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Consolidated Statements of Income (Loss) (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Interest income        
Interest earned on cash and cash equivalents $ 25 $ 24 $ 71 $ 83
Dividends received on Federal Home Loan Bank stock 15 8 54 29
Interest earned on trading account assets 47 5 138 5
Interest earned on investment securities available for sale 944 1,010 2,963 2,984
Interest and fees earned on loans 8,840 9,476 26,641 29,014
Total interest income 9,871 10,523 29,867 32,115
Interest expense        
Interest expense on deposits 124 475 374 1,872
Interest expense on retail repurchase agreements     1 1
Interest expense on Federal Home Loan Bank advances 2   25  
Total interest expense 126 475 400 1,873
Net interest income 9,745 10,048 29,467 30,242
Provision for loan losses (500) 645 (500) 1,665
Net interest income after provision for loan losses 10,245 9,403 29,967 28,577
Noninterest income        
Service charges on deposit accounts, net 1,929 1,862 5,184 5,019
Fees for trust, investment management and brokerage services 179 214 502 1,888
Mortgage-banking 275 375 1,252 1,510
Debit card and automatic teller machine income, net 603 544 1,807 1,748
Bankcard services 76 70 213 194
Investment securities losses, net   (44) 85 287
Trading account income, net 98 36 444 36
Other 248 222 777 579
Total noninterest income 3,408 3,279 10,264 11,261
Noninterest expense        
Salaries and other personnel 4,823 4,862 14,336 15,270
Occupancy 1,086 1,074 3,229 3,188
Furniture and equipment 952 930 2,996 2,748
Professional services 705 491 2,153 1,474
Federal Deposit Insurance Corporation deposit insurance assessment 351 355 1,063 1,083
Marketing 290 267 767 747
Foreclosed real estate writedowns and expenses 661 173 1,691 2,905
Gain on other loans held for sale       (326)
Loan workout 135 410 385 862
Other 1,479 1,273 4,035 4,170
Total noninterest expense 10,482 9,835 30,655 32,121
Income before provision (benefit) for income taxes 3,171 2,847 9,576 7,717
Provision (benefit) for income taxes 1,189 (19,386) 3,539 (18,191)
Net income $ 1,982 $ 22,233 $ 6,037 $ 25,908
Common and per share data        
Net income - basic (in Dollars per share) $ 0.15 $ 1.74 $ 0.47 $ 2.03
Net income - diluted (in Dollars per share) $ 0.15 $ 1.74 $ 0.47 $ 2.03
Cash dividends declared (in Dollars per share) $ 0.05   $ 0.05  
Book value (in Dollars per share) $ 10.27 $ 9.46 $ 10.27 $ 9.46
Average common shares issued and outstanding (in Shares) 12,710,091 12,663,162 12,692,006 12,655,473
Average diluted common shares issued and outstanding (in Shares) 12,771,634 12,674,743 12,741,976 12,655,473