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Consolidated Statements of Income (Loss) (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Interest income        
Interest earned on cash and cash equivalents $ 32 $ 24 $ 46 $ 59
Dividends received on Federal Home Loan Bank stock 25 21 39 21
Interest earned on trading account assets 45   91  
Interest earned on investment securities available for sale 1,015 964 2,019 1,974
Interest and fees earned on loans 8,803 9,719 17,801 19,538
Total interest income 9,920 10,728 19,996 21,592
Interest expense        
Interest expense on deposits 123 502 250 1,397
Interest expense on retail repurchase agreements 1 1 1 1
Interest expense on Federal Home Loan Bank advances 7   23  
Total interest expense 131 503 274 1,398
Net interest income 9,789 10,225 19,722 20,194
Provision for loan losses   670   1,020
Net interest income after provision for loan losses 9,789 9,555 19,722 19,174
Noninterest income        
Service charges on deposit accounts, net 1,693 1,603 3,255 3,157
Fees for trust, investment management and brokerage services 177 905 323 1,674
Mortgage-banking 516 564 977 1,135
Debit card and automatic teller machine income, net 618 511 1,204 1,010
Bankcard services 70 64 137 124
Investment securities gains, net 0 331 85 331
Trading account income, net 175   346  
Other 241 259 529 551
Total noninterest income 3,490 4,237 6,856 7,982
Noninterest expense        
Salaries and other personnel 4,723 5,310 9,513 10,408
Occupancy 1,046 1,047 2,143 2,114
Furniture and equipment 999 918 2,044 1,818
Professional services 635 556 1,448 983
Federal Deposit Insurance Corporation deposit insurance assessment 356 358 712 728
Marketing 222 338 477 480
Foreclosed real estate writedowns and expenses 717 2,280 1,030 2,732
Gain on other loans held for sale   (326)   (326)
Loan workout 119 240 250 452
Other 1,267 1,190 2,556 2,897
Total noninterest expense 10,084 11,911 20,173 22,286
Income before provision for income taxes 3,195 1,881 6,405 4,870
Provision for income taxes 1,168 382 2,350 1,195
Net income $ 2,027 $ 1,499 $ 4,055 $ 3,675
Common and per share data        
Net income - basic (in Dollars per share) $ 0.16 $ 0.12 $ 0.32 $ 0.29
Net income - diluted (in Dollars per share) $ 0.16 $ 0.12 $ 0.32 $ 0.29
Cash dividends declared (in Dollars per share)            
Book value (in Dollars per share) $ 10.18 $ 7.76 $ 10.18 $ 7.76
Average common shares issued and outstanding (in Shares) 12,690,287 12,652,355 12,682,813 12,651,565
Average diluted common shares issued and outstanding (in Shares) 12,744,931 12,671,929 12,726,495 12,651,565