Note 12 - Deposits

6 Months Ended

Jun. 30, 2014

Disclosure Text Block [Abstract]

Deposit Liabilities Disclosures [Text Block]

12.     Deposits

Composition

The following table summarizes the composition of deposits at the dates indicated (in thousands).

	June 30,		December 31,
	2014		2013
Transaction deposits	$	520,087	$	494,289
Money market deposits		139,005		136,476
Savings deposits		87,752		79,760
Time deposits $100,000 and greater		71,124		79,654
Time deposits less than $100,000		110,285		117,181
Total deposits	$	928,253	$	907,360

At June 30, 2014 and December 31, 2013, $456 thousand and $564 thousand, respectively, of overdrawn transaction deposit accounts were reclassified to loans. There were no brokered deposits at June 30, 2014 or December 31, 2013.

Interest Expense on Deposit Accounts

The following table summarizes interest expense on deposits for the periods indicated (in thousands).

	For the three months ended June 30,				For the six months ended June 30,
	2014		2013		2014		2013
Transaction deposits	$	10	$	10	$	20	$	19
Money market deposits		9		7		18		15
Savings deposits		1		3		4		5
Time deposits		103		482		208		1,358
Total interest expense on deposits	$	123	$	502	$	250	$	1,397