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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
Cash and cash equivalents    
Cash and due from banks $ 65,942 $ 38,178
Total cash and cash equivalents 65,942 38,178
Federal Home Loan Bank stock, at cost 1,881 2,950
Trading account assets, at fair value 5,247 5,118
Investment securities available for sale, at fair value 208,772 214,383
Mortgage loans held for sale 2,474 1,722
Loans, gross 755,878 767,513
Less: allowance for loan losses (16,243) (16,485)
Loans, net 739,635 751,028
Premises and equipment, net 22,980 23,367
Accrued interest receivable 3,472 3,535
Foreclosed real estate 7,490 7,502
Deferred tax asset, net 20,546 22,087
Bank-owned life insurance 11,691 11,617
Other assets 9,277 8,742
Total assets 1,099,407 1,090,229
Deposits    
Noninterest-bearing 191,474 178,075
Interest-bearing 736,559 729,285
Total deposits 928,033 907,360
Retail repurchase agreements 17,319 18,175
Federal Home Loan Bank advances 20,000 35,000
Other liabilities 7,103 5,877
Total liabilities 972,455 966,412
Preferred stock - par value $0.01 per share; authorized 2,500,000 shares; none issued and outstanding 0 0
Common stock - par value $0.01 per share; authorized 75,000,000 shares; 12,792,509 and 12,784,605 issued and outstanding at March 31, 2014 and December 31, 2013, respectively 127 127
Capital surplus 144,876 144,624
Accumulated deficit (8,613) (10,641)
Accumulated other comprehensive loss, net of tax (9,438) (10,293)
Total shareholders' equity 126,952 123,817
Total liabilities and shareholders' equity $ 1,099,407 $ 1,090,229