NON-PERFORMING ASSETS INCLUDING TROUBLED DEBT RESTRUCTURINGS (Narrative) (Details) (USD $)
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12 Months Ended | |
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Dec. 31, 2014
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Dec. 31, 2013
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NON-PERFORMING ASSETS INCLUDING TROUBLED DEBT RESTRUCTURINGS (TDR) [Abstract] | ||
Aggregate of multiple consecutive maturity date extensions delay in payment, days | 120 days | |
Borrowers aggregate exposure for loan modification minimum | $ 250,000 | |
Timely payments on contract terms for minimum consecutive months prior to consideration for removing loan from TDR status | 6 months | |
Minimum consecutive months payment for removing the loan from non-accrual status | 6 months | |
ALL reserve for loans modified as TDR's | $ 520,000 | $ 344,000 |