563
 
 
 
1,996
 
 
 
1,608
 
TOTAL EXPENSE
 
 
4,990
 
 
 
5,693
 
 
 
5,231
 
INCOME (LOSS) BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED EARNINGS OF SUBSIDIARIES
 
 
4,187
 
 
 
(629
 
 
3,542
 
Benefit for income taxes
 
 
642
 
 
 
1,020
 
 
 
895
 
Equity in undistributed earnings of subsidiaries
 
 
1,168
 
 
 
2,632
 
 
 
756
 
NET INCOME
 
$
5,997
 
 
$
3,023
 
 
$
5,193
 
COMPREHENSIVE INCOME
 
$
5,344
 
 
$
1,996
 
 
$
4,697
 
Condensed Cash Flow Statement [Table Text Block]
             STATEMENTS OF CASH FLOWS
 
 
 
 
 
YEAR ENDED DECEMBER 31,
  
 
2015
 
2014
 
2013
  
 
(IN THOUSANDS)
OPERATING ACTIVITIES
 
 
  
 
 
 
  
 
 
 
  
 
Net income
 
$
5,997
 
 
$
3,023
 
 
$
5,193
 
Adjustment to reconcile net income to net cash (used in) provided by operating activities:
 
 
  
 
 
 
  
 
 
 
  
 
Equity in undistributed earnings of subsidiaries
 
 
(1,168
) 
 
 
(2,632
 
 
(756
Stock compensation expense
 
 
29
 
 
 
42
 
 
 
82
 
Other – net
 
 
842
 
 
 
(505
 
 
(718
NET CASH PROVIDED BY (USED IN) OPERATING ACTIVITIES
 
 
5,700
 
 
 
(72
 
 
3,801
 
INVESTING ACTIVITIES
 
 
  
 
 
 
  
 
 
 
  
 
Purchase of investment securities – available for sale
 
 
(1,533
) 
 
 
(2,027
 
 
(3,885
Proceeds from maturity of investment securities – available for sale
 
 
4,669
 
 
 
2,284
 
 
 
2,506
 
Proceeds from life insurance policies
 
 
719
 
 
 
 
 
 
 
NET CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES
 
 
3,855
 
 
 
257
 
 
 
(1,379
FINANCING ACTIVITIES
 
 
  
 
 
 
  
 
 
 
  
 
Purchase of treasury stock
 
 
 
 
 
 
 
 
(1,171
Subordinated debt issuance, net
 
 
7,418
 
 
 
 
 
 
 
Preferred stock dividends paid
 
 
(210
) 
 
 
(210
 
 
(209
Common stock dividends paid
 
 
(754
) 
 
 
(752
 
 
(566
NET CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES
 
 
6,454
 
 
 
(962
 
 
(1,946
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS
 
 
16,009
 
 
 
(777
 
 
476
 
CASH AND CASH EQUIVALENTS AT JANUARY 1
 
 
5,884
 
 
 
6,661
 
 
 
6,185
 
CASH AND CASH EQUIVALENTS AT DECEMBER 31
 
$
21,893
 
 
$
5,884
 
 
$
6,661