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Regulatory Restrictions (Tables)
12 Months Ended
Dec. 31, 2017
Text Block [Abstract]  
Schedule of Capital Ratios

The following table summarizes capital ratios for Old National and Old National Bank as of December 31:

 

     Actual     Fully Phased-In
Regulatory Guidelines
Minimum (1)
    Well Capitalized
Guidelines
 

(dollars in thousands)

   Amount      Ratio     Amount      Ratio     Amount      Ratio  

2017

               

Total capital to risk-weighted assets

               

Old National Bancorp

   $ 1,424,123        11.40   $ 1,311,600        10.50   $ N/A        N/A

Old National Bank

     1,458,546        11.73       1,305,076        10.50       1,242,929        10.00  

Common equity Tier 1 capital to risk-weighted assets

               

Old National Bancorp

     1,298,326        10.39       874,400        7.00       N/A        N/A  

Old National Bank

     1,393,059        11.21       870,051        7.00       807,904        6.50  

Tier 1 capital to risk-weighted assets

               

Old National Bancorp

     1,298,326        10.39       1,061,772        8.50       N/A        N/A  

Old National Bank

     1,393,059        11.21       1,056,490        8.50       994,344        8.00  

Tier 1 capital to average assets

               

Old National Bancorp

     1,298,326        8.28       627,258        4.00       N/A        N/A  

Old National Bank

     1,393,059        8.93       623,758        4.00       779,697        5.00  

2016

               

Total capital to risk-weighted assets

               

Old National Bancorp

   $ 1,229,878        12.18   $ 1,060,662        10.50   $ N/A        N/A

Old National Bank

     1,240,180        12.35       1,054,305        10.50       1,004,100        10.00  

Common equity Tier 1 capital to risk-weighted assets

               

Old National Bancorp

     1,162,817        11.51       707,108        7.00       N/A        N/A  

Old National Bank

     1,187,151        11.82       702,870        7.00       652,665        6.50  

Tier 1 capital to risk-weighted assets

               

Old National Bancorp

     1,176,849        11.65       858,631        8.50       N/A        N/A  

Old National Bank

     1,187,151        11.82       853,485        8.50       803,280        8.00  

Tier 1 capital to average assets

               

Old National Bancorp

     1,176,849        8.43       558,673        4.00       N/A        N/A  

Old National Bank

     1,187,151        8.55       555,161        4.00       693,951        5.00  

 

N/A = not applicable

(1) When fully phased-in on January 1, 2019, Basel III Capital Rules will require banking organizations to maintain: a minimum ratio of common equity Tier 1 to risk-weighted assets of at least 4.5%, plus a 2.5% “capital conservation buffer”; a minimum ratio of Tier 1 capital to risk-weighted assets of at least 6.0%, plus the 2.5% capital conservation buffer; a minimum ratio of total capital to risk-weighted assets of at least 8.0%, plus the 2.5% capital conservation buffer; and a minimum ratio of Tier 1 capital to adjusted average consolidated assets of at least 4.0%.