XML 24 R55.htm IDEA: XBRL DOCUMENT v2.4.1.9
REGULATORY CAPITAL (Tables)
12 Months Ended
Dec. 31, 2014
REGULATORY CAPITAL [Abstract]  
Summarized Regulatory Capital Ratio
AS OF DECEMBER 31, 2014




ACTUAL

FOR CAPITAL
ADEQUACY
PURPOSES

   

TO BE WELL
CAPITALIZED UNDER
PROMPT CORRECTIVE
ACTION PROVISIONS

 
AMOUNT RATIO     AMOUNT     RATIO     AMOUNT     RATIO  
(IN THOUSANDS, EXCEPT RATIOS)

                                   
Total Capital (To Risk Weighted Assets) Consolidated   $ 131,497       14.80 %   $ 71,066       8.00 %   $ 88,833       10.00 %
AmeriServ Financial Bank     106,084       12.07       70,305       8.00       87,881       10.00  
Tier 1 Capital (To Risk Weighted Assets) Consolidated     120,992       13.62       35,533       4.00       53,300       6.00  
AmeriServ Financial Bank     95,579       10.88       35,153       4.00       52,729       6.00  
Tier 1 Capital (To Average Assets) Consolidated     120,992       11.34       42,662       4.00       53,327       5.00  
AmeriServ Financial Bank     95,579       9.19       41,608       4.00       52,010       5.00  

 

AS OF DECEMBER 31, 2013




ACTUAL

FOR CAPITAL
ADEQUACY
PURPOSES

   

TO BE WELL
CAPITALIZED UNDER
PROMPT CORRECTIVE
ACTION PROVISIONS

 
AMOUNT RATIO     AMOUNT     RATIO     AMOUNT     RATIO  
(IN THOUSANDS, EXCEPT RATIOS)

                                               
Total Capital (To Risk Weighted Assets) Consolidated   $ 128,469       15.28 %   $ 67,247       8.00 %   $ 84,059       10.00 %
AmeriServ Financial Bank     103,009       12.39       66,506       8.00       83,132       10.00  
Tier 1 Capital (To Risk Weighted Assets) Consolidated     117,957       14.03       33,624       4.00       50,435       6.00  
AmeriServ Financial Bank     92,611       11.14       33,253       4.00       49,879       6.00  
Tier 1 Capital (To Average Assets) Consolidated     117,957       11.45       41,204       4.00       51,505       5.00  
AmeriServ Financial Bank     92,611       9.23       40,124       4.00       50,155       5.00