8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of report (Date of earliest event reported): July 30, 2012

OLD NATIONAL BANCORP

(Exact name of Registrant as specified in its charter)

Indiana	001-15817	35-1539838
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
One Main Street Evansville, Indiana		47708
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number, including area code: (812) 464-1294

(Former name or former address if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02 Results of Operations and Financial Condition

On July 30, 2012, Old National Bancorp reported its results for the second quarter and full year of 2012. The press release is included as Exhibit 99.1 hereto and is incorporated herein by reference. Old National Bancorp also released the financial trends including its second-quarter and full-year 2012 results. The financial trends are included as Exhibit 99.2 hereto and are incorporated herein by reference. In connection therewith, a slide presentation outlining second-quarter and full-year 2012 earnings, recent strategic developments and the company’s financial outlook will be available on Old National’s website to compliment the conference call to be held on July 30, 2012, at 10:00 a.m. CST and will be accessible at http://www.oldnational.com before the conference call begins.

Item 8.01 Other Events

On July 30, 2012, Old National Bancorp issued a press release disclosing certain information relevant to the previously announced pending merger of Indiana Community Bancorp with and into Old National Bancorp. A copy of the press release is included as Exhibit 99.1 hereto and is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits. The following exhibits are furnished herewith:

Exhibit No.	Description
99.1	Press Release issued by Old National Bancorp on July 30, 2012
99.2	Financial Trends issued by Old National Bancorp on July 30, 2012

* * * * * * *

2

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: July 30, 2012

OLD NATIONAL BANCORP
By:	/s/ Christopher A. Wolking
	Christopher A. Wolking
	Senior Executive Vice President and
	Chief Financial Officer

3

Exhibit Index

Exhibit No.	Description
99.1	Press Release issued by Old National Bancorp on July 30, 2012
99.2	Financial Trends issued by Old National Bancorp on July 30, 2012

4

EX-99.1

Exhibit 99.1

	Contacts:
FOR IMMEDIATE RELEASE
July 30, 2012	Media:
	Kathy A. Schoettlin – (812) 465-7269
	Executive Vice President – Communications
	Financial Community:
	Lynell J. Walton – (812) 464-1366
	Senior Vice President – Investor Relations

Organic loan growth, expense control and credit contribute

to Old National’s strong second quarter earnings

2^ND QUARTER HIGHLIGHTS:

• Quarterly net income increases 60% over 2^nd quarter 2011 and 25% over 1^st quarter 2012

• EPS of $.29 exceeds analysts estimates

• End of period loans, excluding covered, increases $112.2 million over 1^st quarter 2012

• Credit quality metrics and capital position remain strong and continue to improve

• Board of Directors declares cash dividend of $.09 per common share

Evansville, Ind. (July 30, 2012) – Today Old National Bancorp (NYSE: ONB) reported 2^nd quarter net income of $27.2 million, or $.29 per share. These 2^nd quarter results compare to the net income of $21.7 million, or $.23 per share, that Old National reported in 1^st quarter 2012, and reflect a 60% increase over 2^nd quarter 2011 net income. Included in 2^nd quarter 2012 were $6.2 million of securities gains, compared to $.5 million in both 1^st quarter 2012 and 2^nd quarter 2011.

Old National Bancorp’s Board of Directors also declared a common stock dividend of $.09 per share on the Company’s outstanding shares. This dividend is payable September 18, 2012, to shareholders of record on September 4, 2012. For purposes of broker trading, the ex-date of the cash dividend is August 30, 2012.

“Old National’s second quarter contains several significant highlights which culminated in strong reported results,” stated Old National President and CEO Bob Jones. “Organic loan growth, sound expense management, better than peer credit quality and an expanding net interest margin are the result of a continued focus on our strategic imperatives as well as our ability to be a successful acquirer.”

Committed to our Strategic Imperatives

Old National’s strong performance can be attributed to our unwavering commitment to the following strategic imperatives:

1. Strengthen the risk profile.

2. Enhance management discipline.

3. Achieve consistent quality earnings.

1. STRENGTHEN THE RISK PROFILE

Credit Quality

Old National reported provision expense in the 2^nd quarter of 2012 of $.4 million, compared to $2.1 million in the 1^st quarter of 2012 and $3.2 million in the 2^nd quarter of 2011. Old National’s net charge-offs for 2^nd quarter 2012 were $1.5 million, or .13% of total loans, compared to $4.2 million, or .36% of total loans in 1^st quarter 2012 and $5.8 million, or .56% of total loans, in 2^nd quarter 2011.

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Excluding covered loans, provision expense for the 2^nd quarter of 2012 was ($3.4) million, compared to $1.0 million in 1^st quarter 2012 and $3.2 million in 2^nd quarter 2011. Old National’s net charge-offs for the 2^nd quarter, excluding covered loans, were $.9 million, a decrease of $2.5 million from the $3.4 million reported in 1^st quarter 2012 and a decrease of $4.9 million from the $5.8 million in net charge-offs reported in 2^nd quarter 2011.

Excluding covered loans, Old National’s allowance for loan losses at June 30, 2012, was $50.4 million, or 1.19% of total loans, compared to an allowance of $54.7 million, or 1.33% of total loans at March 31, 2012, and $70.2 million, or 1.70% of total loans, at June 30, 2011. Excluding covered loans, the coverage of allowance to non-performing loans stood at 50% at June 30, 2012, compared to 48% at March 31, 2012.

“Credit results in the second quarter were very strong,” stated Chief Credit Officer Daryl Moore. “Lower levels of net charge-offs in the period were accompanied by significantly improved results in our Non-Performing and Problem Loan categories. Special Mention loans, however, bucked the improving trend in the quarter with a handful of loans migrating into this category in the period. Overall, we were pleased with the quarter from a credit quality standpoint.”

The following table presents certain credit quality metrics related to Old National’s loan portfolio:

($ in millions)	2009			2010			2011			1Q12			1Q12*			2Q12			2Q12*
Non-Performing Loans(NPLs)	$	67.0		$	70.9		$	299.5		$	272.6		$	114.1		$	241.7		$	100.7
Problem Loans (Including NPLs)	$	157.1		$	174.3		$	404.3		$	370.0		$	184.0		$	310.9		$	146.3
Special Mention Loans	$	103.5		$	84.0		$	103.2		$	97.2		$	77.1		$	119.3		$	103.1
Net Charge-Off Ratio		1.40	%		.75	%		.49	%		.36	%		.33	%		.13	%		.09	%
Provision for Loan Losses	$	63.3		$	30.8		$	7.5		$	2.1		$	1.0		$	.4		($	3.4	)

* Excludes covered loans.

2. ENHANCE MANAGEMENT DISCIPLINE

Expense Management

Old National reported total noninterest expenses of $86.0 million for the 2^nd quarter of 2012, compared to $91.3 million in the 1^st quarter of 2012 and $79.8 million for the 2^nd quarter of 2011. Noninterest expenses for 2^nd quarter 2012 included $.8 million in acquisition-related costs, of which $.6 million resulted from the pending acquisition of Indiana Community Bancorp (announced January 25, 2012) with the remaining $.2 million from the July 29, 2011, FDIC-assisted acquisition of Integra Bank. The 2^nd quarter of 2012 also included $1.7 million in efficiency initiatives expenses, as well as $1.3 million in OREO expenses related to Integra Bank assets of which 80% are reimbursable to Old National under the terms of the loss share agreement and recorded as a change to the indemnification asset in other income. In addition, 2^nd quarter of 2012 included $.4 million for a litigation settlement. Noninterest expenses for 1^st quarter 2012 also included $.8 million in acquisition-related expenses ($.4 million and $.4 million, respectively, of Integra Bank and Monroe Bancorp-related acquisition costs) as well as $9.7 million in OREO expenses, which are also 80% reimbursable, related to Integra Bank assets.

Capital Management

Old National’s capital position remained well above industry requirements at June 30, 2012, with regulatory tier 1 and total risk-based capital ratios of 14.6% and 15.7%, respectively, compared to 14.0% and 15.4% at March 31, 2012, and 13.4% and 14.9% at June 30, 2011.

The ratio of tangible common equity to tangible assets improved to 9.40% at June 30, 2012, compared to 9.23% at March 31, 2012, and 9.52% at June 30, 2011. Refer to Table 1 for Non-GAAP reconciliations.

	Well Capitalized			ONB at June 30, 2012
Tier 1 Risk-Based Capital Ratio		> 6	%		14.6	%
Total Risk-Based Capital Ratio		> 10	%		15.7	%
Tier 1 Leverage Capital Ratio		> 5	%		9.0	%

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3. ACHIEVE CONSISTENT QUALITY EARNINGS

Balance Sheet and Net Interest Margin

Old National’s total loan portfolio increased $52.9 million during the 2^nd quarter to $4.720 billion at June 30, 2012, from $4.667 billion at March 31, 2012. Excluding covered loans, every loan category experienced loan growth during the 2^nd quarter, as residential real estate grew $63.3 million, commercial and industrial grew $25.1 million, commercial real estate grew $15.7 million and consumer grew $8.0 million. For the 2^nd quarter 2012, average total loans were $4.684 billion, a $27.9 million decrease from the $4.711 billion for the 1^st quarter 2012.

Total investments, including money market accounts, amounted to $2.804 billion at June 30, 2012, an increase of $28.7 million compared to $2.775 billion at March 31, 2012. Average total investments were $2.757 billion for the 2^nd quarter compared to $2.651 billion in the 1^st quarter. Securities gains for the 2^nd quarter (net of $.8 million of other-than-temporary impairment) totaled $6.2 million, compared to 1^st quarter securities gains of $.5 million (net of $.1 million of other-than-temporary impairment).

Total core deposits, including demand and interest-bearing deposits, continued to increase with a balance of $6.660 billion at June 30, 2012, compared to $6.647 billion at March 31, 2012. Importantly, Old National’s noninterest-bearing demand deposits increased $79.9 million during the 2^nd quarter, to $1.848 billion at June 30, 2012, from $1.768 billion at March 31, 2012.

Old National reported net interest income of $76.0 million for 2^nd quarter 2012 compared to $74.3 million in 1^st quarter 2012, and $62.3 million for 2^nd quarter 2011. Included in 2^nd quarter 2012 net interest income is $4.0 million associated with the Monroe acquisition and $10.1 million associated with the Integra acquisition, related to the accretion of purchase accounting discounts. Included in 1^st quarter 2012 net interest income is $3.0 million associated with the Monroe acquisition, and $9.6 million associated with the Integra acquisition, related to the accretion of purchase accounting discounts.

On a fully taxable equivalent basis, net interest income was $79.2 million for 2^nd quarter 2012 and represented a net interest margin on total average earning assets of 4.26%. This compares to net interest income on a fully taxable equivalent basis of $77.3 million and a margin of 4.20% in 1^st quarter 2012 and net interest income on a fully taxable equivalent basis of $65.2 million and a margin of 3.67% for 2^nd quarter 2011. Included in 2^nd quarter 2012 net interest margin is 21 basis points associated with the Monroe acquisition and 55 basis points associated with the Integra acquisition, related to the accretion of the purchase accounting discounts. Included in 1^st quarter 2012 net interest margin is 16 basis points associated with the Monroe acquisition and 52 basis points associated with the Integra acquisition, related to the accretion of purchase accounting discounts. Refer to Tables A and B for Non-GAAP taxable equivalent reconciliations.

Fees, Service Charges and Other Revenue

Total fees, service charges and other revenue were $42.1 million for 2nd quarter 2012 compared to $48.4 million in 1st quarter 2012 and $42.9 million in 2nd quarter 2011. The 2nd quarter of 2012 contained $.1 million in seasonal contingency revenue from the insurance business, compared to $1.2 million in 1st quarter 2012 and none in 2nd quarter 2011. The 2nd quarter of 2012 also included a reduction of $4.0 million from the change in indemnification asset relating to the acquisition of Integra Bank, compared to none in 2nd quarter 2011 and a benefit of $4.8 million in 1st quarter 2012. In addition, the 2nd quarter 2012 included a $1.6 million gain from a single OREO property.

Indiana Community Bancorp Acquisition Update

In a press release dated January 25, 2012, Old National Bancorp announced its intent to acquire Indiana Community Bancorp in an all stock transaction. In connection with that transaction, Indiana Community Bancorp held an Annual Meeting of Shareholders on July 24, 2012, at which shareholders approved the pending merger. The transaction is expected to close in the third quarter of 2012, subject to approval by federal and state regulatory authorities and the satisfaction of the closing conditions provided in the merger agreement.

Page 3 of 8

About Old National

Old National Bancorp is the largest financial services holding company headquartered in Indiana and, with $8.7 billion in assets, ranks among the top 100 banking companies in the United States. Since its founding in Evansville in 1834, Old National has focused on community banking by building long-term, highly valued partnerships with clients in its primary footprint of Indiana, Illinois and Kentucky. In addition to providing extensive services in retail and commercial banking, wealth management, investments and brokerage, Old National also owns Old National Insurance which is one of the top 100 largest agencies in the US and the 10th largest bank-owned insurance agency. For more information and financial data, please visit Investor Relations at oldnational.com.

Conference Call

Old National will hold a conference call at 10:00 a.m. Central on Monday, July 30, 2012, to discuss 2^nd quarter 2012 financial results, strategic developments, and the Company’s financial outlook. The live audio web cast of the call, along with the corresponding presentation slides, will be available on the Company’s Investor Relations web page at oldnational.com and will be archived there for 12 months. A replay of the call will also be available from 1:00 p.m. Central on July 30 through August 13. To access the replay, dial 1-855-859-2056, conference code 96399349.

Use of Non-GAAP Financial Measures

This earnings release contains GAAP financial measures and non-GAAP financial measures where management believes it to be helpful in understanding Old National’s results of operations or financial position. Where non-GAAP financial measures are used, the comparable GAAP financial measure, as well as the reconciliation to the comparable GAAP financial measure, can be found in this release or the Quarterly Financial Trends supplement to this earnings release, which can be found on Investor Relations at oldnational.com.

Table 1: Non-GAAP Reconciliation-Tangible Equity to Tangible Assets

(end of period balances - $ in millions)	March 31, 2012			June 30, 2012
Total Shareholders’ Equity	$	1,050.4		$	1,073.7
Deduct: Goodwill and Intangible Assets		(284.8	)		(283.4	)
Tangible Shareholders’ Equity	$	765.6		$	790.3
Total Assets	$	8,581.1		$	8,689.6
Add: Trust Overdrafts		.1			.1
Deduct: Goodwill and Intangible Assets		(284.8	)		(283.4	)
Tangible Assets	$	8,296.4		$	8,406.2
Tangible Equity to Tangible Assets		9.23	%		9.40	%

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Forward-Looking Statement

This press release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements include, but are not limited to, descriptions of Old National’s financial condition, results of operations, asset and credit quality trends and profitability. Forward-looking statements can be identified by the use of the words “anticipate,” “believe,” “expect,” “intend,” “could” and “should,” and other words of similar meaning. These forward-looking statements express management’s current expectations or forecasts of future events and, by their nature, are subject to risks and uncertainties and there are a number of factors that could cause actual results to differ materially from those in such statements. Factors that might cause such a difference include, but are not limited to; market, economic, operational, liquidity, credit and interest rate risks associated with Old National's business, competition, government legislation and policies (including the impact of the Dodd-Frank Wall Street Reform and Consumer Protection Act and its related regulations), ability of Old National to execute its business plan (including the proposed acquisition of Indiana Community Bancorp) and satisfy the items addressed in Old National’s Consent Order with the Office of the Comptroller of the Currency, changes in the economy which could materially impact credit quality trends and the ability to generate loans and gather deposits, failure or circumvention of Old National’s internal controls, failure or disruption of our information systems, failure to adhere to or significant changes in accounting, tax or regulatory practices or requirements, new legal obligations or liabilities or unfavorable resolutions of litigations, other matters discussed in this press release and other factors identified in the Company’s Annual Report on Form 10-K and other periodic filings with the Securities and Exchange Commission. These forward-looking statements are made only as of the date of this press release, and Old National undertakes no obligation to release revisions to these forward-looking statements to reflect events or conditions after the date of this release.

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OLD NATIONAL BANCORP

Financial Highlights (Table A)

	Three-Months Ended
($ in thousands except per-share data) (FTE) Fully taxable equivalent basis.	June 30, 2012			Mar. 31, 2012			Change			% Change
Income Data:
Net Interest Income	$	75,973		$	74,273		$	1,700			2.3	%
Taxable Equivalent Adjustment		3,252			3,051			201			6.6
Net Interest Income (FTE)		79,225			77,324			1,901			2.5
Fees, Service Charges and Other Revenues		42,081			48,428			(6,347	)		(13.1	)
Securities Gains (Losses) (a)		6,212			523			5,689			N/M
Derivative Gains (Losses)		249			182			67			36.8
Total Revenue (FTE)		127,767			126,457			1,310			1.0
Provision for Loan Losses		393			2,056			(1,663	)		(80.9	)
Noninterest Expense		86,027			91,287			(5,260	)		(5.8	)
Income before Taxes		41,347			33,114			8,233			24.9
Provision for Taxes (FTE)		14,141			11,391			2,750			24.1
Net Income		27,206			21,723			5,483			25.2
Per Common Share Data: (Diluted) (b)
Net Income Attributable to Common Shareholders		.29			.23			.06			26.1
Average Diluted Shares Outstanding		94,871			94,833			38			-0-
Book Value		11.34			11.10			.24			2.2
Stock Price		12.01			13.14			(1.13	)		(8.6	)
Performance Ratios:
Return on Average Assets		1.27	%		1.02	%		.25	%		24.5
Return on Average Common Equity (c)		10.25			8.34			1.91			22.9
Net Interest Margin (FTE)		4.26			4.20			.06			1.4
Other Expense to Revenue (Efficiency Ratio) (d)		69.20			70.88			(1.68	)		(2.4	)
Net Charge-offs to Average Loans (e)		.09			.33			(.24	)		(72.7	)
Reserve for Loan Losses to Ending Loans (e)		1.19			1.33			(.14	)		10.5	)
Non-Performing Loans to Ending Loans (e)		2.38			2.77			(.39	)		(14.1	)
Balance Sheet:
Average Assets	$	8,572,206		$	8,524,398			47,808			.6
End of Period Balances:
Assets		8,689,556			8,581,058			108,498			1.3
Investments		2,705,950			2,758,366			(52,416	)		(1.9	)
Money Market Investments (f)		97,953			16,857			81,096			N/M
Commercial Loans and Leases		1,281,457			1,276,126			5,331			.4
Commercial Real Estate Loans		1,304,301			1,317,001			(12,700	)		(1.0	)
Consumer Loans		966,671			966,832			(161	)		-0-
Residential Real Estate Loans		1,163,201			1,103,278			59,923			5.4
Residential Real Estate Loans Held for Sale		4,366			3,883			483			12.4
Earning Assets		7,523,899			7,442,343			81,556			1.1
Core Deposits (Excluding Brokered CDs)		6,660,127			6,646,520			13,607			.2
Borrowed Funds (Including Brokered CDs)		629,860			663,492			(33,632	)		(5.1	)
Common Shareholders’ Equity		1,073,727			1,050,411			23,316			2.2

(a) Includes $780 and $96, respectively, for other-than-temporary impairment in 2^nd and 1^st quarter 2012.

(b) Assumes conversion of stock options, restricted stock and warrants.

(c) Based on average common shareholders’ equity of $1,061,301 and $1,042,015, respectively, for June 30, 2012 and March 31, 2012.

(d) Noninterest expense before amortization of intangibles as a percent of FTE net interest income and noninterest revenues, excluding net gains from securities transactions.

(e) Excludes residential loans held for sale and covered loans.

(f) Includes money market investments and Federal Reserve interest earning accounts.

N/M = Not meaningful.

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OLD NATIONAL BANCORP

Financial Highlights (Table B)

	Three-Months Ended
($ in thousands except per-share data) (FTE) Fully taxable equivalent basis.	June 30, 2012			June 30, 2011			Change			% Change
Income Data:
Net Interest Income	$	75,973		$	62,319		$	13,654			21.9	%
Taxable Equivalent Adjustment		3,252			2,908			344			11.8
Net Interest Income (FTE)		79,225			65,227			13,998			21.5
Fees, Service Charges and Other Revenues		42,081			42,902			(821	)		(1.9	)
Securities Gains (Losses) (a)		6,212			466			5,746			N/M
Derivative Gains (Losses)		249			221			28			12.7
Total Revenue (FTE)		127,767			108,816			18,951			17.4
Provision for Loan Losses		393			3,207			(2,814	)		(87.7	)
Noninterest Expense		86,027			79,758			6,269			7.9
Income before Taxes		41,347			25,851			15,496			59.9
Provision for Taxes (FTE)		14,141			8,835			5,306			60.1
Net Income		27,206			17,016			10,190			59.9
Per Common Share Data: (Diluted) (b)
Net Income Attributable to Common Shareholders		.29			.18			.11			61.1
Average Diluted Shares Outstanding		94,871			94,701			170			.2
Book Value		11.34			10.64			.70			6.6
Stock Price		12.01			10.80			1.21			11.2
Performance Ratios:
Return on Average Assets		1.27	%		.85	%		.42	%		49.4
Return on Average Common Equity (c)		10.25			6.87			3.38			49.2
Net Interest Margin (FTE)		4.26			3.67			.59			16.1
Other Expense to Revenue (Efficiency Ratio) (d)		69.20			71.92			(2.72	)		(3.8	)
Net Charge-offs to Average Loans (e)		.09			.56			(.47	)		(83.9	)
Reserve for Loan Losses to Ending Loans (e)		1.19			1.70			(.51	)		(30.0	)
Non-Performing Loans to Ending Loans (e)		2.38			2.88			(.50	)		(17.4	)
Balance Sheet:
Average Assets	$	8,572,206		$	8,021,350		$	550,856			6.9
End of Period Balances:
Assets		8,689,556			8,018,848			670,708			8.4
Investments		2,705,950			2,793,152			(87,202	)		(3.1	)
Money Market Investments (f)		97,953			195,796			(97,843	)		(50.0	)
Commercial Loans and Leases		1,281,457			1,269,607			11,850			.9
Commercial Real Estate Loans		1,304,301			1,170,401			133,900			11.4
Consumer Loans		966,671			881,891			84,780			9.6
Residential Real Estate Loans		1,163,201			795,442			367,759			46.2
Residential Real Estate Loans Held for Sale		4,366			6,104			(1,738	)		(28.5	)
Earning Assets		7,523,899			7,112,393			411,506			5.8
Core Deposits (Excluding Brokered CDs)		6,660,127			5,954,376			705,751			11.9
Borrowed Funds (Including Brokered CDs)		629,860			806,386			(176,526	)		(21.9	)
Common Shareholders’ Equity		1,073,727			1,008,274			65,453			6.5

(a) Includes $780 and $200, respectively, for other-than-temporary impairment in 2^nd quarter 2012 and 2^nd quarter 2011.

(b) Assumes conversion of stock options, restricted stock and warrants.

(c) Based on average common shareholders’ equity of $1,061,301 and $990,673 respectively, for 2012 and 2011.

(d) Noninterest expense before amortization of intangibles as a percent of FTE net interest income and noninterest revenues, excluding net gains from securities transactions.

(e) Excludes residential loans held for sale and covered loans.

(f) Includes money market investments and Federal Reserve interest earning accounts.

N/M = Not meaningful.

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OLD NATIONAL BANCORP

Financial Highlights

	Six-Months Ended
($ in thousands except per-share data) (FTE) Fully taxable equivalent basis.	June 30, 2012			June 30, 2011			Change			% Change
Income Data:
Net Interest Income	$	150,246		$	123,686		$	26,560			21.5	%
Taxable Equivalent Adjustment		6,303			5,928			375			6.3
Net Interest Income (FTE)		156,549			129,614			26,935			20.8
Fees, Service Charges and Other Revenues		90,509			84,191			6,318			7.5
Securities Gains (Losses) (a)		6,735			1,666			5,069			N/M
Derivative Gains (Losses)		431			553			(122	)		(22.1	)
Total Revenue (FTE)		254,224			216,024			38,200			17.7
Provision for Loan Losses		2,449			6,519			(4,070	)		(62.4	)
Noninterest Expense		177,314			159,683			17,631			11.0
Income before Taxes		74,461			49,822			24,639			49.5
Provision for Taxes (FTE)		25,532			16,373			9,159			55.9
Net Income		48,929			33,449			15,480			46.3
Per Common Share Data: (Diluted) (b)
Net Income Attributable to Common Shareholders		.52			.35			.17			48.6
Average Diluted Shares Outstanding		94,847			94,674			173			.2
Book Value		11.34			10.64			.70			6.6
Stock Price		12.01			10.80			1.21			11.2
Performance Ratios:
Return on Average Assets		1.14	%		.83	%		.31	%		37.3
Return on Average Common Equity (c)		9.31			6.83			2.48			36.3
Net Interest Margin (FTE)		4.23			3.64			.59			16.2
Other Expense to Revenue (Efficiency Ratio) (d)		70.06			72.74			(2.68	)		(3.7	)
Net Charge-offs to Average Loans (e)		.21			.41			(.20	)		(48.8	)
Reserve for Loan Losses to Ending Loans (e)		1.19			1.70			(.51	)		(30.0	)
Non-Performing Loans to Ending Loans (e)		2.38			2.88			(.50	)		(17.4	)
Balance Sheet:
Average Assets	$	8,548,302		$	8,029,856		$	518,446			6.5
End of Period Balances:
Assets		8,689,556			8,018,848			670,708			8.4
Investments		2,705,950			2,793,152			(87,202	)		(3.1	)
Money Market Investments (f)		97,953			195,796			(97,843	)		(50.0	)
Commercial Loans and Leases		1,281,457			1,269,607			11,850			.9
Commercial Real Estate Loans		1,304,301			1,170,401			133,900			11.4
Consumer Loans		966,671			881,891			84,780			9.6
Residential Real Estate Loans		1,163,201			795,442			367,759			46.2
Residential Real Estate Loans Held for Sale		4,366			6,104			(1,738	)		(28.5	)
Earning Assets		7,523,899			7,112,393			411,506			5.8
Core Deposits (Excluding Brokered CDs)		6,660,127			5,954,376			705,751			11.9
Borrowed Funds (Including Brokered CDs)		629,860			806,386			(176,526	)		(21.9	)
Common Shareholders’ Equity		1,073,727			1,008,274			65,453			6.5

(a) Includes $876 and $499, respectively, for other-than-temporary impairment in 2012 and 2011.

(b) Assumes conversion of stock options, restricted stock and warrants.

(c) Based on average common shareholders’ equity of $1,051,658 and $980,069, respectively, for 2012 and 2011.

(d) Noninterest expense before amortization of intangibles as a percent of FTE net interest income and noninterest revenues, excluding net gains from securities transactions.

(e) Excludes residential loans held for sale and covered loans.

(f) Includes money market investments and Federal Reserve interest earning accounts.

N/M = Not meaningful.

Page 8 of 8

EX-99.2

Exhibit 99.2

Old National Bancorp   Financial Trends Second Quarter 2012 July 30, 2012

Please direct inquiries to:

Christopher A. Wolking, Senior Executive Vice President & Chief Financial Officer (812) 464-1322 or Joan M. Kissel, Senior Vice President & Corporate Controller (812) 465-7290

Notes: -Summations may not equal due to rounding.

Old National Bancorp

Financial Summary

Second Quarter 2012

										2011												2012
2009			2010			2011				1st Qtr			2nd Qtr			3rd Qtr			4th Qtr			1st Qtr			2nd Qtr			3rd Qtr	4th Qtr
									Profitability (in millions)
$	13.7		$	38.2		$	72.5		Net Income (Loss)	$	16.4		$	17.0		$	16.8		$	22.2		$	21.7		$	27.2
	3.9			—			—		Preferred Dividend and Amort on Preferred Stock		—			—			—			—			—			—
	9.8			38.2			72.5		Net Income (Loss) Avail. to Common Shareholders		16.4			17.0			16.8			22.2			21.7			27.2
									Diluted EPS
$	0.14		$	0.44		$	0.76		Net Income (Loss) Avail. to Common Shareholders	$	0.17		$	0.18		$	0.18		$	0.23		$	0.23		$	0.29
									Ratios - Net Income
	1.41%			4.40	%		7.24	%	Return on Average Common Equity		6.78	%		6.87	%		6.61	%		8.64	%		8.34	%		10.25	%
	0.17%			0.50	%		0.86	%	Return on Average Assets		0.82	%		0.85	%		0.77	%		1.01	%		1.02	%		1.27	%
	80.45%			79.25	%		73.80	%	Efficiency Ratio (2)		73.58	%		71.92	%		77.56	%		72.02	%		70.88	%		69.20	%
	3.50%			3.40	%		3.87	%	Net Interest Margin (FTE)		3.62	%		3.67	%		3.96	%		4.20	%		4.20	%		4.26	%
									Capital Ratios:
									Risk-Based Capital Ratios (EOP):
	14.3%			13.6	%		13.5	%	Tier 1		12.8	%		13.4	%		12.2	%		13.5	%		14.0	%		14.6	%
	16.1%			14.8	%		15.0	%	Total		14.3	%		14.9	%		13.7	%		15.0	%		15.4	%		15.7	%
	9.5%			9.0	%		8.3	%	Leverage Ratio (to Average Assets)		8.4	%		8.7	%		7.9	%		8.3	%		8.8	%		9.0	%
	9.06%			11.46	%		11.94	%	Total Equity to Assets (Averages)		12.06	%		12.35	%		11.65	%		11.74	%		12.22	%		12.38	%
	8.25%			9.68	%		8.97	%	Tangible Common Equity to Tangible Assets (1)		9.12	%		9.52	%		8.40	%		8.97	%		9.23	%		9.40	%
									Per Common Share Data:
	0.44			0.28			0.28		Cash Dividends Declared		0.07			0.07			0.07			0.07			0.09			0.09
	309	%		64	%		37	%	Dividend Payout Ratio		40	%		39	%		39	%		30	%		39	%		31	%
	9.68			10.08			10.92		Common Book Value (EOP)		10.39			10.64			10.85			10.92			11.10			11.34
	12.43			11.89			11.65		Market Value (EOP)		10.72			10.80			9.32			11.65			13.14			12.01
	7.38			7.85			7.89		Tangible Common Book Value (1)		7.53			7.79			7.66			7.89			8.09			8.35
									Other Statistics
	2,812			2,491			2,551		Full Time Equivalent Employees		2,618			2,543			2,454			2,551			2,530			2,613

FTE - Fully taxable equivalent basis

EOP - End of period actual balances

(1) See Non-GAAP Reconciliation on Page 9.

(2) Efficiency ratio is defined as noninterest expense before amortization of intangibles as a percent of FTE net interest income and noninterest revenues, excluding net gains from securities transactions. This presentation excludes intangible amortization and net securities gains, as is common in other company releases, and better aligns with true operating performance.

PAGE 1

Old National Bancorp

INCOME STATEMENT

($ In Millions except EPS information)

Six Months				Change							Second Quarter					Change
2012		2011		$			%				2012			2011		$			%
$	169.5	$	153.2	$	16.3			10.7	%	Interest Income	$	85.3		$	76.9	$	8.4			10.9	%
	19.3		29.5		(10.2	)		-34.6	%	Less: Interest Expense		9.3			14.6		(5.3	)		-36.2	%
	150.2		123.7		26.6			21.5	%	Net Interest Income		76.0			62.3		13.7			21.9	%
	10.9		10.4		0.5			4.9	%	Wealth Management Fees		5.8			5.3		0.5			9.7	%
	25.8		24.0		1.8			7.3	%	Service Charges on Deposit Accounts		12.9			12.5		0.4			3.5	%
	12.2		12.0		0.3			2.2	%	ATM Fees		5.9			6.1		(0.2	)		-3.0	%
	1.3		1.9		(0.5	)		-28.4	%	Mortgage Banking Revenue		0.8			0.9		(0.1	)		-15.0	%
	18.9		19.6		(0.7	)		-3.4	%	Insurance Premiums and Commissions		9.3			9.0		0.3			3.3	%
	6.1		5.5		0.6			10.3	%	Investment Product Fees		3.2			2.9		0.2			7.8	%
	3.0		2.5		0.5			21.8	%	Company-owned Life Insurance		1.5			1.3		0.2			16.5	%
	0.8		—		0.8			N/M		Change in Indemnification Asset		(4.0	)		—		(4.0	)		N/M
	11.5		8.3		3.1			37.3	%	Other Income		6.7			4.9		1.8			36.9	%
	90.5		84.2		6.3			7.5	%	Total Fees, Service Charges & Other Rev.		42.1			42.9		(0.8	)		-1.9	%
	6.7		1.7		5.1			N/M		Gains (Losses) Sales of Securities (1)		6.2			0.5		5.7			N/M
	0.4		0.6		(0.1	)		-22.0	%	Gains (Losses) Derivatives		0.2			0.2		0.0			13.0	%
	97.7		86.4		11.3			13.0	%	Total Noninterest Income		48.5			43.6		5.0			11.4	%
	247.9		210.1		37.8			18.0	%	Total Revenues		124.5			105.9		18.6			17.6	%
	92.8		87.6		5.2			5.9	%	Salaries and Employee Benefits		46.8			43.1		3.7			8.5	%
	25.7		24.5		1.2			5.0	%	Occupancy		13.3			12.2		1.1			8.7	%
	5.8		5.8		(0.0	)		-0.3	%	Equipment		3.0			2.8		0.1			4.2	%
	2.9		2.9		0.0			1.3	%	Marketing		1.5			1.6		(0.1	)		-5.5	%
	11.4		11.8		(0.4	)		-3.7	%	Data Processing		5.9			5.8		0.2			2.8	%
	5.4		5.0		0.4			9.0	%	Communication		2.6			2.6		(0.0	)		-1.6	%
	5.4		4.6		0.8			17.5	%	Professional Fees		2.6			2.1		0.5			23.2	%
	3.1		2.2		0.9			41.8	%	Loan Expenses		1.5			1.1		0.4			35.9	%
	1.4		1.5		(0.2	)		-11.5	%	Supplies		0.6			0.9		(0.3	)		-34.6	%
	2.8		4.0		(1.2	)		-30.0	%	FDIC Assessment		1.4			1.8		(0.4	)		-22.3	%
	11.4		1.1		10.3			N/M		Other Real Estate Owned Expense		1.6			0.8		0.8			N/M
	9.2		8.6		0.6			6.4	%	Other Expense		5.3			4.9		0.4			8.0	%
	177.3		159.7		17.6			11.0	%	Total Noninterest Expense		86.0			79.8		6.3			7.9	%
	2.4		6.5		(4.1	)		-62.4	%	Provision for loan losses		0.4			3.2		(2.8	)		-87.8	%
	68.2		43.9		24.3			55.3	%	Income (loss) before Income Taxes		38.1			22.9		15.2			66.0	%
	19.2		10.4		8.8			84.1	%	Total Taxes		10.9			5.9		5.0			83.7	%
$	48.9	$	33.4	$	15.5			46.3	%	Net Income (Loss)	$	27.2		$	17.0	$	10.2			59.9	%
										Diluted EPS
$	0.52	$	0.35	$	0.16			45.8	%	Net Income (Loss) Avail to Common	$	0.29		$	0.18	$	0.11			59.4	%
										Average Common Shares Outstanding (000’s)
	94,479		94,456		23			0.0	%	Basic		94,514			94,479		34			0.0	%
	94,847		94,674		174			0.2	%	Diluted		94,871			94,701		170			0.2	%
	94,687		94,752		(64	)		-0.1	%	Common Shares Outstanding (EOP) (000’s)		94,687			94,752		(64	)		-0.1	%

(1) Includes $7.0 million of net gains and $0.8 million of OTTI in 2Q12 and $0.7 million of net gains and $0.2 million of OTTI in 2Q11.

Includes $7.6 million of net gains and $0.9 million of OTTI in YTD 2012 and $2.2 million of net gains and $0.5 million of OTTI in YTD 2011.

EOP - End of period actual balances                 N/M = Not meaningful                OTTI - Other Than Temporary Impairment

PAGE 2

Old National Bancorp

NET INCOME TRENDS

Second Quarter 2012

($ In Millions except EPS information)

								2011										2012
2009			2010		2011			1st Qtr		2nd Qtr		3rd Qtr			4th Qtr			1st Qtr		2nd Qtr			3rd Qtr	4th Qtr
$	340.7		$	296.8	$	326.6	Interest Income	$	76.3	$	76.9	$	87.2		$	86.2		$	84.3	$	85.3
	109.3			78.4		53.7	Less: Interest Expense		15.0		14.6		14.6			9.6			10.0		9.3
	231.4			218.4		272.9	Net Interest Income		61.4		62.3		72.6			76.6			74.3		76.0
	16.0			16.1		20.5	Wealth Management Fees		5.1		5.3		5.1			4.9			5.1		5.8
	55.2			50.0		51.9	Service Charges on Deposit Accounts		11.6		12.5		14.0			13.8			12.9		12.9
	20.5			23.0		25.2	ATM Fees		5.9		6.1		6.8			6.5			6.3		5.9
	6.2			2.2		3.3	Mortgage Banking Revenue		1.0		0.9		0.7			0.7			0.6		0.8
	37.9			36.5		37.0	Insurance Premiums and Commissions		10.6		9.0		8.3			9.0			9.6		9.3
	8.5			9.2		11.1	Investment Product Fees		2.6		2.9		3.0			2.6			2.9		3.2
	2.4			4.1		5.3	Company-owned Life Insurance		1.2		1.3		1.4			1.5			1.5		1.5
	—			—		0.4	Change in Indemnification Asset		—		—		0.5			(0.1	)		4.8		(4.0	)
	13.7			14.4		20.1	Other Income		3.5		4.9		4.5			7.3			4.8		6.7
	160.3			155.5		174.6	Total Fees, Service Charges & Other Rev.		41.3		42.9		44.3			46.1			48.4		42.1
	2.5			13.2		7.3	Gains (Losses) Sales of Securities (1)		1.2		0.5		2.9			2.8			0.5		6.2
	0.7			1.5		1.0	Gains (Losses) Derivatives		0.3		0.2		0.1			0.3			0.2		0.2
	163.5			170.1		182.9	Total Noninterest Income		42.8		43.6		47.3			49.1			49.1		48.5
	394.9			388.6		455.8	Total Revenues		104.2		105.9		119.9			125.7			123.4		124.5
	181.4			170.6		189.5	Salaries and Employee Benefits		44.5		43.1		52.3			49.6			46.0		46.8
	47.1			46.4		51.1	Occupancy		12.3		12.2		13.3			13.2			12.5		13.3
	10.4			10.6		11.7	Equipment		3.0		2.8		2.9			3.0			2.9		3.0
	9.6			5.7		6.0	Marketing		1.3		1.6		1.3			1.8			1.4		1.5
	20.7			21.4		23.0	Data Processing		6.1		5.8		5.7			5.4			5.5		5.9
	10.9			9.8		10.4	Communication		2.3		2.6		2.5			2.9			2.8		2.6
	9.5			8.3		15.0	Professional Fees		2.4		2.1		5.9			4.5			2.7		2.6
	4.3			3.9		4.7	Loan Expenses		1.1		1.1		1.1			1.4			1.6		1.5
	4.3			2.9		3.8	Supplies		0.6		0.9		0.6			1.6			0.8		0.6
	12.4			8.4		7.5	FDIC Assessment		2.2		1.8		1.7			1.9			1.4		1.4
	1.5			2.6		2.0	Other Real Estate Owned Expense		0.3		0.8		0.6			0.3			9.8		1.6
	26.8			23.6		23.9	Other Expense		3.7		4.9		7.2			8.1			3.9		5.3
	339.0			314.3		348.5	Total Noninterest Expense		79.9		79.8		95.2			93.7			91.3		86.0
	63.3			30.8		7.5	Provision for Loan Losses		3.3		3.2		(0.1	)		1.0			2.1		0.4
	(7.4	)		43.5		99.8	Income (loss) before Income Taxes		21.0		22.9		24.8			31.0			30.1		38.1
	(21.1	)		5.3		27.3	Total Taxes		4.5		5.9		8.0			8.8			8.3		10.9
$	13.7		$	38.2	$	72.5	Net Income (Loss)	$	16.4	$	17.0	$	16.8		$	22.2		$	21.7	$	27.2
$	0.14		$	0.44	$	0.76	Net Income (Loss) Avail to Common	$	0.17	$	0.18	$	0.18		$	0.23		$	0.23	$	0.29
	71,314			86,785		94,467	Average Basic Common Shares (000’s)		94,433		94,479		94,492			94,463			94,445		94,514
	71,367			86,928		94,772	Average Diluted Common Shares (000’s)		94,670		94,701		94,785			94,866			94,833		94,871

(1) Gains (losses) on sales of securities are net of OTTI.

PAGE 3

Old National Bancorp

Balance Sheet (EOP)

Second Quarter 2012

($ in Millions)

																Change from Prior Year
	6/30/2012			3/31/2012			12/31/2011			9/30/2011			6/30/2011			6/30/2012 vs. 6/30/2011					12/31/2010			12/31/2009
Assets
Fed Reserve Bank Account	$	94.1		$	13.4		$	26.4		$	68.4		$	193.3		$	(99.2	)	-51.3	%	$	141.4		$	317.5
Money Market Investments		3.9			3.4			4.8			6.2			2.5			1.3		52.3	%		2.8			35.6
Investments:
Treasury & Gov’t Sponsored Agencies		538.5			517.9			416.1			424.8			695.3			(156.8	)	-22.6	%		680.9			1,142.7
Mortgage-backed Securities		1,284.2			1,372.7			1,352.2			1,533.2			1,306.0			(21.8	)	-1.7	%		1,188.3			1,048.4
States & Political Subdivisions		677.9			665.2			619.2			607.8			585.3			92.6		15.8	%		566.3			534.6
Other Securities		205.4			202.6			202.0			218.1			206.6			(1.2	)	-0.6	%		194.8			192.7
Total Investments		2,705.9			2,758.4			2,589.5			2,784.0			2,793.2			(87.2	)	-3.1	%		2,630.4			2,918.3
Residential Real Estate Loans Held for Sale		4.4			3.9			4.5			4.7			6.1			(1.7	)	-28.5	%		3.8			17.5
Leases Held for Sale		—			—			—			—			—			—		N/M			—			55.3
Loans:
Commercial		1,136.7			1,107.0			1,137.0			1,159.2			1,176.7			(40.1	)	-3.4	%		1,105.3			1,209.3
Commercial Leases		68.9			73.5			79.6			87.0			92.9			(24.0	)	-25.8	%		106.1			77.9
Commercial & Agriculture Real Estate		1,042.6			1,026.9			1,067.4			1,128.4			1,170.4			(127.8	)	-10.9	%		942.4			1,062.9
Consumer:
Home Equity		206.0			207.6			216.2			224.2			255.7			(49.7	)	-19.4	%		248.3			274.8
Other Consumer Loans		649.3			639.7			645.2			675.2			626.2			23.1		3.7	%		676.6			807.2
Subtotal of Commercial & Consumer Loans		3,103.5			3,054.7			3,145.4			3,274.1			3,321.9			(218.4	)	-6.6	%		3,078.7			3,432.1
Residential Real Estate		1,122.8			1,060.0			995.5			866.0			795.4			327.4		41.2	%		664.7			403.4
Covered Loans		489.3			548.6			626.4			711.3			—			489.3		N/M			—			—
Total Loans		4,715.6			4,663.2			4,767.2			4,851.3			4,117.3			598.3		14.5	%		3,743.5			3,835.5
Total Earning Assets		7,523.9			7,442.3			7,392.5			7,714.7			7,112.4			411.5		5.8	%		6,521.8			7,179.7
Allowance for Loan Losses		(54.8	)		(55.9	)		(58.1	)		(65.5	)		(70.2	)		(15.4	)	-22.0	%		(72.3	)		(69.5	)
Nonearning Assets:
Cash and Due from Banks		165.1			143.6			191.6			194.6			139.8			25.3		18.1	%		107.4			144.2
Premises & Equipment		71.8			73.1			71.9			75.3			65.9			5.9		9.0	%		48.8			52.4
Goodwill & Intangible Assets		283.4			284.8			286.8			302.3			270.4			13.0		4.8	%		194.1			200.2
Company-owned Life Insurance		251.7			250.2			248.7			247.2			245.8			5.8		2.4	%		226.2			224.7
FDIC Indemnification Asset		127.7			136.9			147.6			168.1			—			127.7		N/M			—			—
Covered ORE		22.2			24.7			30.4			31.9			—			22.2		N/M			—			—
Other Assets		298.6			281.4			298.2			264.1			254.6			43.9		17.2	%		238.0			273.8
Total Nonearning Assets		1,220.4			1,194.6			1,275.2			1,283.5			976.6			243.8		25.0	%		814.4			895.2
Total Assets	$	8,689.6		$	8,581.1		$	8,609.7		$	8,932.7		$	8,018.8		$	670.7		8.4	%	$	7,263.9		$	8,005.3
Liabilities & Equity
Noninterest-bearing Demand Deposits	$	1,847.9		$	1,768.0		$	1,728.5		$	1,728.5		$	1,504.6		$	343.3		22.8	%	$	1,276.0		$	1,188.3
NOW Accounts		1,603.7			1,558.0			1,569.1			1,517.1			1,333.0			270.7		20.3	%		1,297.4			1,354.3
Savings Accounts		1,683.8			1,672.2			1,570.4			1,624.8			1,304.2			379.6		29.1	%		1,079.4			972.2
Money Market Accounts		283.1			295.3			295.8			306.1			315.3			(32.3	)	-10.2	%		334.8			381.1
Other Time under $100,000		885.0			951.0			1,004.0			1,171.6			1,012.9			(127.9	)	-12.6	%		988.7			1,284.3
Other Time $100,000 & over		356.7			402.0			421.9			494.6			484.4			(127.7	)	-26.4	%		466.3			653.3
Total Core Deposits		6,660.1			6,646.5			6,589.8			6,842.8			5,954.4			705.8		11.9	%		5,442.7			5,833.5
Brokered CD's		10.1			21.3			21.7			24.5			60.7			(50.6	)	-83.3	%		20.2			69.9
Total Deposits		6,670.3			6,667.8			6,611.6			6,867.3			6,015.1			655.2		10.9	%		5,462.9			5,903.5
Short-term Borrowings		346.0			352.8			424.8			341.0			305.2			40.8		13.4	%		298.2			331.1
Long-term Borrowings		273.7			289.5			290.8			443.9			440.5			(166.8	)	-37.9	%		421.9			699.1
Total Borrowed Funds		619.7			642.2			715.6			784.9			745.7			(126.0	)	-16.9	%		720.1			1,030.2
Accrued Expenses & Other Liabilities		325.8			220.6			248.9			252.9			249.8			76.0		30.4	%		202.0			227.8
Total Liabilities		7,615.8			7,530.6			7,576.1			7,905.0			7,010.6			605.3		8.6	%		6,385.1			7,161.5
Preferred Stock & Surplus		—			—			—			—			—			—		—			—			—
Common Stock, Surplus & Retained Earnings		1,051.4			1,031.7			1,018.6			1,003.1			991.9			59.5		6.0	%		880.1			864.2
Other Comprehensive Income		22.3			18.7			15.0			24.6			16.4			5.9		N/M			(1.3	)		(20.4	)
Total Shareholders Equity		1,073.7			1,050.4			1,033.6			1,027.7			1,008.3			65.5		6.5	%		878.8			843.8
Total Liabilities & Shareholders Equity	$	8,689.6		$	8,581.1		$	8,609.7		$	8,932.7		$	8,018.8		$	670.7		8.4	%	$	7,263.9		$	8,005.3

EOP—End of period actual balances                         N/M = Not meaningful

PAGE 4

Old National Bancorp

Balance Sheet Trends

PERIOD AVERAGES

($ in Millions)

2009			2010			2011				2011												2012
										1st Qtr			2nd Qtr			3rd Qtr			4th Qtr			1st Qtr			2nd Qtr			3rd Qtr	4th Qtr
									Assets
$	41.2		$	152.3		$	146.0		Fed Reserve Bank Account	$	159.8		$	244.4		$	138.2		$	41.5		$	19.7			29.2
	38.5			25.4			6.8		Money Market Investments		6.7			7.1			3.9			9.6			5.8			4.7
									Investments:
	916.3			1,057.9			613.2		Treasury & Gov't Sponsored Agencies		746.4			720.9			563.0			422.4			456.6			515.8
	1,063.3			1,092.6			1,356.4		Mortgage-backed Securities		1,225.2			1,212.8			1,514.8			1,472.9			1,323.2			1,320.8
	506.7			536.3			580.9		States & Political Subdivisions		561.2			567.8			588.1			606.4			639.6			680.9
	214.4			198.7			211.9		Other Securities		214.0			206.9			218.6			207.9			205.8			205.8
	2,700.7			2,885.6			2,762.3		Total Investments		2,746.7			2,708.3			2,884.5			2,709.7			2,625.2			2,723.2
	11.7			4.2			3.5		Residential Real Estate Loans Held for Sale		3.6			3.4			3.9			3.1			3.0			3.3
	84.9			24.2			—		Leases Held for Sale		—			—			—			—			—			—
									Loans:
	1,383.6			1,152.0			1,169.5		Commercial		1,187.3			1,180.7			1,165.9			1,146.0			1,116.9			1,121.9
	216.1			95.3			92.5		Commercial Leases		102.0			95.0			90.1			82.9			76.4			71.1
	1,117.3			1,007.6			1,152.8		Commercial & Agriculture Real Estate		1,219.6			1,189.1			1,126.2			1,081.4			1,037.2			1,016.1
									Consumer:
	273.1			264.7			258.9		Home Equity		266.3			257.6			257.2			256.0			244.8			235.6
	882.3			742.7			643.3		Other Consumer Loans		674.4			642.0			634.9			622.6			608.3			614.6
	3,872.5			3,262.3			3,317.0		Subtotal of Commercial & Consumer Loans		3,449.6			3,364.3			3,274.3			3,189.0			3,083.6			3,059.3
	457.8			460.5			822.5		Residential Real Estate		752.5			789.4			817.7			931.3			1,025.5			1,091.9
	—			—			301.0		Covered Loans		—			—			504.2			689.8			599.2			529.0
	4,330.2			3,722.9			4,440.5		Total Loans		4,202.0			4,153.6			4,596.1			4,810.0			4,708.4			4,680.2
	7,207.2			6,814.6			7,359.1		Total Earning Assets		7,118.9			7,116.9			7,626.7			7,573.9			7,362.1			7,440.6
	(70.1	)		(73.9	)		(70.8	)	Allowance for Loan Losses		(73.3	)		(73.8	)		(71.7	)		(64.2	)		(56.6	)		(57.4	)
	852.7			845.7			1,096.3		Nonearning Assets		992.8			978.2			1,164.9			1,249.5			1,218.9			1,189.0
$	7,989.8		$	7,586.4		$	8,384.7		Total Assets	$	8,038.4		$	8,021.3		$	8,719.8		$	8,759.2		$	8,524.4		$	8,572.2
									Liabilities & Equity
$	1,018.4		$	1,182.7		$	1,555.9		Noninterest-bearing Demand Deposits	$	1,395.7		$	1,452.6		$	1,636.5		$	1,739.0		$	1,734.0		$	1,764.0
	1,250.7			1,221.4			1,472.7		NOW Accounts		1,451.5			1,433.4			1,464.4			1,541.6			1,535.8			1,604.9
	937.6			1,043.3			1,384.3		Savings Accounts		1,159.7			1,252.4			1,513.4			1,611.8			1,612.4			1,668.4
	436.5			361.2			328.6		Money Market Accounts		352.4			336.6			314.7			310.5			292.5			292.7
	1,956.9			1,709.2			1,596.8		Other Time		1,616.4			1,530.7			1,711.0			1,529.0			1,392.9			1,295.2
	5,600.2			5,517.7			6,338.3		Total Core Deposits		5,975.6			6,005.7			6,640.0			6,731.9			6,567.6			6,625.2
	97.8			44.4			51.0		Brokered CD’s		79.7			65.1			35.8			23.2			21.5			13.6
	5,698.0			5,562.0			6,389.2		Total Deposits		6,055.3			6,070.8			6,675.7			6,755.0			6,589.1			6,638.8
	527.1			328.5			363.6		Short-term Borrowings		370.8			325.5			340.6			417.6			366.1			356.7
	812.1			615.0			414.9		Long-term Borrowings		441.5			439.4			461.0			317.6			290.7			289.0
	1,339.2			943.5			778.5		Total Borrowed Funds		812.4			764.9			801.7			735.1			656.8			645.7
	228.6			211.7			215.7		Accrued Expenses & Other Liabilities		201.2			194.9			226.4			240.4			236.4			226.4
	7,265.9			6,717.2			7,383.5		Total Liabilities		7,068.9			7,030.7			7,703.8			7,730.6			7,482.4			7,510.9
	24.1			—			—		Preferred Stock & Surplus		—			—			—			—			—			—
	735.0			869.6			990.3		Common Stock, Surplus & Retained Earnings		970.8			983.6			998.5			1,008.5			1,022.7			1,037.6
	(35.3)			(0.4	)		10.9		Other Comprehensive Income		(1.3	)		7.1			17.6			20.1			19.4			23.7
	723.9			869.2			1,001.2		Total Shareholders Equity		969.5			990.7			1,016.1			1,028.6			1,042.0			1,061.3
$	7,989.8		$	7,586.4		$	8,384.7		Total Liabilities & Shareholders Equity	$	8,038.4		$	8,021.3		$	8,719.8		$	8,759.2		$	8,524.4		$	8,572.2

PAGE 5

Old National Bancorp

Interest Rate Trends (FTE basis)

PERIOD AVERAGES

2009			2010			2011				2011												2012
										1st Qtr			2nd Qtr			3rd Qtr			4th Qtr			1st Qtr			2nd Qtr			3rd Qtr	4th Qtr
									Earning Assets:
	0.17	%		0.24	%		0.33	%	Fed Funds Sold, Resell Agr, Fed Reserve Bank Acct, & Money Mkt		0.24	%		0.25	%		0.24	%		0.16	%		0.24	%		0.13	%
									Investments:
	4.01	%		3.21	%		2.35	%	Treasury & Gov’t Sponsored Agencies		2.45	%		2.29	%		2.27	%		2.39	%		2.31	%		2.37	%
	4.93	%		3.96	%		2.80	%	Mortgage-backed Securities		3.24	%		3.07	%		2.59	%		2.42	%		2.45	%		2.34	%
	6.72	%		6.19	%		5.88	%	States & Political Subdivisions		6.14	%		5.91	%		5.73	%		5.74	%		5.61	%		5.57	%
	4.93	%		4.68	%		4.23	%	Other Securities		4.36	%		4.42	%		4.39	%		4.01	%		4.20	%		3.86	%
	4.96	%		3.93	%		3.30	%	Total Investments		3.72	%		3.56	%		3.30	%		3.28	%		3.33	%		3.27	%
									Loans:
	4.00	%		4.21	%		4.70	%	Commercial		4.27	%		4.40	%		4.73	%		5.07	%		4.63	%		4.62	%
	6.72	%		6.45	%		6.46	%	Commercial Leases (1)		6.57	%		6.48	%		6.21	%		6.59	%		6.30	%		6.72	%
	4.62	%		4.47	%		6.03	%	Commercial & Agriculture Real Estate		5.12	%		5.88	%		6.67	%		6.12	%		6.92	%		7.51	%
									Consumer:
	3.57	%		3.68	%		3.81	%	Home Equity		3.79	%		3.80	%		3.81	%		3.82	%		3.83	%		3.76	%
	7.27	%		7.15	%		7.10	%	Other Consumer Loans		7.19	%		6.88	%		7.29	%		6.75	%		6.68	%		6.26	%
	5.08	%		4.76	%		5.43	%	Subtotal of Commercial & Consumer Loans		5.22	%		5.46	%		5.91	%		5.72	%		5.87	%		6.01	%
	5.63	%		5.64	%		4.87	%	Residential Real Estate Loans (1)		4.96	%		4.90	%		4.87	%		4.77	%		4.59	%		4.65	%
	5.14	%		5.07	%		5.46	%	Total Loans (1)		5.13	%		5.31	%		5.67	%		5.49	%		5.53	%		5.63	%
	5.02	%		4.55	%		4.60	%	Total Earning Assets		4.47	%		4.47	%		4.67	%		4.65	%		4.73	%		4.75	%
									Interest-bearing Liabilities:
	0.04	%		0.03	%		0.04	%	NOW Accounts		0.06	%		0.04	%		0.03	%		0.03	%		0.03	%		0.03	%
	0.38	%		0.30	%		0.29	%	Savings Accounts		0.30	%		0.28	%		0.29	%		0.27	%		0.25	%		0.23	%
	0.10	%		0.10	%		0.10	%	Money Market Accounts		0.11	%		0.11	%		0.10	%		0.10	%		0.10	%		0.10	%
	3.01	%		2.50	%		1.87	%	Other Time		2.13	%		2.13	%		1.85	%		1.45	%		1.86	%		1.82	%
	1.39	%		1.07	%		0.73	%	Total Interest-bearing Deposits		0.86	%		0.82	%		0.74	%		0.55	%		0.64	%		0.58	%
	4.26	%		4.51	%		1.59	%	Brokered CD’s		1.75	%		2.01	%		0.98	%		0.85	%		0.86	%		0.82	%
	1.45	%		1.11	%		0.74	%	Total Interest-bearing Deposits & CD’s		0.87	%		0.83	%		0.74	%		0.55	%		0.64	%		0.58	%
	0.27	%		0.20	%		0.15	%	Short-term Borrowings		0.16	%		0.14	%		0.15	%		0.15	%		0.14	%		0.13	%
	4.96	%		4.74	%		4.16	%	Long-term Borrowings		4.35	%		4.39	%		4.33	%		3.19	%		2.97	%		2.93	%
	3.11	%		3.16	%		2.29	%	Total Borrowed Funds		2.47	%		2.60	%		2.56	%		1.47	%		1.41	%		1.40	%
	1.82	%		1.47	%		0.96	%	Total Interest-bearing Liabilities		1.11	%		1.08	%		0.99	%		0.66	%		0.73	%		0.68	%
	3.20	%		3.08	%		3.64	%	Net Interest Rate Spread		3.36	%		3.39	%		3.68	%		4.00	%		4.00	%		4.07	%
	3.50	%		3.40	%		3.87	%	Net Interest Margin (FTE)		3.62	%		3.67	%		3.96	%		4.20	%		4.20	%		4.26	%
$	20.8		$	13.5		$	11.8		FTE Adjustment ($ in millions)	$	3.0		$	2.9		$	2.9		$	3.0		$	3.1		$	3.3
									FTE - Fully taxable equivalent basis

(1) Includes residential loans and leases held for sale.

PAGE 6

Old National Bancorp

Asset Quality (EOP) Excludes Covered Assets (4) 

($ in Millions)

2009			2010			2011				2011												2012
										1st Qtr			2nd Qtr			3rd Qtr			4th Qtr			1st Qtr			2nd Qtr			3rd Qtr	4th Qtr
$	67.1		$	69.5		$	72.3		Beginning Allowance for Loan Losses	$	72.3		$	72.7		$	70.2		$	65.2		$	57.1		$	54.7
	63.3			30.8			6.5		Provision for Loan Losses		3.3			3.2			(0.1	)		0.1			1.0			(3.4	)
	(78.0	)		(41.3	)		(34.1	)	Gross Charge-offs		(6.3	)		(8.9	)		(7.5	)		(11.4	)		(6.5	)		(4.4	)
	(0.6	)		—			—		Write-downs from Loans Sold		—			—			—			—			—			—
	17.8			13.3			12.4		Gross Recoveries		3.4			3.1			2.6			3.2			3.1			3.5
	(60.8	)		(28.0	)		(21.7	)	Net Charge-offs		(2.9	)		(5.8	)		(4.9	)		(8.2	)		(3.4	)		(0.9	)
$	69.5		$	72.3		$	57.1		Ending Allowance for Loan Losses	$	72.7		$	70.2		$	65.2		$	57.1		$	54.7		$	50.4
	1.40	%		0.75	%		0.53	%	Net Charge-offs / Average Loans (1)		0.27	%		0.56	%		0.48	%		0.80	%		0.33	%		0.09	%
$	4,330.2		$	3,722.9		$	4,139.5		Average Loans Outstanding (1)	$	4,202.0		$	4,153.6		$	4,091.9		$	4,120.2		$	4,109.2		$	4,151.2
$	3,835.5		$	3,743.5		$	4,140.8		EOP Loans Outstanding (1)	$	4,190.8		$	4,117.3		$	4,140.1		$	4,140.8		$	4,114.7		$	4,226.3
	1.81	%		1.93	%		1.38	%	Allowance for Loan Loss / EOP Loans (1)		1.74	%		1.70	%		1.58	%		1.38	%		1.33	%		1.19	%
									Underperforming Assets:
$	3.5		$	0.6		$	1.1		Loans 90 Days & over (still accruing)	$	0.7		$	0.4		$	1.2		$	1.1		$	0.4		$	0.3
									Non-performing Loans:
	67.0			70.9			115.3		Nonaccrual Loans (2)		121.4			118.4			124.8			115.3			113.0			99.5
	—			—			1.3		Renegotiated Loans		—			—			—			1.3			1.1			1.2
	67.0			70.9			116.7		Total Non-performing Loans		121.4			118.4			124.8			116.7			114.1			100.7
	8.1			5.6			7.1		Foreclosed properties		14.1			9.9			9.4			7.1			6.5			10.8
$	78.7		$	77.1		$	124.9		Total Underperforming Assets	$	136.3		$	128.8		$	135.3		$	124.9		$	121.0		$	111.7
$	157.1		$	174.3		$	204.1		Classified Loans - “Problem Loans”	$	223.4		$	229.3		$	226.4		$	204.1		$	184.0		$	146.3
	161.2			105.6			106.9		Other Classified Assets		92.5			117.3			113.2			106.9			106.4			102.4
	103.5			84.0			80.1		Criticized Loans - “Special Mention Loans”		115.8			105.6			98.5			80.1			77.1			103.1
$	421.7		$	363.9		$	391.1		Total Classified & Criticized Assets	$	431.7		$	452.2		$	438.1		$	391.1		$	367.4		$	351.9
	1.75	%		1.90	%		2.82	%	Non-performing loans / EOP Loans (1)		2.90	%		2.88	%		3.01	%		2.82	%		2.77	%		2.38	%
	104	%		102	%		49	%	Allowance to Non-performing Loans (3)		60	%		59	%		52	%		49	%		48	%		50	%
	2.05	%		2.06	%		3.02	%	Under-performing Assets / EOP Loans (1)		3.25	%		3.13	%		3.27	%		3.02	%		2.94	%		2.64	%
$	8,005.3		$	7,263.9		$	8,609.7		EOP Total Assets (includes covered assets)	$	8,085.3		$	8,018.8		$	8,932.7		$	8,609.7		$	8,581.1		$	8,689.6
	0.98	%		1.06	%		1.45	%	Under-performing Assets / EOP Assets		1.69	%		1.61	%		1.52	%		1.45	%		1.41	%		1.29	%

EOP – End of period actual balances

(1) Excludes residential loans and leases held for sale.

(2) Includes $16.9 million in 2Q12 of renegotiated loans.

(3) Because the acquired loans from both Monroe and Integra were recorded at fair value in accordance with ASC 805 at the date of acquisition, the credit risk is incorporated in the fair value recorded. No allowance for loan losses is recorded on the acquisition date.

(4) The Company entered into separate loss sharing agreements with the FDIC providing for specified credit loss protection for substantially all acquired single family residential loans, commercial loans, and other real estate owned. At June 30, 2012, approximately $489.3 million of loans and $22.2 million of other real estate owned are covered by the loss sharing agreements. As such, eighty percent of losses incurred on these covered assets will be reimbursed to Old National by the FDIC.

PAGE 7

Old National Bancorp

Asset Quality (EOP) Including Covered Assets (4) 

($ in Millions)

2009			2010			2011				2011												2012
										1st Qtr			2nd Qtr			3rd Qtr			4th Qtr			1st Qtr			2nd Qtr			3rd Qtr	4th Qtr
$	67.1		$	69.5		$	72.3		Beginning Allowance for Loan Losses	$	72.3		$	72.7		$	70.2		$	65.5		$	58.1		$	55.9
	63.3			30.8			7.5		Provision for Loan Losses		3.3			3.2			(0.1	)		1.0			2.1			0.4
	(78.0	)		(41.3	)		(34.9	)	Gross Charge-offs		(6.3	)		(8.9	)		(7.4	)		(12.3	)		(7.6	)		(5.2	)
	(0.6	)		—			—		Write-downs from Loans Sold		—			—			—			—			—			—
	17.8			13.3			13.2		Gross Recoveries		3.4			3.1			2.9			3.8			3.4			3.6
	(60.8	)		(28.0	)		(21.7	)	Net Charge-offs		(2.9	)		(5.8	)		(4.6	)		(8.5	)		(4.2	)		(1.5	)
$	69.5		$	72.3		$	58.1		Ending Allowance for Loan Losses	$	72.7		$	70.2		$	65.5		$	58.1		$	55.9		$	54.8
	1.40	%		0.75	%		0.49	%	Net Charge-offs / Average Loans (1)		0.27	%		0.56	%		0.40	%		0.71	%		0.36	%		0.13	%
$	4,330.2		$	3,722.9		$	4,440.5		Average Loans Outstanding (1)	$	4,202.0		$	4,153.6		$	4,596.1		$	4,810.0		$	4,708.4		$	4,680.2
$	3,835.5		$	3,743.5		$	4,767.2		EOP Loans Outstanding (1)	$	4,190.8		$	4,117.3		$	4,851.3		$	4,767.2		$	4,663.2		$	4,715.6
	1.81	%		1.93	%		1.22	%	Allowance for Loan Loss / EOP Loans (1)		1.74	%		1.70	%		1.35	%		1.22	%		1.20	%		1.16	%
									Underperforming Assets:
$	3.5		$	0.6		$	3.4		Loans 90 Days & over (still accruing)	$	0.7		$	0.4		$	1.9		$	3.4		$	1.3		$	0.9
									Non-performing Loans:
	67.0			70.9			298.2		Nonaccrual Loans (2)		121.4			118.4			323.8			298.2			271.5			240.5
	—			—			1.3		Renegotiated Loans		—			—			—			1.3			1.1			1.2
	67.0			70.9			299.5		Total Non-performing Loans		121.4			118.4			323.8			299.5			272.6			241.7
	8.1			5.6			37.6		Foreclosed properties		14.1			9.9			41.3			37.6			31.2			32.9
$	78.7		$	77.1		$	340.5		Total Underperforming Assets	$	136.3		$	128.8		$	367.0		$	340.5		$	305.0		$	275.5
$	157.1		$	174.3		$	404.3		Classified Loans - “Problem Loans”	$	223.4		$	229.3		$	442.6		$	404.3		$	370.0		$	310.9
	161.2			105.6			106.9		Other Classified Assets		92.5			117.3			113.2			106.9			106.4			102.4
	103.5			84.0			103.2		Criticized Loans - “Special Mention Loans”		115.8			105.6			125.4			103.2			97.2			119.3
$	421.7		$	363.9		$	614.4		Total Classified & Criticized Assets	$	431.7		$	452.2		$	681.2		$	614.4		$	573.6		$	532.7
	1.75	%		1.90	%		6.28	%	Non-performing loans / EOP Loans (1)		2.90	%		2.88	%		6.67	%		6.28	%		5.85	%		5.13	%
	104	%		102	%		19	%	Allowance to Non-performing Loans (3)		60	%		59	%		20	%		19	%		21	%		23	%
	2.05	%		2.06	%		7.14	%	Under-performing Assets / EOP Loans (1)		3.25	%		3.13	%		7.56	%		7.14	%		6.54	%		5.84	%
$	8,005.3		$	7,263.9		$	8,609.7		EOP Total Assets (includes covered assets)	$	8,085.3		$	8,018.8		$	8,932.7		$	8,609.7		$	8,581.1		$	8,689.6
	0.98	%		1.06	%		3.96	%	Under-performing Assets / EOP Assets		1.69	%		1.61	%		4.11	%		3.96	%		3.55	%		3.17	%

EOP – End of period actual balances

(1) Excludes residential loans and leases held for sale.

(2) Includes $16.9 million in 2Q12 of renegotiated loans.

(3) Because the acquired loans from both Monroe and Integra were recorded at fair value in accordance with ASC 805 at the date of acquisition, the credit risk is incorporated in the fair value recorded. No allowance for loan losses is recorded on the acquisition date.

(4) The Company entered into separate loss sharing agreements with the FDIC providing for specified credit loss protection for substantially all acquired single family residential loans, commercial loans, and other real estate owned. At June 30, 2012, approximately $489.3 million of loans and $22.2 million of other real estate owned are covered by the loss sharing agreements. As such, eighty percent of losses incurred on these covered assets will be reimbursed to Old National by the FDIC.

PAGE 8

Old National Bancorp

NON-GAAP MEASURES

Second Quarter 2012

($ In Millions except EPS information)

										2011												2012
2009			2010			2011				1st Qtr			2nd Qtr			3rd Qtr			4th Qtr			1st Qtr			2nd Qtr			3rd Qtr	4th Qtr
									Actual EOP Balances
$	843.8		$	878.8		$	1,033.6		GAAP Shareholders’ Equity	$	984.0		$	1,008.3		$	1,027.7		$	1,033.6		$	1,050.4		$	1,073.7
									Deduct:
	167.9			167.9			253.2		Goodwill		236.3			236.3			266.0			253.2			253.2			253.2
	32.3			26.2			33.6		Intangibles		34.7			34.1			36.3			33.6			31.6			30.2
	200.2			194.1			286.8				271.0			270.4			302.3			286.8			284.8			283.4
$	643.6		$	684.7		$	746.8		Tangible Shareholders’ Equity	$	713.0		$	737.8		$	725.4		$	746.8		$	765.6		$	790.3
									Deduct:
	—			—			—		Preferred Stock, Surplus & Retained Earnings		—			—			—			—			—			—
$	643.6		$	684.7		$	746.8		Tangible Common Shareholders’ Equity	$	713.0		$	737.8		$	725.4		$	746.8		$	765.6		$	790.3
									Actual EOP Balances
$	8,005.3		$	7,263.9		$	8,609.7		GAAP Assets	$	8,085.3		$	8,018.8		$	8,932.7		$	8,609.7		$	8,581.1		$	8,689.6
									Add:
	0.2			0.5			0.6		Trust Overdrafts		0.1			0.4			0.4			0.6			0.1			0.1
									Deduct:
	167.9			167.9			253.2		Goodwill		236.3			236.3			266.0			253.2			253.2			253.2
	32.3			26.2			33.6		Intangibles		34.7			34.1			36.3			33.6			31.6			30.2
	200.2			194.1			286.8				271.0			270.4			302.3			286.8			284.8			283.4
$	7,805.4		$	7,070.3		$	8,323.5		Tangible Assets	$	7,814.4		$	7,748.8		$	8,630.8		$	8,323.5		$	8,296.4		$	8,406.2
	5,173.1			4,720.9			5,163.5		Risk Weighted Assets		5,062.8			4,978.4			5,406.5			5,163.5			5,147.0			5,099.8
									Actual EOP Balances
$	13.7		$	38.2		$	72.5		GAAP Net Income	$	16.4		$	17.0		$	16.8		$	22.2		$	21.7		$	27.2
									Add:
	4.9			4.6			7.0		Intangible Amortization (net of tax)		1.6			1.5			1.7			2.2			1.6			1.5
$	18.6		$	42.8		$	79.4		Tangible Net Income	$	18.0		$	18.5		$	18.5		$	24.4		$	23.3		$	28.8
									Tangible Ratios
	2.89	%		6.26	%		10.64	%	Return on Tangible Common Equity		10.10	%		10.05	%		10.20	%		13.08	%		12.19	%		14.55	%
	0.24	%		0.61	%		0.95	%	Return on Tangible Assets		0.92	%		0.96	%		0.86	%		1.17	%		1.13	%		1.37	%
	8.25	%		9.68	%		8.97	%	Tangible Common Equity to Tangible Assets		9.12	%		9.52	%		8.40	%		8.97	%		9.23	%		9.40	%
	12.44	%		14.50	%		14.46	%	Tangible Common Equity to Risk Wgt Assets		14.08	%		14.82	%		13.42	%		14.46	%		14.88	%		15.50	%
	7.38			7.85			7.89		Tangible Common Book Value (1)		7.53			7.79			7.66			7.89			8.09			8.35

Tangible Common Equity is defined as GAAP Shareholders’ Equity less Preferred Stock, Goodwill and Intangibles.

Tangible Common Equity presentation includes Other Comprehensive Income (OCI) as is common in other company releases.

(1) Tangible Common Shareholders’ Equity Divided By Common Shares Issued and Outstanding at Period-End.

PAGE 9