XML 62 R2.htm IDEA: XBRL DOCUMENT v2.4.0.8
Consolidated Balance Sheets (Current Period Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
Cash and cash equivalents    
Cash and due from banks $ 43,383 $ 38,178
Total cash and cash equivalents 43,383 38,178
Federal Home Loan Bank stock, at cost 981 2,950
Trading account assets, at fair value 5,458 5,118
Investment securities available for sale, at fair value 214,582 214,383
Mortgage loans held for sale 268 1,722
Loans, gross 776,947 767,513
Less: allowance for loan losses (15,366) (16,485)
Loans, net 761,581 751,028
Premises and equipment, net 22,233 23,367
Accrued interest receivable 3,413 3,535
Foreclosed real estate 6,595 7,502
Deferred tax asset, net 18,109 22,087
Bank-owned life insurance 11,845 11,617
Other assets 8,727 8,742
Total assets 1,097,175 1,090,229
Deposits    
Noninterest-bearing 212,813 178,075
Interest-bearing 723,476 729,285
Total deposits 936,289 907,360
Retail repurchase agreements 24,050 18,175
Federal Home Loan Bank advances   35,000
Other liabilities 5,501 5,877
Total liabilities 965,840 966,412
Preferred stock - par value $0.01 per share; authorized 2,500,000 shares; none issued and outstanding      
Common stock - par value $0.01 per share; authorized 75,000,000 shares; 12,793,543 and 12,784,605 issued and outstanding at September 30, 2014 and December 31, 2013, respectively 128 127
Capital surplus 145,214 144,624
Accumulated deficit (5,244) (10,641)
Accumulated other comprehensive loss, net of tax (8,763) (10,293)
Total shareholders' equity 131,335 123,817
Total liabilities and shareholders' equity $ 1,097,175 $ 1,090,229