Note 11 - Deposits

3 Months Ended

Mar. 31, 2015

Disclosure Text Block [Abstract]

Deposit Liabilities Disclosures [Text Block]

11.     Deposits

Composition

The following table summarizes the composition of deposits at the dates indicated (in thousands).

	March 31,		December 31,
	2015		2014
Transaction deposits	$	566,533	$	528,633
Money market deposits		141,289		138,449
Savings deposits		95,815		90,318
Time deposits $100,000 and greater		63,401		67,419
Time deposits less than $100,000		99,952		103,501
Total deposits	$	966,990	$	928,320

At March 31, 2015 and December 31, 2014, $429 thousand and $531 thousand, respectively, of overdrawn transaction deposit accounts were reclassified to loans.

At March 31, 2015 and December 31, 2014, $15.6 million and $17.6 million, respectively, of time deposits meet or exceed the FDIC insurance limit of $250,000.

Interest Expense on Deposit Accounts

The following table summarizes interest expense on deposits for the periods indicated (in thousands).

	At and for the three months ended March 31,
	2015		2014
Transaction deposits	$	11	$	10
Money market deposits		10		9
Savings deposits		3		3
Time deposits		80		105
Total interest expense on deposits	$	104	$	127