PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2015

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment [Table Text Block]

An analysis of premises and equipment follows:

	AT DECEMBER 31,
	2015		2014
	(IN THOUSANDS)
Land	$	1,198	$	1,198
Premises		24,096		24,175
Furniture and equipment		8,291		8,337
Leasehold improvements		696		689
Total at cost		34,281		34,399
Less: Accumulated depreciation and amortization		22,173		21,387
Premises and equipment, net	$	12,108	$	13,012