Summarized Regulatory Capital Ratio |
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|
AS OF DECEMBER 31, 2014 |
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|
|
ACTUAL
|
|
|
FOR CAPITAL ADEQUACY PURPOSES
|
|
|
TO BE WELL CAPITALIZED UNDER PROMPT CORRECTIVE ACTION PROVISIONS
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|
AMOUNT |
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|
RATIO |
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|
AMOUNT |
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|
RATIO |
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|
AMOUNT |
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|
RATIO |
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(IN THOUSANDS, EXCEPT RATIOS) |
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Total Capital (To Risk Weighted Assets) Consolidated |
|
$ |
131,497 |
|
|
|
14.80 |
% |
|
$ |
71,066 |
|
|
|
8.00 |
% |
|
$ |
88,833 |
|
|
|
10.00 |
% |
AmeriServ Financial Bank |
|
|
106,084 |
|
|
|
12.07 |
|
|
|
70,305 |
|
|
|
8.00 |
|
|
|
87,881 |
|
|
|
10.00 |
|
Tier 1 Capital (To Risk Weighted Assets) Consolidated |
|
|
120,992 |
|
|
|
13.62 |
|
|
|
35,533 |
|
|
|
4.00 |
|
|
|
53,300 |
|
|
|
6.00 |
|
AmeriServ Financial Bank |
|
|
95,579 |
|
|
|
10.88 |
|
|
|
35,153 |
|
|
|
4.00 |
|
|
|
52,729 |
|
|
|
6.00 |
|
Tier 1 Capital (To Average Assets) Consolidated |
|
|
120,992 |
|
|
|
11.34 |
|
|
|
42,662 |
|
|
|
4.00 |
|
|
|
53,327 |
|
|
|
5.00 |
|
AmeriServ Financial Bank |
|
|
95,579 |
|
|
|
9.19 |
|
|
|
41,608 |
|
|
|
4.00 |
|
|
|
52,010 |
|
|
|
5.00 |
|
|
|
AS OF DECEMBER 31, 2013 |
|
|
|
ACTUAL
|
|
|
FOR CAPITAL ADEQUACY PURPOSES
|
|
|
TO BE WELL CAPITALIZED UNDER PROMPT CORRECTIVE ACTION PROVISIONS
|
|
|
|
AMOUNT |
|
|
RATIO |
|
|
AMOUNT |
|
|
RATIO |
|
|
AMOUNT |
|
|
RATIO |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(IN THOUSANDS, EXCEPT RATIOS) |
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Capital (To Risk Weighted Assets) Consolidated |
|
$ |
128,469 |
|
|
|
15.28 |
% |
|
$ |
67,247 |
|
|
|
8.00 |
% |
|
$ |
84,059 |
|
|
|
10.00 |
% |
AmeriServ Financial Bank |
|
|
103,009 |
|
|
|
12.39 |
|
|
|
66,506 |
|
|
|
8.00 |
|
|
|
83,132 |
|
|
|
10.00 |
|
Tier 1 Capital (To Risk Weighted Assets) Consolidated |
|
|
117,957 |
|
|
|
14.03 |
|
|
|
33,624 |
|
|
|
4.00 |
|
|
|
50,435 |
|
|
|
6.00 |
|
AmeriServ Financial Bank |
|
|
92,611 |
|
|
|
11.14 |
|
|
|
33,253 |
|
|
|
4.00 |
|
|
|
49,879 |
|
|
|
6.00 |
|
Tier 1 Capital (To Average Assets) Consolidated |
|
|
117,957 |
|
|
|
11.45 |
|
|
|
41,204 |
|
|
|
4.00 |
|
|
|
51,505 |
|
|
|
5.00 |
|
AmeriServ Financial Bank |
|
|
92,611 |
|
|
|
9.23 |
|
|
|
40,124 |
|
|
|
4.00 |
|
|
|
50,155 |
|
|
|
5.00 |
|
|